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Disability Claims Jobs (NOW HIRING)

Make a Difference at NRECA and Join Us as a Disability Claims Specialist in Lincoln, NE! Are you passionate about helping others and making a meaningful impact? Join a team that's proud to be named ...

As a Disability Claims QA - Long Term Disability Specialist, you will leverage your expertise in long-term disability claims to review and ensure to accuracy and completeness of reports accompanying ...

Disability Claims Examiner - LTD

Newark, NJ · Remote

$53.30K - $88K/yr

The Team You will be part of the Long-Term Disability (LTD) Claims team which is part of our Group Insurance Business. We have Long-Term Disability teams based out of New Jersey, Maine, and Arizona ...

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Disability Claims information

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How much do disability claims jobs pay per hour?

As of May 29, 2026, the average hourly pay for disability claims in the United States is $24.12, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $27.40 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Disability Claims Specialist, and why are they important?

To thrive as a Disability Claims Specialist, you need a solid understanding of insurance policies, claims processing, and medical terminology, often supported by a degree in business, healthcare, or a related field. Familiarity with claims management software, medical coding systems, and regulatory compliance is typically required. Strong analytical thinking, attention to detail, and empathetic communication are crucial soft skills for assessing claims and interacting with clients. These competencies ensure accurate claim evaluations, regulatory adherence, and compassionate service for claimants navigating challenging circumstances.

What are some common challenges faced by professionals working in disability claims, and how can they be managed?

Professionals in disability claims often encounter complex cases that require careful interpretation of medical records and policy guidelines. Handling emotionally charged situations with empathy, while maintaining objectivity, is a frequent challenge. Effective time management and strong communication skills are essential for balancing a high caseload and collaborating with medical professionals, claimants, and team members. Regular training and support from experienced colleagues can also help navigate the evolving regulatory landscape and improve decision-making.

What are disability claims?

Disability claims are formal requests made by individuals to receive financial assistance or benefits due to a medical condition or injury that prevents them from working. These claims can be made through government programs like Social Security Disability Insurance (SSDI) or through private insurance policies. The process typically involves submitting medical evidence and documentation to prove the extent and duration of the disability. Approval of a claim depends on meeting specific criteria set by the agency or insurer. The goal of disability claims is to provide income support to those unable to earn a living due to their disabilities.

What is the difference between Disability Claims vs Disability Claims Adjuster?

AspectDisability ClaimsDisability Claims Adjuster
CredentialsTypically requires knowledge of insurance policies, claims processing, and sometimes certifications in insurance or claims managementRequires similar credentials, often with licensing or certifications in insurance adjusting or claims handling
Work EnvironmentOffice settings, remote work, or claims centersOffice-based, fieldwork, or remote, depending on employer
Industry UsageInsurance companies, government agencies, third-party administratorsInsurance companies, adjusting firms, government agencies
Search & Comparison IntentUnderstanding roles related to processing disability claimsComparing roles involved in evaluating and settling disability claims

Disability Claims generally refers to the process or the role of managing disability benefit requests, while Disability Claims Adjuster specifically involves evaluating and settling these claims. Both roles require knowledge of insurance policies and claims procedures, but the Adjuster often has a more active role in assessing damages and making decisions.

More about Disability Claims jobs
What cities are hiring for Disability Claims jobs? Cities with the most Disability Claims job openings:
What are the most commonly searched types of Disability Claims jobs? The most popular types of Disability Claims jobs are:
What states have the most Disability Claims jobs? States with the most job openings for Disability Claims jobs include:
Infographic showing various Disability Claims job openings in the United States as of May 2026, with employment types broken down into 17% As Needed, and 83% Full Time. Highlights an 99% Physical, and 1% Hybrid job distribution, with an average salary of $50,180 per year, or $24.1 per hour.
Disability Claims Specialist

Disability Claims Specialist

NRECA

Lincoln, NE

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 14 days ago


Job description

Job DescriptionMake a Difference at NRECA and Join Us as a Disability Claims Specialist in Lincoln, NE!

Are you passionate about helping others and making a meaningful impact? Join a team that's proud to be named one of Lincoln's Best Places to Work! At NRECA, we're looking for a compassionate and detail-oriented Disability Claims Specialist. Apply today and help us continue delivering excellence to our members!

About NRECA & Insurance & Financial Services (I&FS)

NRECA is a unique national trade association providing advocacy, financial services, and business support services to over 900 consumer owned electric cooperatives across the country. NRECA employees are united by our mission, inclusive culture, collaborative workplace, and commitment to service excellence. As a "best place to work" employer, we operate with integrity, transparency, and a spirit of innovation.

NRECA offers competitive compensation and a comprehensive benefits package, including medical, dental, and vision coverage, a matching 401(k) and pension plan, wellness programs, professional development opportunities, and a supportive, team-oriented culture that values your contributions.

The work in I&FS is diverse, intellectually engaging, and deeply impactful. They foster a culture of belonging, driven by values like communication, creative problem-solving, and accountability. If you're motivated by purpose, enjoy variety, and care about people and outcomes, this is the team for you.

About the Job
  • Under general supervision, reviews, investigates, and analyzes disability claim information for the NRECA membership in accordance with established policy provisions, procedures, and service standards.

  • Evaluates claims using standardized guidelines and escalation protocols, with support from senior staff and leadership and treats each disability claim as an individual case by researching the claimant's education, training, experience, functional limitations, and identifying potential opportunities for return to work where appropriate.

  • Assists in developing recommended plans of action for assigned claims and maintains high standards of customer service while meeting productivity and timeliness expectations.

  • Applies judgment within defined parameters to support the development and execution of a claim management approach, escalating complex, disputed, or unusual cases to senior specialists or management.

  • Positioniseligible for NRECA's hybrid schedule whichallows flexibility to work from home up to 2 days per/week.

QualificationsEducation, Experience, and Certifications Required
  • Associate degree in business or related field or 3 years of experience in disability or workers compensation claims processing working with group insurance plans and service providers.

  • Insurance coursework or designations obtained through organizations such as LOMA, AHIP, ICA, and IFEBP.

  • Three years of claims related experience in the areas of disability, workers' compensation, medical dental, and/or life insurance.

Knowledge, Skills and Abilities Required (as demonstrated by prior work experience)
  • Knowledge of the disability claims lifecycle, integrating medical evidence, vocational factors, functional limitations, and policy provisions to support consistent decisions.

  • Strong analytical and critical thinking skills with sound decision-making within established policies and authority levels.

  • Clear and professional verbal and written communication, effectively engaging diverse members and employees using approved messaging; and with the ability to speak the English language both fluently and clearly.

  • Ability to identify, investigate, and document issues accurately.

  • Strong customer service skills, including active listening, needs assessment, and de-escalation of challenging situations.

  • Accountable for attendance and adherence to a hybrid work schedule.

  • Ability to report to the office when required.

Work Schedule

8:15 - 5:00 p.m., Monday through Friday; Hybrid Schedule - 3-days days in-office (Tuesdays and Thursdays required; one additional day of your choice); 2 days from home.

Essential Physical Requirements

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the job.

  • Primarily sedentary work with extended periods of sitting.

  • Close visual acuity for computer work and data analysis.

  • Manual dexterity for frequent keyboard use.

  • Occasional light lifting (up to 10 lb).

  • Effective communication in person, by phone, and via email.

Additional Requirement:

The preceding job description has been written to reflect management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.


NRECA is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. If you need special assistance or an accommodation while seeking employment, please e-mail humanresources@nreca.coop or call: 703-907-5992 - NRECA Arlington Human Resources. Please call 402-483-9275 - NRECA Lincoln Human Resources, for Lincoln, NE employment opportunities. We will make a determination on your request for reasonable accommodation on a case-by-case basis.

The U.S. Equal Employment Opportunity Commission (EEOC) recently released the 'Know Your Rights' poster, which updates and replaces the previous "EEO is the Law" poster and "EEO Is the Law Poster Supplement".

Pay Transparency Non-Discrimination. NRECA will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay. Please see the Pay Transparency Nondiscrimination Provision for more information.

E-Verify. As a Federal Contractor, NRECA is required to participate in the E-Verify Program to confirm eligibility to work in the United States. For information please click on the following link: E-Verify.

For more information about life at NRECA please visit www.Electric.coop.