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Licensed Insurance Sales Agent information

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$65.2K

$98K

How much do licensed insurance sales agent jobs pay per year?

As of Aug 23, 2026, the average yearly pay for licensed insurance sales agent in the United States is $65,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $74,500.00 per year, depending on experience, location, and employer.

What is a licensed insurance sales agent?

A Licensed Insurance Sales Agent is a professional who is authorized by state regulators to sell insurance policies, such as life, health, auto, or property insurance, to individuals and businesses. They assess clients' insurance needs, explain policy options, and help customers choose coverage that fits their requirements and budgets. To become licensed, agents must pass state exams and meet ongoing education requirements. Their job often involves networking, prospecting, and providing ongoing support to existing policyholders.

What does a licensed insurance sales agent do?

As a licensed insurance sales agent, your duties include selling one or more types of insurance, such as medical, life, liability, car, business, travel, disability, and dental insurance. In this career, you may work for a single organization or as a broker representing several insurance companies and clients. The responsibilities of a licensed insurance sales agent include contacting and interviewing prospective customers to determine their insurance needs. They also analyze a client's insurance policies to determine gaps and redundancies, handle client policy renewals, and offer resources and referrals to their clients. Some insurance sales agents expand their skills and qualifications in order to sell financial planning, estate planning, and retirement planning services.

What are the key skills and qualifications needed to thrive as a licensed insurance sales agent, and why are they important?

To thrive as a Licensed Insurance Sales Agent, you need strong sales acumen, thorough knowledge of insurance products, and a valid state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, active listening, and resilience help agents build trust and handle client objections effectively. These skills and qualities are essential for consistently meeting sales goals, ensuring regulatory compliance, and delivering excellent customer service.

What are some common challenges faced by licensed insurance sales agents, and how can they be overcome?

Licensed Insurance Sales Agents often encounter challenges such as meeting sales targets, handling client objections, and staying up to date with changing regulations. To overcome these, agents benefit from strong interpersonal skills, ongoing product training, and effective time management. Leveraging mentorship from experienced colleagues and regularly attending industry workshops can also help agents adapt to market changes and improve their sales techniques. Building lasting client relationships through excellent customer service is key to long-term success.

Is a licensed insurance sales agent a good career?

A licensed insurance sales agent can be a stable career with opportunities for commission-based income and client relationship building. Success often depends on sales skills, industry knowledge, and licensing requirements, with some roles offering flexible schedules and potential for advancement. However, income can vary based on sales performance and market conditions.
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Licensed Insurance Sales Agent jobs near you
Infographic showing various Licensed Insurance Sales Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $65,190 per year, or $31.3 per hour.

Licensed Insurance Sales Agent

KENDRA GRIMES INSURANCE AGENCY LLC

Las Vegas, NV • On-site

$14 - $18/hr

Full-time

Retirement

Re-posted 11 days ago

Job description

We are looking for a competitive insurance agent to generate new business by contacting potential customers. You will sell, solicit, differentiate and negotiate insurance plans that match the needs of your assigned or prospective customers’ portfolio. The goal is to build up strong positive relationships, to ensure growth attainment and increase our firm’s reputation.

Pays hourly + Commission

Responsibilities:

  • Inbound and outbound sales
  • Network with potential customers
  • Educate customers on each type of insurance coverage and make recommendations based on their needs
  • Evaluate current insurance policies and recommend additional coverage when needed
  • Maintain all insurance documents in a confidential way

Qualifications:

  • Prior agent or sales experience
  • Strong communication, presentation, and sales skill
  • Passion for helping others
  • Organizational skills
  • Attention to detail
  • P&C License