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Insurance Subrogation Jobs (NOW HIRING)

LHH US

Senior Subrogation Specialist

Oklahoma City, OK · On-site

$54K - $66K/yr

Senior Subrogation Claims Specialist LHH is looking for a Senior Subrogation Claims Specialist to ... Negotiate recoveries directly with insurance carriers and third parties * Resolve disputes through ...

Afni, Inc.

Virtual Subrogation Specialist

$21/hr

This role requires close collaboration with clients, insured parties, and other stakeholders to ... Review and manage subrogation files across varying lines of business. * Respond professionally and ...

Stillman Law Office

Attorney - Michigan

Farmington, MI · On-site

The Firm's practice areas include primarily Consumer/Commercial Collection and Insurance Subrogation. The Firm is seeking a licensed Michigan attorney. The position includes court appearances and ...

CCMSI

Subrogation Claim Representative I

Phoenix, AZ · On-site

$60K - $75K/yr

Subrogation Claim Representative I Location: Phoenix, AZ - Hybrid schedule after initial training ... Medical, Dental, Vision, Life, and Disability Insurance * Retirement plans : 401(k) and Employee ...

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CCMSI

Subrogation Claim Representative I

Phoenix, AZ

$60K - $75K/yr

Overview Subrogation Claim Representative I Location: Phoenix, AZ - Hybrid schedule after initial ... Medical, Dental, Vision, Life, and Disability Insurance * Retirement plans : 401(k) and Employee ...

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All JobsInsurance Subrogation Jobs

Insurance Subrogation information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance subrogation jobs pay per year?

As of Jul 12, 2026, the average yearly pay for insurance subrogation in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

How does an Insurance Subrogation Specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

What are the key skills and qualifications needed to thrive as an Insurance Subrogation Specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.
More about Insurance Subrogation jobs
What cities are hiring for Insurance Subrogation jobs? Cities with the most Insurance Subrogation job openings:
What states have the most Insurance Subrogation jobs? States with the most job openings for Insurance Subrogation jobs include:
What job categories do people searching Insurance Subrogation jobs look for? The top searched job categories for Insurance Subrogation jobs are:
Insurance Subrogation jobs near you
Infographic showing various Insurance Subrogation job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.
Subrogation Damages Analyst

Subrogation Damages Analyst

Cozen O'Connor

Philadelphia, PA • On-site

$50K - $60K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description


The Subrogation Damages Analyst plays a key role in the subrogation recovery process by preparing comprehensive, accurate, and well-organized damage summary packets for large loss property damage subrogation claims. This position supports the subrogation team by gathering claim file materials, verifying supporting documentation, and assembling damage summaries that enable successful recovery efforts from responsible third parties.
Responsibilities
  • Compile and prepare detailed subrogation packets summarizing damages for paid insurance claims for multiple types of coverages (building/dwelling, auto, personal property, business interruption, additional living expenses, loss of use, cyber, etc.
  • Review claim files, adjuster notes, invoices, estimates, photos, and other supporting documents to ensure completeness and accuracy
  • Organize documentation into clear, logical, and compliant damage summaries for internal review or external submission
  • Verify that all required information is included to support paid damage claims
  • Communicate with claims adjusters, recovery specialists, and other internal teams to obtain missing or updated information
  • Maintain accurate records of prepared packets and track file progress within subrogation workflows
  • Ensure all documentation adheres to firm standards and legal guidelines
  • Identify and redact information from damage supports based on privacy and/or privilege
  • Assist with general subrogation support tasks, including file updates, data entry, and correspondence as needed

Qualifications
  • Experience in insurance claims, subrogation, or related administrative/analytical roles preferred
  • Strong attention to detail with the ability to review and synthesize complex documentation
  • Excellent organizational and time management skills
  • Ability to communicate clearly and professionally with internal attorneys
  • Proficiency with claims systems, document management tools, Adobe applications, and Microsoft Office applications
  • Ability to work independently while meeting deadlines in a fast-paced environment

Core Competencies:
  • Financial literacy
  • Documentation accuracy
  • Analytical thinking
  • File organization and management
  • Collaboration and communication
  • Compliance awareness
  • Problem solving

The salary range for this role is $50,000 - $60,000 and represents the Firm's good faith and reasonable estimate of the range of possible compensation at the time of posting. Actual compensation will be dependent upon a number of factors, including but not limited to, the candidate's relevant experience, qualifications and location.

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