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Insurance Subrogation Jobs in Oregon (NOW HIRING)

... Commercial Insurance Adjuster to independently investigate, evaluate, and resolve complex ... Identify and escalate potential fraud indicators or subrogation opportunities * Ensure compliance ...

Inside Auto Adjuster

OR · On-site +1

$68K - $104K/yr

... subrogation or fraud potential and how to handle Applies intermediate understanding of insurance policies written by the company, the industry, and organizational relationships within the company and ...

Claims Advocate

OR · On-site +1

$60K - $80K/yr

Strong understanding of commercial property and liability insurance policies, as well as knowledge of relevant state and federal subrogation laws. Knowledge of construction methods is beneficial

New

Serves as a liaison between the insurance industry and law enforcement/fire service personnel. * Investigates losses/claims with illegal, fraudulent or subrogation aspects in accordance with ...

Serves as a liaison between the insurance industry and law enforcement/fire service personnel. * Investigates losses/claims with illegal, fraudulent or subrogation aspects in accordance with ...

Serves as a liaison between the insurance industry and law enforcement/fire service personnel. * Investigates losses/claims with illegal, fraudulent or subrogation aspects in accordance with ...

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Insurance Subrogation information

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

How does an insurance subrogation specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What are the key skills and qualifications needed to thrive as an insurance subrogation specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

How to become an insurance subrogation adjuster?

To become an insurance subrogation adjuster, typically one needs a high school diploma or equivalent, along with experience in insurance claims or related fields. Many employers prefer candidates with a state license or certification in claims adjusting, and strong analytical, negotiation, and communication skills are essential for success in this role.
Infographic showing various Insurance Subrogation job openings in Oregon as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Field Claims Representative - Portland, Oregon

Acuity Insurance

Portland, OR

$75K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago


Job description

Acuity is seeking a Field Claims Representative to investigate, record facts, preserve evidence, determine coverage. The representative evaluates liability, exposure, subrogation potential and arrange for the disposition of claims through settlement or denial, including litigation. In this role, duties and responsibilities are to be carried out in the field and in person with a high level of frequency.

Internal Deadline to Apply: Friday, September 4th

ESSENTIAL RESPONSIBILITIES:

  • Organizes work and arranges for immediate contact with all pertinent parties surrounding claim assignment.
  • Completes a thorough investigation to determine coverage, assess liability and evaluate damages.
  • Conducts investigations and provides customer follow-up in person.
  • Evaluates, revises or recommends reserve changes.
  • Inspects and determines property damage.
  • Understands basic anatomy, medical terminology and has ability to decipher medical records and bills. 
  • Identifies and pursues all subrogation opportunities.
  • Employs customer service concepts and requirements.
  • Identifies potentially fraudulent claims and promptly refers them to the SIU.
  • Maintains a sense of urgency while implementing proactive claim handling plans and procedures.
  • Properly and effectively utilizes sound judgment, discretion and settlement authority to resolve claims through negotiation, settlement or denial.
  • Handles all claims as assigned, including claims in other districts as requested.
  • Maintains positive attitude.
  • Always represents the Company in a professional manner.
  • Maintains company property in good working order, requests new equipment and secures authorization for repairs.
  • Maintains working relationship with field sales force and underwriting department in securing and giving information on claims and regarding the risk desirability of insureds.
  • Supervises and directs defense attorneys in preparing a case for trial, including attending mediations and depositions.
  • Must have a valid driver’s license and an acceptable motor vehicle record to operate a corporate vehicle.
  • Regular and predictable attendance.
  • Performs other duties as assigned.

                                                    EDUCATION: 

                                                    College degree or equivalent.

                                                    EXPERIENCE:

                                                    Minimum 5 years of insurance claims experience required, with multi-line and/or field adjusting experience preferred. Trucking Litigation background is a plus.

                                                    OTHER QUALIFICATIONS:

                                                    • Knowledgeable in all matters relating to property and casualty claims practices, policies and procedures.
                                                    • Good written and verbal communication skills.
                                                    • Organizational and time management skills.
                                                    • Basic understanding of state statutes and case laws.
                                                    • Customer service oriented.
                                                    • Efficient use of laptop and associated software, including e-mail and word processing.
                                                    • Work independently.

                                                    *Acuity does not sponsor applicants for U.S. work authorization.* 

                                                    This job is classified as exempt.

                                                    The salary range for this position is $75,000 - $150,000 annually. This salary range is an estimate, and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities.

                                                    For this role, Acuity offers a comprehensive benefits package, including a generous 401(k) contribution, medical, dental, vision, life and disability insurance, paid time off, an Employee Assistance Program, and more. A full description of benefits and eligibility will be provided to candidates during the hiring process.

                                                    We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.

                                                    Acuity will include at least one in-person interview during the hiring process for all positions.

                                                    If you have a disability and require reasonable accommodations to apply or during the interview process, including for in-person interviews, please contact our Talent Acquisition team at careers@acuity.com. Acuity is dedicated to offering reasonable accommodations during our recruitment process for qualified individuals.