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Insurance Subrogation Jobs in Houston, TX (NOW HIRING)

Claim Professional I

Houston, TX · On-site

$21.75 - $29.75/hr

Identifies potential subrogation issues. * Monitors claim resolution activities implemented by insurer(s) and employers. * Maintains Project Risk Management Information System (RMIS) for assigned ...

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Annual bonus based on performance Company Description Sebesta Poelma, LLLP was founded in 2007 as a boutique litigation firm, specializing in insurance defense, coverage, and subrogation and recovery.

Claims Specialist - Marine

Houston, TX · On-site +1

$62K - $85K/yr

Identifies subrogation opportunities and fraud potential and makes appropriate referrals * Strong ... Knowledge of insurance industry or claims handling preferred, * Knowledge of recreational boating ...

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Annual bonus based on performance Company Description Sebesta Poelma, LLLP was founded in 2007 as a boutique litigation firm, specializing in insurance defense, coverage, and subrogation and recovery.

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty ... subrogation/salvage assessment. * Perform on-site inspections including carrying and setting up a ...

... salvage, subrogation, and rehabilitation. Essential Functions Claims Management: * Workers ... Report claims timely to the insurance carrier with copy to broker. * General Liability: Works with ...

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty ... subrogation/salvage assessment. * Perform on-site inspections including carrying and setting up a ...

Initiates proceedings for subrogation or recovery. On cases in suit, contacts and directs the ... Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial ...

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Showing results 1-20

Insurance Subrogation information

See Houston, TX salary details

$18.6K

$71.3K

$105.5K

How much do insurance subrogation jobs pay per year?

As of Aug 2, 2026, the average yearly pay for insurance subrogation in Houston, TX is $71,317.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,800.00 and $95,500.00 per year, depending on experience, location, and employer.

How does an Insurance Subrogation Specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

What are the key skills and qualifications needed to thrive as an Insurance Subrogation Specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.
What are popular job titles related to Insurance Subrogation jobs in Houston, TX? For Insurance Subrogation jobs in Houston, TX, the most frequently searched job titles are:
What cities near Houston, TX are hiring for Insurance Subrogation jobs? Cities near Houston, TX with the most Insurance Subrogation job openings:
Infographic showing various Insurance Subrogation job openings in Houston, TX as of July 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $71,317 per year, or $34.3 per hour.

Field Claims Representative

Texas Farm Bureau Insurance

Liberty, TX • On-site

Full-time

Re-posted 25 days ago


Texas Farm Bureau Insurance rating

7.8

Company rating: 7.8 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

187th of 301 rated insurance


Job description

The Voice of Texas Agriculture.
Company Name: Texas Farm Bureau Casualty Insurance Company | Department: Claims
This position is responsible for investigating and resolving claims in a fair, prompt, and efficient manner, according to company and Claims department policies and procedures.
MAJOR RESPONSIBILITIES AND AUTHORITY
Confirm status of policy and coverage.
Investigate, evaluate, and settle claims while applying technical knowledge and human relations skills to effect fair and prompt settlement of claims.
Answer calls and complaints promptly.
Investigate and submit coverage questions and Agents' error and omission claims to the District Claims Manager.
Submit required reports on each assigned claim to the District Claims Manager in a timely manner.
Recognize the need for experts, including those from within or outside the company, and report that to the District Claims Manager.
Advise the District Claims Manager of new lawsuits, counseling with the insured, exploring the possibility of settlement, and assist in the preparation of each case for defense as necessary.
Recognize and thoroughly investigate Subrogation claims and make referrals to the Subrogation unit.
Recognize potentially fraudulent claims and report to District Claims Manager and Special Investigations Unit in accordance with company guidelines.
Evaluate, set, and recommend reserves consistent with company policies.
Investigate and report accidental death claims, property protection claims, and payment to fire departments within established procedures.
Assist in other areas as needed due to business necessity.
Pay and process claims within designated authority level.
Enter claim payments, reserves, and new claims into the computer system, using concise yet sufficient file documentation.
Resolve complex, severe exposure claims using high service-oriented file handling.
Complete and forward Claims department report to Underwriting.
Present cases and participate in their discussion at claim committee meetings.
Recommend and use structured settlement programs where appropriate.
Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
Submit monthly expense reports, monthly telephone bills, and other reports as requested.
Contact or interview claimants, doctors, medical specialists, or employees to get additional information regarding claims.
Participate in the training process as given in the Texas Claims Representative Training Process, so that the recommended schedule is followed, except when changes are made specifically at the request of the assigned District Claims Manager.
Properly care for and maintain company equipment including car, cell phone, computer, etc.
Achieve and maintain company standards and procedures.
Comply with the Certified Fleet Operator requirements of the Company Driving and Safety Policy.
Other duties as assigned.
MINIMUM POSITION QUALIFICATIONS
Four-year degree from an accredited college or university.
All Lines Adjuster license from the Texas Department of Insurance, maintained according to the licensing requirements set forth by the state of Texas or the ability to obtain.
Acceptable credit rating.
Effective knowledge of basic computer applications, especially Microsoft Office Suite.
Effective interpersonal verbal skills, both face-to-face and over the phone.
Ability to plan, organize, and complete detailed work independently or in a team environment.
Valid Texas driver's license and driving record at the time of hire which would not place the employee on probation, or disqualify the employee from Certified Fleet Operator Status, under the company Driving and Safety Policy.
PHYSICAL REQUIREMENTS
Use of PC, telephone, copy machine, fax, and other office equipment over six (6) hours per day.
Extended periods of sitting and concentrating.
Regular bending, twisting, crouching, pulling, pushing, and reaching in an office or field environment.
Regular physical activities, including lifting, carrying, and using a 35-pound ladder, as well as climbing on roofs.
WORKING CONDITIONS
Subject to relocation.
Occasional long, irregular work hours.
Travel, including overnight travel, as required.
Work to be conducted in an office environment owned or leased by company.
Texas Farm Bureau is an Equal Opportunity Employer (M/F/D/V).

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