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Insurance Subrogation Jobs in Dallas, TX (NOW HIRING)

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Insurance Subrogation information

See Dallas, TX salary details

$19.3K

$73.9K

$109.3K

How much do insurance subrogation jobs pay per year?

As of Aug 22, 2026, the average yearly pay for insurance subrogation in Dallas, TX is $73,875.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,500.00 and $98,900.00 per year, depending on experience, location, and employer.

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

How does an insurance subrogation specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What are the key skills and qualifications needed to thrive as an insurance subrogation specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

How to become an insurance subrogation adjuster?

To become an insurance subrogation adjuster, typically one needs a high school diploma or equivalent, along with experience in insurance claims or related fields. Many employers prefer candidates with a state license or certification in claims adjusting, and strong analytical, negotiation, and communication skills are essential for success in this role.

What cities near Dallas, TX are hiring for Insurance Subrogation jobs?

Cities near Dallas, TX with the most Insurance Subrogation job openings:

Infographic showing various Insurance Subrogation job openings in Dallas, TX as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $73,875 per year, or $35.5 per hour.

Property Damage Subrogation Specialist

First Chicago Insurance

Richardson, TX • On-site

$50K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago


First Chicago Insurance rating

5.7

Company rating: 5.7 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

296th of 311 rated insurance


Job description

We are seeking the ideal candidate for our Property Damage Subrogation Specialist opening for our growing insurance company!

Property Damage (PD) Subrogation Specialist

Recover What Matters. Make an Impact. Grow Your Career.

Are you an experienced auto insurance subrogation professional who enjoys investigating liability, negotiating successful recoveries, and achieving results? We're looking for a Property Damage (PD) Subrogation Specialist to join our Claims team. In this role, you'll take ownership of auto property damage subrogation files from start to finish, working with insurance carriers, attorneys, and uninsured motorists to maximize recoveries while delivering exceptional claim outcomes.

If you're a skilled negotiator with strong knowledge of auto liability and thrive in a fast-paced, collaborative environment, we'd love to hear from you.

The PD Subrogation Specialist will be responsible for the handling and resolution of all auto property damage subrogation claims. Must have the ability to determine, develop and negotiate the theory of liability with Third Party Carriers, attorneys and uninsured motorists, as well as resolve files in accordance with company objectives and applicable state regulations.

DUTIES & RESPONSIBILITIES:

  • Review evidence required supporting property damage subrogation activity on claims in accordance with policy contract, corporate claims policy and state regulations
  • Contact appropriate parties, insurance carriers, and attorneys, to negotiate settlements which are in compliance with company objectives and applicable state regulations
  • Evaluate all counter claims that present themselves and review with Claims management
  • Review settlement offers with Claims management to ensure they are in compliance with company objectives and applicable state regulations
  • Achieve/maintain company goals
  • Perform other duties as assigned

QUALIFICATIONS REQUIRED:

  • Minimum of 2-3 years of auto insurance company subrogation experience
  • Knowledge of liability law
  • Good interpersonal, organizational, and verbal/written communication skills
  • Ability to pass written examinations where required by state statutes to become a licensed claims adjuster
  • Ability to work on an on-line computer-based claims system
  • In-Office position

Preferred:

  • College degree

First Chicago Insurance Company provides a competitive benefits package to all full- time employees. Following are some of the perks First Chicago employees receive:

  • Competitive Salaries
  • Commitment to your Training & Development
  • Medical and Dental and Vision Reimbursement
  • Short Term Disability/Long Term Disability
  • Life Insurance
  • Flexible Spending Account
  • Telemedicine Benefit
  • 401k with a generous company match
  • Paid Time Off and Paid Holidays
  • Tuition Reimbursement
  • Wellness Program
  • Fun company sponsored events
  • And so much more!

Estimated Compensation Range: $50,000/year - $65,000/year*

*Published ranges are estimates


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