1

Insurance Subrogation Jobs (NOW HIRING)

Attorney

Peachtree Corners, GA ยท Hybrid

$85K - $100K/yr

Miller & Associates, LLC is a leading provider of insurance subrogation legal services. As part of our growth, we are seeking a skilled Subrogation Attorney to join our dynamic legal team. Job ...

Paralegal

Islandia, NY

$65K - $75K/yr

Support attorneys handling a high-volume caseload of no-fault auto insurance and subrogation matters * Draft and prepare legal correspondence, pleadings, and arbitration submissions * Coordinate with ...

Showing results 21-40

Insurance Subrogation information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance subrogation jobs pay per year?

As of Aug 22, 2026, the average yearly pay for insurance subrogation in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

How does an insurance subrogation specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What are the key skills and qualifications needed to thrive as an insurance subrogation specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

How to become an insurance subrogation adjuster?

To become an insurance subrogation adjuster, typically one needs a high school diploma or equivalent, along with experience in insurance claims or related fields. Many employers prefer candidates with a state license or certification in claims adjusting, and strong analytical, negotiation, and communication skills are essential for success in this role.
More about Insurance Subrogation jobs

What cities are hiring for Insurance Subrogation jobs?

Cities with the most Insurance Subrogation job openings:

What states have the most Insurance Subrogation jobs?

States with the most job openings for Insurance Subrogation jobs include:

Infographic showing various Insurance Subrogation job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Subrogation Recovery

United Subrogation Associates

Dallas, TX โ€ข On-site

$36K/yr

Full-time

PTO

Posted 12 days ago


Job description

Benefits:
  • Paid time off
  • Bonus based on performance

About the Role:
United Subrogation Associates is looking for a driven and detail-oriented Subrogation Recovery professional to join our team in Dallas, TX. This is an exciting opportunity to make a real impact by recovering funds and delivering results in a fast-paced, specialized legal and insurance environment.
Responsibilities:

  • Investigate and evaluate subrogation claims to identify recovery opportunities
  • Perform skip tracing to locate negligent parties and responsible entities
  • Make outbound calls to adverse parties, negotiate payments, and secure settlements
  • File claims with insurance carriers and pursue recovery under applicable coverage
  • Challenge and rebut liability decisions on behalf of clients
  • Analyze estimates, damages, reserves, and comparative negligence to assess recovery potential
  • Draft and send demand letters with supporting documentation
  • Coordinate with carriers, attorneys, and internal teams to maximize recovery
  • Maintain accurate records in claims management systems
  • Monitor statutes of limitations and ensure timely pursuit of recovery actions
Requirements:

  • Prior experience in subrogation, insurance claims, or collections recovery
  • Ability to skip trace, investigate parties, and negotiate payments
  • Strong understanding of reserves, comparative negligence, and how to read an estimate
  • Familiarity with auto, property, or workers’ compensation subrogation principles
  • Ability to analyze liability, damages, and coverage
    Strong written and verbal communication skills
    Highly organized with the ability to manage multiple files
    Proficiency with claims systems and Microsoft Office
  • Associate’s or Bachelor’s degree in Business, Legal Studies, or related field preferred
Compensation:

$36,000 per year + performance‑based bonuses

About Us:

United Subrogation Associates is a trusted leader in subrogation recovery services, serving insurance carriers and self‑insured organizations from our Dallas headquarters. We operate in a results‑driven collections and claims environment where persistence, accuracy, and strategic negotiation directly impact recovery outcomes. Our team values professionalism, accountability, and strong investigative skills.