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Insurance Agent Jobs in Minnesota (NOW HIRING)

Big I Minnesota

Insurance Agent

Saint Paul, MN · On-site

YOUR FUTURE as an Independent Insurance Agent Starts Here If you're looking for a career that offers flexibility, job stability, competitive compensation, and more, then you've come to the right ...

Big I Minnesota

Insurance Agent

Saint Paul, MN · On-site

Your Future as an Independent Insurance Agent Starts Here If you're looking for a career that offers flexibility, job stability, competitive compensation, and more, then you've come to the right ...

Farmers Cameron Quade

Insurance Agent

Rochester, MN · On-site

$60K - $85K/yr

Join us as an Insurance Agent and enjoy a base salary, unlimited commission opportunities, paid pre-licensing, and a transparent path to advancementincluding the potential for agency ownership.

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Insurance Agent information

See Minnesota salary details

$24.5K

$63.7K

$119K

How much do insurance agent jobs pay per year?

As of Jul 13, 2026, the average yearly pay for insurance agent in Minnesota is $63,683.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $75,400.00 per year, depending on experience, location, and employer.

What Does an Insurance Agent Do?

Insurance agents contact potential customers to sell car, home, travel, medical, or life insurance policies. Insurance agents inform customers of policy terms and work directly with customers to renew, change, or transfer policies. Also, insurance agents gather and analyze customer information then use this to identify the most appropriate policies. Insurance agents provide customer service, conduct research about customer needs, and deliver presentations about policy options.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant regulations, often supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and effectively address client needs. These competencies are vital for meeting sales targets, ensuring compliance, and maintaining long-term client relationships.

What is the difference between Insurance Agent vs Insurance Broker?

AspectInsurance AgentInsurance Broker
CredentialsLicensed to sell policies for specific insurance companiesLicensed to represent multiple insurance companies and offer a variety of policies
Work EnvironmentTypically employed by an insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Search & Comparison IntentLooking for agents to buy policies from specific insurersSeeking brokers who can compare policies across multiple insurers

While both Insurance Agents and Insurance Brokers assist clients with insurance policies, agents usually represent a single insurer, whereas brokers work independently to compare options across multiple companies. Understanding these differences helps you choose the right professional for your insurance needs.

Why do most insurance agents quit?

Many insurance agents quit due to the high level of competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong interpersonal skills, self-motivation, and resilience, which can be challenging over time. Additionally, the reliance on commissions means income stability can be uncertain, leading some to leave the profession.

Is it hard to make money as an insurance agent?

Making money as an insurance agent can vary based on experience, sales skills, and the ability to build a client base. Income often depends on commissions from policies sold, and success typically requires persistence, networking, and product knowledge. Some agents earn substantial income, while others may find it challenging initially.

What are some common challenges Insurance Agents face when building their client base, and how can they overcome them?

Insurance Agents often encounter challenges such as establishing trust with new clients, differentiating themselves in a competitive market, and managing client rejections. To overcome these obstacles, agents typically focus on building strong relationships through personalized service, maintaining up-to-date product knowledge, and leveraging networking opportunities. Successful agents also use digital marketing tools and referrals to expand their reach and consistently follow up with prospects to nurture long-term relationships.

What kind of insurance agent gets paid the most?

High-earning insurance agents often specialize in commercial or high-net-worth client insurance, such as business or luxury asset coverage. Agents with advanced certifications, strong sales skills, and a focus on complex policies tend to earn higher commissions and salaries.

What does an Insurance Agent do?

An Insurance Agent helps clients choose and purchase insurance policies that best fit their needs, such as health, life, auto, or property insurance. They assess clients' financial situations, explain various insurance options, and guide them through the application process. Insurance Agents also provide ongoing customer service, assist with policy changes, and help clients file claims when necessary. Their role requires strong communication and sales skills, as well as a thorough understanding of insurance products and regulations.

Is being an insurance agent worth it?

Insurance agents sell policies and advise clients on coverage options, often working on commission which can lead to variable income. The role requires strong communication skills, industry knowledge, and licensing, with job stability depending on market demand and individual performance.
More about Insurance Agent jobs
What are the most commonly searched types of Insurance Agent jobs in Minnesota? The most popular types of Insurance Agent jobs in Minnesota are:
What are popular job titles related to Insurance Agent jobs in Minnesota? For Insurance Agent jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Insurance Agent jobs in Minnesota look for? The top searched job categories for Insurance Agent jobs in Minnesota are:
What cities in Minnesota are hiring for Insurance Agent jobs? Cities in Minnesota with the most Insurance Agent job openings:
What are popular job titles related to Insurance Agent jobs in MN? For Insurance Agent jobs in MN, the most frequently searched job titles are:
Insurance Agent jobs near you
Infographic showing various Insurance Agent job openings in Minnesota as of July 2026, with employment types broken down into 93% Full Time, 4% Part Time, and 3% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $63,683 per year, or $30.6 per hour.
Insurance Agent - Minnesota

Insurance Agent - Minnesota

American Family Insurance

Rochester, MN • On-site

Full-time

Re-posted 4 days ago

American Family Insurance rating

7.7

Company rating: 7.7 out of 10

Based on 134 frontline employees who took The Breakroom Quiz

183rd of 281 rated insurance

Job description

Community leader. Protector of dreams. That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you're looking for a chance to own your future — we're interested in you! Apply today.

At American Family, we're seeking highly motivated individuals with a demonstrated track record of success and eagerness to accomplish something that takes time, energy, and commitment. Do you possess a strong work ethic and have an inner drive that makes you hungry for success?  

Insurance Agents operate as independent contractors, representing American Family and its products exclusively. As an insurance agent, you'll be responsible for your agency's overall management, sales, and growth. You'll also hire your team and work with them to meet the strategic business goals you set. 

Reasons why you should become an American Family Insurance Agent: 

  • Financially Fit: American Family has the financial security to protect the dreams of your policy holders 

  • Fortune 500 company that is among the largest Property and Casualty insurance groups 

  • Offer American Family Insurance products as well as products and services through our subsidiary partners 

  • Training and support from a local team – from marketing, prospecting, business consultation and more 

  • Unlimited compensation potential including a New Agent Incentive Program 

Requirements 

  • Obtain Property and Casualty and Life insurance licenses 

  • Ability to pass a motor vehicle, financial/credit and criminal background check 

We believe people are an organization’s most valuable asset, and their ideas and experiences matter. From our CEO to our agency force, we’re committed to growing a diverse and inclusive culture that empowers innovation that will inspire, protect, and restore our customers’ dreams in ways never imagined. 

We have several opportunities to start scratch or take over existing agencies across the state of Minnesota!

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