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Remote Insurance Agent Jobs in Minnesota (NOW HIRING)

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See Minnesota salary details

$24.5K

$63.7K

$119K

How much do remote insurance agent jobs pay per year?

As of May 28, 2026, the average yearly pay for remote insurance agent in Minnesota is $63,683.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $75,400.00 per year, depending on experience, location, and employer.

What Does a Remote Insurance Agent Do?

As a remote insurance agent, you work from home to increase the sales of insurance policies. This often includes auto, life, home, health, travel, and other forms of insurance. In this role, you may explain the benefits of each plan to customers, follow up on a list of leads, and address customer concerns and objections. Other duties include responding to online inquiries and providing help to existing customers, rather than exclusively focusing on generating sales for new products. Some details of this job depend on the type of insurance you sell. For example, if you sell customized insurance packages, you may occasionally visit clients to assess any risks associated with their policies.

What are the key skills and qualifications needed to thrive as a Remote Insurance Agent, and why are they important?

To thrive as a Remote Insurance Agent, you need a strong understanding of insurance products, sales techniques, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, virtual communication platforms, and quoting tools is also essential. Outstanding interpersonal skills, self-motivation, and the ability to build trust remotely distinguish high performers in this role. These skills are vital for effectively reaching clients, closing sales, and maintaining compliance while working independently from a remote setting.

How does a Remote Insurance Agent typically collaborate with team members and clients in a virtual environment?

Remote Insurance Agents rely heavily on digital communication tools such as video calls, email, and instant messaging to interact with clients and coordinate with colleagues. Regular team meetings are often held virtually to discuss goals, share updates, and address challenges. Agents also use secure online platforms to manage client information, process applications, and track policy renewals. Building strong relationships remotely can be challenging, but proactive communication and responsiveness help maintain trust with both clients and team members.

What are remote insurance agents?

Remote insurance agents are licensed professionals who help clients choose and manage insurance policies while working from a location outside of a traditional office, such as from home. They communicate with clients mainly through phone, email, or online platforms to assess needs, provide quotes, and facilitate policy purchases or changes. This remote setup offers flexibility for both the agent and the clients, often leading to extended service hours. Remote insurance agents must still comply with all licensing requirements and regulations, just like their in-office counterparts.

What is the difference between Remote Insurance Agent vs Insurance Broker?

AspectRemote Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentRemote or home-based, client-facingTypically office-based or remote, client-facing
Employer & Industry UsageInsurance companies, agenciesIndependent, multiple insurers
Primary RoleSell insurance policies directly to clientsHelp clients find policies across multiple insurers

Remote Insurance Agents primarily sell policies for specific insurers, working remotely, while Insurance Brokers act independently, offering clients a variety of options from multiple insurers. Both roles require licensing and involve client interaction, but brokers have broader access to products and often work independently.

More about Remote Insurance Agent jobs
What are the most commonly searched types of Insurance Agent jobs in Minnesota? The most popular types of Insurance Agent jobs in Minnesota are:
What are popular job titles related to Remote Insurance Agent jobs in Minnesota? For Remote Insurance Agent jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Agent jobs in Minnesota look for? The top searched job categories for Remote Insurance Agent jobs in Minnesota are:
What cities in Minnesota are hiring for Remote Insurance Agent jobs? Cities in Minnesota with the most Remote Insurance Agent job openings:
Remote Insurance Agent jobs near you

Independent Licensed Life Insurance Agent- Remote

Group Financier Signature

Minneapolis, MN • Remote

Other

Medical, Life

Posted 12 days ago

Job description

Independent Licensed Life Insurance Agent– Remote The Opportunity

Are you an active, licensed life insurance agent tired of restrictive "captive" contracts, low commission caps, or lack of lead transparency?

We are looking for seasoned professionals to join our platform as independent advisors. This is a 1099 partnership designed for producers who know the industry and want to maximize their ROI by leveraging 50+ top-rated carriers and a robust, automated infrastructure.

Key Responsibilities
  • Consultative Sales: Conduct high-level financial protection assessments for diverse client portfolios.
  • Carrier Selection: Leverage our platform to quote and bind policies across 50+ carriers, ensuring the best fit for the client.
  • Pipeline Management: Utilize our advanced CRM and automation tools to manage high-volume lead flows and client renewals.
  • Scale & Lead: (Optional) Build and mentor your own agency within our ecosystem to generate override income.
Why Experienced Agents Partner With Us
  • Uncapped High-Contract Levels: Competitive commission tiers with performance-based increases.
  • Zero Commission Splits on Leads: Access high-intent leads at cost; keep 100% of your earned commission.
  • Full Portability: You own your book of business from day one.
  • Vested Renewals: Build long-term wealth with immediate vesting on renewal income.
  • Elite Tech Stack: Full access to CRM, automated marketing funnels, and multi-carrier quoting tools.
  • Carrier Depth: Immediate access to A-rated carriers (Term, IUL, Whole Life, Final Expense).
The Professional Profile
  • Currently Licensed: You hold an active Life & Health (or Life-only) license in at least one state.
  • Proven Track Record: You have a history of consistent production and understand the nuances of the life insurance sales cycle.
  • Self-Sufficient: You are a disciplined remote professional who doesn't need "hand-holding" but values a high-level support community.
  • Tech-Savvy: Comfortable navigating modern CRM systems and virtual sales platforms.
Requirements
  • Active Resident Life Insurance License (Required).
  • Errors & Omissions (E&O) Insurance.
  • Must be authorized to work in the United States.
  • A dedicated home office setup with high-speed internet.
Compensation & Structure
  • 1099 Independent Contractor: True entrepreneurial freedom.
  • High Upfront Commissions: Aggressive advance schedules.
  • Passive Income: Monthly renewal income and performance bonuses.
  • Agency Overrides: Compensation for those interested in the leadership and recruitment track.

Note: This is a commission-only partnership for licensed professionals looking to scale their existing business or transition to a more lucrative platform.

Ready to Scale?

If you are a producer who is ready to leave the "trainee" environment behind and start earning what your production is actually worth, we want to talk.

PandoLogic. Category:Insurance, Keywords:Insurance Agent, Location:Minneapolis, MN-55405

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