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Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do insurance adjuster jobs pay per year?

As of Aug 5, 2026, the average yearly pay for insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

Can I be an insurance adjuster without a degree?

Insurance adjusters typically do not need a college degree to start working, but they often require relevant training, licensing, and sometimes certification. Many employers prioritize experience, knowledge of insurance policies, and strong communication skills over formal education. Licensing requirements vary by state and usually involve passing an exam and background checks.

How does an insurance adjuster typically collaborate with policyholders and third parties during a claim investigation?

Insurance adjusters regularly interact with policyholders, witnesses, contractors, and sometimes legal professionals to gather information and assess the validity of a claim. They conduct interviews, inspect damaged property, and review documentation such as police reports or medical records. Clear communication and empathy are essential, as adjusters must explain processes and negotiate settlements, all while maintaining professionalism and impartiality. Collaboration with various parties helps ensure a thorough and fair claims process, which is central to the adjuster's role.

What is the difference between Insurance Adjuster vs Claims Examiner?

AspectInsurance AdjusterClaims Examiner
Required CredentialsHigh school diploma or equivalent; licensing often required; certifications like AIC beneficialHigh school diploma or equivalent; some states require licensing; certifications like CPCU advantageous
Work EnvironmentField and office settings; investigate claims on-site or remotelyPrimarily office-based; review and process claims submitted electronically or via paper
Employer & Industry UsageInsurance companies, public adjusting firms, independent agenciesInsurance companies, third-party administrators, government agencies

While both roles handle insurance claims, Insurance Adjusters investigate and settle claims directly with policyholders, often working in the field. Claims Examiners primarily review and process claims in an office setting, ensuring accuracy and compliance. Understanding these differences helps job seekers identify the right career path within the insurance industry.

What is an insurance adjuster?

An Insurance Adjuster, also known as a Claims Adjuster is a professional who assesses insurance claims of all kinds. They help decide if there should be a payout for each claim and, according to the policy and the circumstances, how much should be paid. Insurance Adjusters make this determination by speaking with the one who filed the claim, assessing any damages, speaking with witnesses, and reading reports filed by officials. The Adjuster will typically come in-person to speak with you and take pictures of the damage before writing the report.

What are the key skills and qualifications needed to thrive as an insurance adjuster?

To thrive as an Insurance Adjuster, you need strong analytical skills, attention to detail, and knowledge of insurance policies, typically supported by a relevant degree or claims certification. Familiarity with claims management software, estimating tools like Xactimate, and industry regulations is essential. Excellent communication, negotiation, and customer service skills help you manage stressful situations and resolve claims efficiently. These abilities ensure accurate claim assessments, fair resolutions, and strong client relationships in a complex and time-sensitive environment.
More about Insurance Adjuster jobs
What cities are hiring for Insurance Adjuster jobs? Cities with the most Insurance Adjuster job openings:
What are the most commonly searched types of Insurance Adjuster jobs? The most popular types of Insurance Adjuster jobs are:
Who are the top companies hiring for Insurance Adjuster jobs? The top employers for Insurance Adjuster jobs are:
What states have the most Insurance Adjuster jobs? States with the most job openings for Insurance Adjuster jobs include:
What job categories do people searching Insurance Adjuster jobs look for? The top searched job categories for Insurance Adjuster jobs are:
What are popular job titles related to Insurance Adjuster jobs? For Insurance Adjuster jobs, the most frequently searched job titles are:
Insurance Adjuster jobs near you
Infographic showing various Insurance Adjuster job openings in the United States as of July 2026, with employment types broken down into 32% Locum Tenens, 10% Internship, 55% Full Time, 1% Part Time, 1% Contract, and 1% Summer. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Independent Insurance Claims Adjuster in Wabash, Indiana

MileHigh Adjusters Houston

Wabash, IN • On-site

$68K - $85K/yr

Full-time

Re-posted 25 days ago

Job description

INSURANCE ADJUSTER CAREER OPPORTUNITIES
Licensed Adjusters & Career-Entry Applicants Welcome
No prior insurance adjusting experience is required for career-entry applicants.
Are you interested in building a career as an Independent Insurance Claims Adjuster?
With continued storm activity and catastrophic weather events across the country, experienced and properly trained adjusters continue to be in demand.
MileHigh Adjusters Houston works with both:
• Experienced licensed adjusters seeking roster opportunities
AND
• Individuals interested in entering the insurance adjusting industry through licensing and professional training.
FOR EXPERIENCED ADJUSTERS:
Already licensed with claims experience?
Experienced adjusters who meet our roster requirements may qualify for roster consideration for future deployment opportunities.
FOR NEW APPLICANTS:
New to the industry?
Independent adjusting is a certification-based career field that often requires:
• State licensing
• Xactimate estimating knowledge
• Property claims training
• Real-world claims workflow understanding
If additional licensing or training is needed, MileHigh Adjusters Houston offers career-entry training programs designed to help qualified individuals prepare for the industry.
WHAT WE OFFER:
• Adjuster licensing assistance
• Xactimate training
• Property inspection & scoping training
• Claims-writing workflow training
• Online and in-person training options
• Resume guidance
• Access to industry staffing firm contacts and resources
WHY PEOPLE CHOOSE MILEHIGH ADJUSTERS HOUSTON:
• Over 500 Five-Star Google Reviews
• Over 1,750 students trained since 2020
• Hands-on, real-world training approach
• Flexible online and in-person programs
IMPORTANT:
Requirements for roster consideration vary based on experience, licensing status, certifications, and client needs. Individuals new to the industry may require additional licensing and/or training before qualifying for certain opportunities.
If you are interested in roster opportunities or would like to learn what licensing, training, and qualifications may be needed to pursue a career as an insurance adjuster, please apply today and schedule a brief informational meeting with our team.
Contact:
281-741-8505
[email protected]
Website:
www.milehighadjustershouston.com
By applying to this position, you consent to receive informational and promotional messages from MileHigh Adjusters Houston about training opportunities and related career programs. You may opt out at any time.

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