An Insurance Adjuster, also known as a Claims Adjuster is a professional who assesses insurance claims of all kinds. They help decide if there should be a payout for each claim and, according to the policy and the circumstances, how much should be paid. Insurance Adjusters make this determination by speaking with the one who filed the claim, assessing any damages, speaking with witnesses, and reading reports filed by officials. The Adjuster will typically come in-person to speak with you and take pictures of the damage before writing the report.