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Insurance Field Adjuster Jobs (NOW HIRING)

Field Adjuster

Anchorage, AK · On-site

$66.40K - $88.40K/yr

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work ® Fortune Best Workplaces in Financial Services & Insurance Field Adjuster ...

Field Adjuster

Coralville, IA

$59.40K - $79K/yr

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Field Adjuster ...

Field Adjuster

Des Moines, IA

$63.40K - $84.40K/yr

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Field Adjuster ...

Field Adjuster

Anchorage, AK

$66.40K - $88.30K/yr

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Field Adjuster ...

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Field Adjuster *** 5+ ...

Field Adjuster

Augusta, ME · On-site

$64.40K - $85.60K/yr

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Field Adjuster ...

Field Adjuster

Houston, TX · On-site

$62.10K - $82.60K/yr

Safepoint Insurance is an admitted Property and Casualty Insurance carrier. We are based in Tampa ... The Field Adjuster is responsible for timely and effective field investigations of insurance losses.

New

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Field Adjuster *** 5+ ...

Field Adjuster

Houston, TX · On-site

$62.10K - $82.60K/yr

Safepoint Insurance is an admitted Property and Casualty Insurance carrier. We are based in Tampa ... The Field Adjuster is responsible for timely and effective field investigations of insurance losses.

New

Auto Field Adjuster

San Fernando, CA · On-site +1

$35.82 - $45.58/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... The Auto Field Adjuster is responsible for working in the field to assess vehicle damage, conduct ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... The Auto Field Adjuster is responsible for working in the field to assess vehicle damage, conduct ...

Auto Field Adjuster

San Fernando, CA · On-site

$35.82 - $45.58/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... The Auto Field Adjuster is responsible for working in the field to assess vehicle damage, conduct ...

Property Field Adjuster

Tewksbury, MA · On-site

$65.60K - $111.55K/yr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... We are seeking an experienced Property Field Adjuster to join our Massachusetts Claims team! This ...

Auto Field Adjuster

Los Angeles, CA · On-site +1

$35.82 - $45.58/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... The Auto Field Adjuster is responsible for working in the field to assess vehicle damage, conduct ...

OR · On-site

$65.60K - $111.55K/yr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... We are seeking a seasoned Homeowner Field Adjuster to join our team in St. Louis, Missouri. The ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... We are seeking a seasoned Homeowner Field Adjuster to join our team in Springfield, Missouri. The ...

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Showing results 1-20

Insurance Field Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance field adjuster jobs pay per year?

As of May 29, 2026, the average yearly pay for insurance field adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Field Adjuster, and why are they important?

To thrive as an Insurance Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant license such as an adjuster license in your state. Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is often required. Excellent communication, negotiation abilities, and attention to detail help build trust with clients and accurately assess claims. These skills and qualities are crucial for ensuring accurate claim settlements, customer satisfaction, and regulatory compliance.

What are some common challenges faced by Insurance Field Adjusters in handling claims on-site?

Insurance Field Adjusters often encounter challenges such as assessing property damage in adverse weather conditions, managing multiple claims at once, and dealing with distressed policyholders. The role requires strong organizational skills to document findings accurately and ensure timely claim resolution. Adjusters also need to maintain clear communication with both clients and office-based team members to coordinate necessary inspections and report findings efficiently.

What is an Insurance Field Adjuster?

An Insurance Field Adjuster is a professional who investigates insurance claims by inspecting property damage or loss in person. They assess the extent of damage, interview claimants and witnesses, and gather evidence to determine how much the insurance company should pay for the claim. Field adjusters often work outside of the office, traveling to sites such as homes, businesses, or accident locations. Their role is crucial in ensuring fair and accurate settlements for both the insurer and the policyholder.

What is the difference between Insurance Field Adjuster vs Insurance Claims Examiner?

AspectInsurance Field AdjusterInsurance Claims Examiner
Required CredentialsLicensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, desk work
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance carriers, claims departments
Common Search & ComparisonYesNo

The main difference is that Insurance Field Adjusters conduct on-site inspections and assess damages directly at claim locations, while Insurance Claims Examiners review and process claims primarily in an office setting. Both roles require relevant certifications, but their work environments and daily tasks differ significantly.

More about Insurance Field Adjuster jobs
What cities are hiring for Insurance Field Adjuster jobs? Cities with the most Insurance Field Adjuster job openings:
What states have the most Insurance Field Adjuster jobs? States with the most job openings for Insurance Field Adjuster jobs include:
Field Adjuster

Field Adjuster

Sedgwick

Anchorage, AK • On-site

$66.40K - $88.40K/yr

Part-time

Posted 5 days ago


Sedgwick rating

7.5

Company rating: 7.5 out of 10

Based on 305 frontline employees who took The Breakroom Quiz

194th of 259 rated insurance


Job description

By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies
Certified as a Great Place to Work®
Fortune Best Workplaces in Financial Services & Insurance
Field Adjuster
***5+ years of continuous property insurance adjusting experience involving complex loss valuation and scope analysis (homeowners & commercial property.***
PRIMARY PURPOSE:
Appraisal Assignment Execution
• Review claim files assigned to appraisal to understand the dispute parameters and valuation issues in scope.
• Perform loss inspections as necessary to evaluate disputed damages, including measurements, photo documentation, and condition assessments.
• Develop an independent scope of repairs and valuation reflecting the company's appraisal position.
• Analyze differences between competing scopes and estimates to identify legitimate valuation variances.
Appraisal Process Participation
• Act as the company's appointed appraiser in accordance with the policy appraisal clause.
• Exchange estimates, documentation, and supporting materials with the opposing appraiser.
• Engage in professional appraiser-to-appraiser discussions to narrow scope and pricing differences when possible.
• Participate in appraisal proceedings leading up to and including umpire involvement, as required.
Technical Analysis & Valuation Support
• Evaluate disputed repair methodologies, quantities, pricing, and code-related considerations.
• Review contractor estimates, expert reports, and supporting documentation for valuation relevance.
• Assess causation, scope, and pricing issues strictly within the confines of appraisal-eligible valuation matters.
• Provide clear rationale supporting the company's appraisal position.
Documentation & File Support
• Prepare appraisal-related summaries, estimates, and supporting documentation suitable for appraisal review.
• Document inspection findings, valuation rationale, and appraisal activity in the claim system.
• Support post-appraisal file handling through clear documentation of appraisal outcomes and awarded values.
Communication & Coordination
• Communicate professionally with opposing appraisers, umpires, internal claim partners, and other involved stakeholders.
• Provide appraisal status updates and valuation insights to internal teams as needed.
• Escalate non-valuation or coverage-related concerns to appropriate claim or legal resources without expanding appraisal scope.

Experience & Technical Expertise
5+ years of continuous property insurance adjusting experience involving complex loss valuation and scope analysis (homeowners & commercial property).
• Preferred to have demonstrated experience handling claims that involve Appraisal Under the Policy or other alternative dispute resolution (ADR) mechanisms, but willing to train candidates with strong adjusting and estimating backgrounds who demonstrate aptitude for complex valuation disputes.
• Strong working knowledge of Xactimate.
• Familiarity with building construction, repair methodologies, and practical application of local code compliance requirements.
• Experience working with independent adjusters, contractors, engineers, and consultants.
Skills & Competencies
• Excellent analytical and critical-thinking skills, especially in complex scope disputes.
• Strong negotiation skills and the ability to support fair and defensible appraisal outcomes.
• Exceptional written and verbal communication.
• Ability to remain calm, professional, and impartial in adversarial or high-stress situations.
• Strong organizational skills with the ability to manage multiple appraisal files simultaneously.
Regulatory & Educational Requirements
• Active state adjuster license(s). If in Louisiana or Iowa, a specific appraisal license is required.
• Knowledge of state-specific appraisal laws, claim handling regulations, and policy application standards related to valuation and appraisal procedures.
Professional Certifications (Preferred but Not Required)
• AIC, CPCU, PTC, or similar property insurance credentials
• Xactimate Level 2 or 3 Certification
• Building/Restoration certifications (IICRC, HAAG, etc.) beneficial
• Comparable experience or certifications demonstrating equivalent expertise will be considered
ESSENTIAL FUNCTIONS and RESPONSIBILITIES
  • Examines insurance policies and other records to determine insurance coverage.
  • Interviews, telephones, and/or corresponds with claimant and witnesses regarding claim.
  • Consults police and hospital records and inspects property damage to determine extent of company's liability and varying methods of investigation according to type of insurance.
  • Estimates cost of repair, replacement, or compensation.
  • Prepares report of findings and negotiates settlement with claimant.
  • Recommends litigation by legal department when settlement cannot be negotiated.
  • Attends litigation hearings.
  • Revises case reserves in assigned claims files to cover probable costs.
  • Assists in preparing loss experience report to help determine profitability and calculates adequate future rates.

ADDITIONAL FUNCTIONS and RESPONSIBILITIES
  • Performs other duties as assigned.
  • Supports the organization's quality program(s).
  • Travels as required.

QUALIFICATIONS
Education & Licensing
Bachelor's degree from an accredited college or university preferred. Obtain IIA-AIC designation within 12 to 18 months. Appropriate state adjuster license is required.
Skills & Knowledge
  • Strong oral and written communication, including presentation skills
  • PC literate, including Microsoft Office products
  • Demonstrated commitment to timely reporting
  • Strong customer service skills
  • Strong interpersonal skills
  • Attention to detail and accuracy
  • Good time management and organizational skills
  • Ability to work independently or in a team environment
  • Ability to meet or exceed Performance Competencies

WORK ENVIRONMENT
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental: Clear and conceptual thinking ability; excellent judgment and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines
Physical:
  • Must be able to stand and/or walk for long periods of time.
  • Must be able to kneel, squat or bend.
  • Must be able to work outdoors in hot and/or cold weather conditions.
  • Have the ability to climb, crawl, stoop, kneel, reaching/working overhead
  • Be able to lift/carry up to 50 pounds
  • Be able to push/pull up to 100 pounds
  • Be able to drive up to 4 hours per day.
  • Must have continual use of manual dexterity.

Auditory/Visual: Hearing, vision and talking
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is $75/HR. Always accepting applications.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.

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