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Insurance Field Adjuster Jobs (NOW HIRING)

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Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster. If you're tired of corporate red tape, endless paperwork, low pay for high effort--this is for you.

Field Adjuster-1099 (W)

$66K - $88K/yr

Field Adjuster-1099 Job Title Field Adjuster Position Summary The Field Adjuster is responsible for ... Florida insurance license and appointment required. * Minimum three years of adjusting experience.

Field Adjuster-1099 (W)

$66K - $88K/yr

Field Adjuster-1099 Job Title Field Adjuster Position Summary The Field Adjuster is responsible for ... Florida insurance license and appointment required. * Minimum three years of adjusting experience.

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Insurance Field Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance field adjuster jobs pay per year?

As of Aug 19, 2026, the average yearly pay for insurance field adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is an insurance field adjuster?

An Insurance Field Adjuster is a professional who investigates insurance claims by inspecting property damage or loss in person. They assess the extent of damage, interview claimants and witnesses, and gather evidence to determine how much the insurance company should pay for the claim. Field adjusters often work outside of the office, traveling to sites such as homes, businesses, or accident locations. Their role is crucial in ensuring fair and accurate settlements for both the insurer and the policyholder.

What are the key skills and qualifications needed to thrive as an insurance field adjuster?

To thrive as an Insurance Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant license such as an adjuster license in your state. Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is often required. Excellent communication, negotiation abilities, and attention to detail help build trust with clients and accurately assess claims. These skills and qualities are crucial for ensuring accurate claim settlements, customer satisfaction, and regulatory compliance.

What are some common challenges faced by insurance field adjusters in handling claims on-site?

Insurance Field Adjusters often encounter challenges such as assessing property damage in adverse weather conditions, managing multiple claims at once, and dealing with distressed policyholders. The role requires strong organizational skills to document findings accurately and ensure timely claim resolution. Adjusters also need to maintain clear communication with both clients and office-based team members to coordinate necessary inspections and report findings efficiently.

What is the difference between Insurance Field Adjuster vs Insurance Claims Examiner?

AspectInsurance Field AdjusterInsurance Claims Examiner
Required CredentialsLicensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, desk work
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance carriers, claims departments
Common Search & ComparisonYesNo

The main difference is that Insurance Field Adjusters conduct on-site inspections and assess damages directly at claim locations, while Insurance Claims Examiners review and process claims primarily in an office setting. Both roles require relevant certifications, but their work environments and daily tasks differ significantly.

More about Insurance Field Adjuster jobs

What cities are hiring for Insurance Field Adjuster jobs?

Cities with the most Insurance Field Adjuster job openings:

What states have the most Insurance Field Adjuster jobs?

States with the most job openings for Insurance Field Adjuster jobs include:

Infographic showing various Insurance Field Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Independent Field Adjuster Northern California

Storm Pro Consultants

Redding, CA • On-site

$70K - $200K/yr

Contractor

Posted 25 days ago

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Job description

Independent Field Adjuster

Do LESS Work and EARN More than a traditional insurance field adjuster. If you’re tired of corporate red tape, endless paperwork, low pay for high effort—this is for you. We’re a smaller, relationship‐driven company where your work is valued, your time is respected, and your earning potential is higher. Enjoy meaningful work where you get to help people and love the challenge of combining your insurance, construction, and people skills together.

Job Summary

As our Adjuster, you’ll choose to telework or on-site in the field locally or out of town/state, at various residential sites. You will evaluate a loss by assessing damage, documenting conditions and ASOR, determine key factors in accordance with policy terms, and write up the build‐back Xactimate estimate.

This role is ideal for someone who enjoys problem‐solving, producing organized accurate estimates, and is knowledgably in insurance coverage and construction restoration.

Key Responsibilities

Loss Assessment

  • Conduct inspections of residential property damage
  • Compile a detailed photos report, sketch of measurements, and accompanying notes
  • Identify any necessary tests potentially needed to verify/accompany findings

Damage Estimation

  • Write detailed Xactimate estimates (build‐back scope)
  • Gather material samples as required for additional testing, when needed
  • Apply construction expertise and critical thinking to produce precise, well‐supported ASOR.

Documentation & Reporting

  • Compile clear, well organized, comprehensive reports
  • Submit completed reports in a timely manner

Customer Service & Communication

  • Represent the company professionally and respectfully
  • Be punctual for scheduled appointments
  • Maintain good communication with department head.

Required Qualifications

  • Minimum 3 years property field adjusting experience.
  • Xactimate Level 2 proficiency, minimum
  • Hands‐on, in field, experience writing Xactimate estimates
  • Comfortable climbing roofs, when necessary
  • Strong understanding of insurance policies, coverages, and claim processes
  • Experience in wind, fire, smoke, flood, and snow/ice, and water losses required
  • Valid driver’s license
  • Have reliable transportation, computer, mobile device, digital camera, ladder, and other miscellaneous items necessary to perform adjuster responsibilities.
  • Must have Xactimate and Microsoft 365 subscriptions.

Advanced Candidate Skills (Preferred)

  • Mitigation remediation knowledge (including smoke)
  • Construction background (Higher pay/bonus for demonstrated ability to understand building plans and relate them into Xactimate scope items in the Build-back estimate).
  • Multi-state claims experience in field
  • Multi-carrier Certifications
  • CAT experience
  • Earthquake claim experience
  • Drone operation skills
  • Experience using 3D scans / virtual property software
  • Strong analytical thinking and problem‐solving ability

Work Range & Compensation

  • Employment Type: Independent Contractor (1099).
  • Pay Structure: Compensation is per‐diem and job‐based, determined by experience, skill level, and assignment complexity.
  • Schedule & Availability: Part‐time with the potential to transition into full‐time based on performance and operational needs.
  • Work Locations: Local, remote, and telecommute opportunities available.
  • Travel Requirements:
    • Local in‐field assignments may require commute times of up to two hours.
    • Optional out‐of‐state deployments available, including paid flights and travel bonuses.

Company Description

Your Insurance Restoration Department. Storm Pro manages the entire insurance process from start to finish. With over 35 years of combined construction & insurance experience, we prepare professional estimates, document property damage, communicate with insurance carriers, negotiate claims, & work to maximize the funding available for repairs. Our clients frequently receive significantly higher insurance settlements than they would have secured on their own. We don't simply guide homeowners & contractors through the insurance process—we get it done. For contractors, we're your Insurance Restoration Department. For homeowners, we help secure the funding needed for a quality repair. We Handle the Claim. You Focus on What You Do.