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Insurance Field Adjuster Jobs (NOW HIRING)

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Field Adjuster Cons I: $26.49 - $37.50/hour Field Adjuster Cons II: $28.03 - $39.42/hour Field ...

$60K - $80K/yr

Job Title Sr. Field Adjuster, Homeowner Claims - Tulsa, OK (Local) Requisition Number R7819 Sr. ... Contacts and meets with the insured or 3rd party virtually or in-person to photograph and inspect ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Field Adjuster Cons I: $53,500 - $86,400 Field Adjuster Cons II: $56,000 - $93,250 Field Adjuster ...

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Field Adjuster Cons I: $26.49 - $37.50/hour Field Adjuster Cons II: $28.03 - $39.42/hour Field ...

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Field Adjuster Cons I: $53,500 - $86,400 Field Adjuster Cons II: $56,000 - $93,250 Field Adjuster ...

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

$63K - $84K/yr

Job Title Sr. Field Adjuster, Homeowner Claims - Philadelphia, PA (Local) Requisition Number R7801 ... Contacts and meets with the insured or 3rd party virtually or in-person to photograph and inspect ...

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Insurance Field Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance field adjuster jobs pay per year?

As of Jul 10, 2026, the average yearly pay for insurance field adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the highest paid insurance adjuster?

Senior or specialized insurance field adjusters, such as catastrophe or large-loss adjusters, tend to earn the highest salaries, often exceeding $100,000 annually. Factors influencing pay include experience, certifications, and the complexity of claims handled, with some top earners working in high-demand regions or for large insurance companies.

What are the key skills and qualifications needed to thrive as an Insurance Field Adjuster, and why are they important?

To thrive as an Insurance Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant license such as an adjuster license in your state. Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is often required. Excellent communication, negotiation abilities, and attention to detail help build trust with clients and accurately assess claims. These skills and qualities are crucial for ensuring accurate claim settlements, customer satisfaction, and regulatory compliance.

Is claim adjusting a dying field?

Claim adjusting is a stable profession within the insurance industry, with ongoing demand for qualified adjusters to evaluate and process claims. The field requires strong communication skills, knowledge of insurance policies, and often state licensing or certifications. While technological advancements like claims automation are emerging, human adjusters remain essential for complex or disputed claims.

What is the difference between Insurance Field Adjuster vs Insurance Claims Examiner?

AspectInsurance Field AdjusterInsurance Claims Examiner
Required CredentialsLicensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, desk work
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance carriers, claims departments
Common Search & ComparisonYesNo

The main difference is that Insurance Field Adjusters conduct on-site inspections and assess damages directly at claim locations, while Insurance Claims Examiners review and process claims primarily in an office setting. Both roles require relevant certifications, but their work environments and daily tasks differ significantly.

What is an Insurance Field Adjuster?

An Insurance Field Adjuster is a professional who investigates insurance claims by inspecting property damage or loss in person. They assess the extent of damage, interview claimants and witnesses, and gather evidence to determine how much the insurance company should pay for the claim. Field adjusters often work outside of the office, traveling to sites such as homes, businesses, or accident locations. Their role is crucial in ensuring fair and accurate settlements for both the insurer and the policyholder.

What are some common challenges faced by Insurance Field Adjusters in handling claims on-site?

Insurance Field Adjusters often encounter challenges such as assessing property damage in adverse weather conditions, managing multiple claims at once, and dealing with distressed policyholders. The role requires strong organizational skills to document findings accurately and ensure timely claim resolution. Adjusters also need to maintain clear communication with both clients and office-based team members to coordinate necessary inspections and report findings efficiently.

How to become a field adjuster with no experience?

To become a field adjuster with no experience, you can start by researching entry-level insurance adjusting roles, obtain relevant certifications such as the State Farm or IICRC certifications, and develop skills in inspection, communication, and report writing. Many employers provide on-the-job training for new hires, and a valid driver's license is often required as the job involves travel to claim sites.

What is a field adjuster in insurance?

A field adjuster in insurance is a professional who investigates and assesses property or casualty claims on-site. They inspect damages, gather evidence, and determine the extent of coverage, often working outdoors and requiring knowledge of claims procedures and sometimes licensing or certifications.
More about Insurance Field Adjuster jobs
What cities are hiring for Insurance Field Adjuster jobs? Cities with the most Insurance Field Adjuster job openings:
What states have the most Insurance Field Adjuster jobs? States with the most job openings for Insurance Field Adjuster jobs include:

Property Field Adjuster

Munich Re

Hartford, CT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago


Job description

Property Field Adjuster - Hartford, CT
Own the Claim. Lead in the Field.
Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most.
American Modern Insurance Group, Inc., a Munich Re company, is a recognized leader in specialty insurance, offering products primarily for residential properties-including manufactured homes and specialty dwellings-and select recreational markets. As a Property Field Adjuster, you will focus on handling claims related to our residential property lines, providing expert evaluation and service. Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re's Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day.
American Modern Insurance Group has been recognized as a Top Workplace Employer since 2013. If you're looking for a rewarding career at a growing company with a true career path, it's time to claim your future with the American Modern claims department. To learn more about what our Adjusters do and how we support them in their journey with us, click here.
What You'll Do
  • Own property claims from first notice of loss through resolution
  • Conduct on-site inspections to assess damage and determine coverage
  • Develop estimates using Cotality
  • Guide policyholders through the claims process with clear communication
  • Partner with agents and internal teams to deliver strong outcomes
  • Participation in catastrophe duty as needed. CAT duty can be throughout the United States and can last up to 4 weeks.

What You Bring
  • Must have at least three years or more of Property claims handling experience
  • Estimating platform experience (Xactimate, Cotality, Symbility, etc.)
  • Experience with property inspections and damage assessment
  • Knowledge of dwelling/mobile home construction
  • Valid driver's license and acceptable driving record
  • Ability to work in the field, including climbing ladders (40+ lbs)
  • Applicants requiring employer sponsorship of a visa will not be considered for this position.

Location & Travel
Candidates must be located in or near Hartford, CT area and must have flexibility to complete CAT deployment as needed
What We Offer
We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:
  • Two options for your health insurance plan (PPO or High Deductible).
  • Prescription drug coverage (included in your health insurance plan).
  • Vision and dental insurance plans.
  • Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
  • Short and Long Term Disability coverage.
  • Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
  • Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:
  • A robust 401k plan with up to a 5% employer match
  • A retirement savings plan that is 100% company funded.
  • Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
  • Eligibility to receive a yearly bonus as a Munich Re employee.
  • A variety of health and wellness programs provided at no cost.
  • Paid time off for eligible family care needs.
  • Tuition assistance and educational achievement bonuses.
  • A corporate matching gifts program that further enhances your charitable donation.
  • Paid time off to volunteer in your community.

The salary range for this role in Connecticut is between $60,000 and $93,000 annually plus bonus and benefits mentioned above.
At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and talent with a focus on providing our customers the most innovative products and services.
We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.