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Insurance Field Adjuster Jobs in California (NOW HIRING)

Field Auto Adjuster

La Mesa, CA · Remote

$35.82 - $50.24/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Field Adjuster Cons I: $26.49 - $40.99/hour Field Adjuster Cons II: $28.03 - $43.70/hour Field ...

Field Auto Adjuster

San Diego, CA · Remote

$35.82 - $50.24/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Field Adjuster Cons I: $26.49 - $40.99/hour Field Adjuster Cons II: $28.03 - $43.70/hour Field ...

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Showing results 1-20

Insurance Field Adjuster information

See California salary details

$19.2K

$73.7K

$109.1K

How much do insurance field adjuster jobs pay per year?

As of Aug 31, 2026, the average yearly pay for insurance field adjuster in California is $73,702.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,400.00 and $98,700.00 per year, depending on experience, location, and employer.

What is an insurance field adjuster?

An Insurance Field Adjuster is a professional who investigates insurance claims by inspecting property damage or loss in person. They assess the extent of damage, interview claimants and witnesses, and gather evidence to determine how much the insurance company should pay for the claim. Field adjusters often work outside of the office, traveling to sites such as homes, businesses, or accident locations. Their role is crucial in ensuring fair and accurate settlements for both the insurer and the policyholder.

What are the key skills and qualifications needed to thrive as an insurance field adjuster?

To thrive as an Insurance Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant license such as an adjuster license in your state. Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is often required. Excellent communication, negotiation abilities, and attention to detail help build trust with clients and accurately assess claims. These skills and qualities are crucial for ensuring accurate claim settlements, customer satisfaction, and regulatory compliance.

What are some common challenges faced by insurance field adjusters in handling claims on-site?

Insurance Field Adjusters often encounter challenges such as assessing property damage in adverse weather conditions, managing multiple claims at once, and dealing with distressed policyholders. The role requires strong organizational skills to document findings accurately and ensure timely claim resolution. Adjusters also need to maintain clear communication with both clients and office-based team members to coordinate necessary inspections and report findings efficiently.

What is the difference between Insurance Field Adjuster vs Insurance Claims Examiner?

AspectInsurance Field AdjusterInsurance Claims Examiner
Required CredentialsLicensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, desk work
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance carriers, claims departments
Common Search & ComparisonYesNo

The main difference is that Insurance Field Adjusters conduct on-site inspections and assess damages directly at claim locations, while Insurance Claims Examiners review and process claims primarily in an office setting. Both roles require relevant certifications, but their work environments and daily tasks differ significantly.

Infographic showing various Insurance Field Adjuster job openings in California as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 22% Part Time, and 7% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $73,702 per year, or $35.4 per hour.

Property Field Adjuster

Redding, CA • On-site

Ryze Claim Solutions
Insurance Services • 501 - 1,000 employees

Part-time

Posted 4 days ago


Job description

Overview
The Property Field Adjuster is a part-time W-2 position responsible for investigating and evaluating daily property claims for clients pursuant to client and company direction. This role provides timely, accurate, fair, and professional service to clients and insured parties while maintaining a high level of quality and production.
This position utilizes a commission-based compensation structure with an hourly wage guarantee. Adjusters are paid the greater of their eligible clocked-hour wages or earned commissions for the applicable pay period.
Essential Functions:
  • Handles all assigned claims promptly and effectively, with minimal need for direction and oversight.
  • Inspects damaged property and determines claim-related damage.
  • Makes decisions within delegated authority as outlined in company policies and procedures.
  • Understands insurance coverage and applies appropriate claims practices to resolve claims in alignment with company and carrier guidelines.
  • Sets and relays adequate reserves according to carrier guidelines.
  • Maintains current knowledge of insurance policies and carrier guidelines.
  • Maintains current knowledge of local industry repair procedures and market pricing.
  • Submits severe incident reports, insured-to-value (ITV) reports, and other information to claims management as needed.
  • Delivers an outstanding customer service experience to all internal, external, current, and prospective customers. Adheres to high standards of professional conduct while providing outstanding claims service.
  • Performs other duties as assigned.

Job Requirements:
  • High school diploma or equivalent required; bachelor's degree preferred.
  • Must possess a valid adjuster license for the state(s) in which claims are handled, where required.
  • Must possess a valid driver's license and have the ability to travel to insured locations.
  • 2-3 years of property claims adjusting experience required.
  • Experience preparing estimates using Symbility required; Xactimate experience preferred.
  • Knowledge of insurance policies, theories, practices, and claims-handling procedures.
  • General understanding of construction concepts and principles strongly preferred.
  • Must have the physical ability to climb ladders, access attics and crawlspaces, inspect roofs, kneel, bend, and perform other activities necessary to complete property inspections.
  • Must complete continuing education requirements necessary to maintain applicable adjuster licensing.
  • Strong investigative, analytical, and problem-solving skills.
  • Ability to plan, organize, and manage time efficiently.
  • Ability to work within specific client guidelines regarding service timelines, documentation, and estimate preparation.

Employment & Compensation:
  • Employment Type: Part-Time, W-2
  • Schedule: Hours and workload may vary based on claim volume, client needs, and assignment availability.
  • Compensation Structure: Adjusters are paid the greater of eligible clocked-hour wages or earned commissions. If earned commissions do not exceed the applicable clocked-hour wages, the employee will receive the clocked-hour wages in accordance with the established compensation structure.
  • Timekeeping: Adjusters are required to accurately clock in and out and record all eligible working time, including drive time beginning with the first mile and time spent on-site handling assigned claims.
  • Mileage Reimbursement: Eligible mileage is reimbursed beginning with the first mile in accordance with the company's mileage reimbursement policy and applicable client billing requirements.
  • Phone Reimbursement: Eligible part-time W-2 adjusters receive a monthly phone reimbursement. The reimbursement is included in the first paycheck of the month following a month in which hours were worked.
  • Claim volume, hours, and assignment availability may fluctuate and are not guaranteed.