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Insurance Field Adjuster Jobs (NOW HIRING)

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Insurance Field Adjuster information

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$19.5K

$74.7K

$110.5K

How much do insurance field adjuster jobs pay per year?

As of Sep 10, 2026, the average yearly pay for insurance field adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is an insurance field adjuster?

An Insurance Field Adjuster is a professional who investigates insurance claims by inspecting property damage or loss in person. They assess the extent of damage, interview claimants and witnesses, and gather evidence to determine how much the insurance company should pay for the claim. Field adjusters often work outside of the office, traveling to sites such as homes, businesses, or accident locations. Their role is crucial in ensuring fair and accurate settlements for both the insurer and the policyholder.

What are the key skills and qualifications needed to thrive as an insurance field adjuster?

To thrive as an Insurance Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant license such as an adjuster license in your state. Familiarity with claims management software, digital inspection tools, and estimating systems like Xactimate is often required. Excellent communication, negotiation abilities, and attention to detail help build trust with clients and accurately assess claims. These skills and qualities are crucial for ensuring accurate claim settlements, customer satisfaction, and regulatory compliance.

What are some common challenges faced by insurance field adjusters in handling claims on-site?

Insurance Field Adjusters often encounter challenges such as assessing property damage in adverse weather conditions, managing multiple claims at once, and dealing with distressed policyholders. The role requires strong organizational skills to document findings accurately and ensure timely claim resolution. Adjusters also need to maintain clear communication with both clients and office-based team members to coordinate necessary inspections and report findings efficiently.

What is the difference between Insurance Field Adjuster vs Insurance Claims Examiner?

AspectInsurance Field AdjusterInsurance Claims Examiner
Required CredentialsLicensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, desk work
Employer & Industry UsageInsurance companies, independent adjusting firmsInsurance carriers, claims departments
Common Search & ComparisonYesNo

The main difference is that Insurance Field Adjusters conduct on-site inspections and assess damages directly at claim locations, while Insurance Claims Examiners review and process claims primarily in an office setting. Both roles require relevant certifications, but their work environments and daily tasks differ significantly.

More about Insurance Field Adjuster jobs

What cities are hiring for Insurance Field Adjuster jobs?

Cities with the most Insurance Field Adjuster job openings:

What states have the most Insurance Field Adjuster jobs?

States with the most job openings for Insurance Field Adjuster jobs include:

What are popular job titles related to Insurance Field Adjuster jobs?

For Insurance Field Adjuster jobs, the most frequently searched job titles are:

Infographic showing various Insurance Field Adjuster job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

RCIS Crop Claims Field Adjuster I/II/Specialist (IA Virtual)

Sioux City, IA • On-site

Zurich Insurance Company Ltd.
Insurance Services • 10K+ employees

$44K - $77K/yr

Full-time

Posted 14 days ago


Job description

Zurich is currently looking for a RCIS Crop Claims Field Adjuster I or RCIS Crop Claims Field Adjuster II or RCIS Crop Claims Specialist to work out of the state of Iowa. This incumbent will work from a home-based office. This position is scheduled to work 40 hours per week. Approximately 50% of travel is expected to cover the territory. 

The ideal candidate will need to live and service within a 50-mile area of the following Iowa counties: Benton, Cedar, Clinton, Dubuque, Iowa, Johnson, Jones, Linn, and/or Scott.

RCIS provides insurance and superior services through leading agents to protect America’s farmers and ranchers. It’s been an innovator in crop insurance since the crop insurance business was privatized by the federal government in 1980. Today it’s one of the nation’s largest crop insurance providers, offering risk management protection in all 50 states through a national network of about 4,000 professionally trained and licensed agents. This is a great opportunity to serve the agricultural community. 

As a Crop Adjuster, your primary responsibilities will include: 

  • With minimal supervision, completes field inspections and related responsibilities such as reading maps and aerial photos, measuring fields, storage bins, and discussing findings of crop loss with farmers on the most complex non-routine, problematic claims including controversial claims.

  • Ability to convey complex regulations and interpretations to claimants, agents, and industry people on claim situations.

  • Performs fact finding regarding crop damage, records information and transmits loss information to accurately determine potential indemnities.

  • Gather relevant facts, utilizing applicable law and establishing basic principles of negligence.

  • Complete claim reviews and audits on lower-level adjusters as assigned.

  • Ensure legal compliance by maintaining a strong working knowledge of regulatory and company policies and procedures.

  • Contribute to the team effort by accomplishing related results and participating on projects as needed.

The role will be filled at the RCIS Crop Claims Field Adjuster I or RCIS Crop Claims Field Adjuster II or RCIS Crop Claims Specialist level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Basic Qualifications:

 

RCIS Crop Claims Field Adjuster I

  • High School Diploma or Equivalent and 6 or more months of experience in the agricultural area

  • Crop Adjuster Proficiency Program Certification (CAPP) must be obtained with 180 days of hire date

  • Reliable personal transportation and travel within territory

  • Valid Driver’s License

  • RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions 

RCIS Crop Claims Field Adjuster II

  • High School Diploma or Equivalent and 2 or more years of experience in the crop insurance and claims adjusting area

  • Crop Adjuster Proficiency Program Certification (CAPP) required

  • Reliable personal transportation and travel within territory

  • RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions 

RCIS Crop Claims Specialist

  • High School Diploma or Equivalent and 4 or more years of experience in the agricultural or the crop insurance industry

  •  AND

  • Crop Adjuster Proficiency Program Certification (CAPP) must be obtained with 180 days of hire date

  • Personal transportation and travel within assigned territory and travel outside of assigned are to assist with workload(s), participate on CAT team and/or provide remote assistance for the CROP Claims Care Center calls and/or CCP Claims

  • RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions 

Preferred Qualifications:  

  • Experience with fruit crops, such as apples

  • Excellent verbal, written and interpersonal communication skills

  • Strong organization and prioritization skills

  • Experience as a Crop Claims Field Adjuster

  • Intermediate Microsoft Office skills

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us.

The combined salary range for this position is $44,262.00 - $77,000.00. The proposed hourly rate for the RCIS Crop Claims Field Adjuster I is $21.28 - $29.32, with short-term incentive bonus eligibility set at 5%. The proposed hourly rate for the RCIS Crop Claims Field Adjuster II is $23.43 - $32.20, with short-term incentive bonus eligibility set at 5%. The proposed salary range for the RCIS Crop Claims Specialist is $47,000.00 - $77,000.00, with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Iowa Virtual Office
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No 
 
Linkedin Recruiter Tag: #LI-MM1 #LI-REMOTE