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Remote Insurance Adjuster Jobs (NOW HIRING)

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine Desk Adjuster to support our team in a temporary W-2 role. If you have a strong background in inland ...

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine Desk Adjuster to support our team in a temporary W-2 role. If you have a strong background in inland ...

Technology meets Insurance. HDVI brings telematics, software and data together with commercial ... Please note that this is a remote position. What You'll Do * Responsible for the handling of all ...

Technology meets Insurance. HDVI brings telematics, software and data together with commercial ... Please note that this is a remote position. What You'll Do * Responsible for the handling of all ...

Technology meets Insurance. HDVI brings telematics, software and data together with commercial ... A remote-friendly environment with the opportunity to participate in periodic in-person team ...

Auto Adjuster

Phoenix, AZ · On-site +1

$51K - $86K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Within defined guidelines and framework, responsible to adjust moderately complex auto insurance ...

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Remote Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do remote insurance adjuster jobs pay per year?

As of Jun 26, 2026, the average yearly pay for remote insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What Does a Remote Insurance Adjuster Do?

A remote insurance adjuster investigates and analyzes insurance claims to determine eligibility for an insurance payout. In this career, you work from home, though some claims adjusters need to travel to customers’ locations to perform inspection or analysis duties. You can usually communicate with clients over the phone and research policy terms and incident information on the internet. As an insurance adjuster, you can work in different areas, such as life insurance, health insurance, auto insurance, and property or business insurance. In addition to making an assessment of each claim, your responsibilities also include negotiating with clients to settle the claim.

Can I be a remote insurance adjuster?

Yes, many insurance adjuster roles are available remotely, allowing professionals to evaluate claims, review documentation, and communicate with clients from home. Remote adjusters typically need relevant certifications, strong communication skills, and familiarity with claims management software. Availability of remote work can vary by employer and state regulations.

What does a Remote Insurance Adjuster do?

A Remote Insurance Adjuster is responsible for investigating insurance claims, assessing damages, and determining the appropriate settlement amounts—all while working from a remote location. They review policy details, communicate with claimants, gather evidence, and sometimes conduct virtual inspections using phone calls, video conferencing, or digital tools. Remote adjusters typically handle claims for auto, property, or casualty insurance. Their role is crucial in ensuring that claims are processed accurately and efficiently, even without in-person contact.

How does a Remote Insurance Adjuster typically collaborate with team members and clients despite working off-site?

Remote Insurance Adjusters rely heavily on digital communication tools to maintain strong collaboration with colleagues, supervisors, and clients. They often use video conferencing, secure email, and specialized claims management platforms to share information, discuss case details, and provide updates. While physical meetings are rare, regular virtual check-ins and team meetings help ensure everyone is aligned and supported. This remote setup requires strong self-motivation and clear communication skills, but it also offers the flexibility to manage your workflow more independently.

What is the difference between Remote Insurance Adjuster vs Remote Claims Examiner?

AspectRemote Insurance AdjusterRemote Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Certifications in claims or insurance (e.g., CPCU, ARM)
Work EnvironmentHome-based, insurance companies, adjusting claimsHome-based, insurance companies, reviewing claims
Employer & IndustryInsurance carriers, third-party administratorsInsurance carriers, third-party administrators
Common Search & ComparisonYesYes

The Remote Insurance Adjuster and Remote Claims Examiner roles both work within the insurance industry, often from home, and require relevant certifications. Adjusters focus on investigating and settling claims, while Claims Examiners review and process claims for accuracy. Both roles are essential for efficient claims management and often overlap in skills and work environment.

How much does a work from home insurance adjuster make?

A remote insurance adjuster typically earns between $45,000 and $70,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on experience, certifications, and the employer, and many adjusters work flexible schedules using claims management software.

What are the key skills and qualifications needed to thrive as a Remote Insurance Adjuster, and why are they important?

To thrive as a Remote Insurance Adjuster, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a relevant degree or adjuster license. Familiarity with claims management software, virtual inspection tools, and digital documentation systems is typically required. Excellent communication, negotiation, and self-motivation are crucial soft skills for handling clients and resolving claims independently. These abilities ensure efficient, accurate claim processing and high customer satisfaction in a remote work environment.

What is the highest paying adjuster job?

The highest paying insurance adjuster roles are often senior or specialized positions such as catastrophe or large-loss adjusters, who handle complex claims and may work for major insurance companies or consulting firms. These roles typically require extensive experience, advanced certifications, and sometimes specialized knowledge in areas like engineering or law, leading to higher compensation levels.

What insurance companies allow remote work?

Many insurance companies, including large carriers like State Farm, Allstate, and Progressive, offer remote insurance adjuster positions. These roles typically require strong communication skills, knowledge of insurance policies, and sometimes specific certifications, with remote work often supported through digital claim management tools and secure communication platforms.
What cities are hiring for Remote Insurance Adjuster jobs? Cities with the most Remote Insurance Adjuster job openings:
What are the most commonly searched types of Insurance Adjuster jobs? The most popular types of Insurance Adjuster jobs are:
What states have the most Remote Insurance Adjuster jobs? States with the most job openings for Remote Insurance Adjuster jobs include:
Commercial Casualty Litigation Adjuster - Remote

Commercial Casualty Litigation Adjuster - Remote

Mobilitas Insurance

AZ • Remote

$80K - $89K/yr

Full-time

Retirement

Posted yesterday


Job description

We're Mobilitas, a commercial insurance company created by CSAA Insurance Group. Our mission is to reinvent commercial insurance in the mobility space to offer our partners innovative solutions for today’s way of doing business. At Mobilitas, we believe in what's possible and we use our inventive skills to meet the demands of modern mobility with exceptional service. We’re looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance.

We are actively hiring for a Commercial Casualty Litigation Adjuster – Remote

Your Role:

As a Commercial Casualty Litigation Adjuster, you will be assigned as owning adjuster when injury exposures are identified. Claims will include catastrophic injuries, fatalities, and litigation. In this role, you will be responsible for management of the claim through conclusion, including trial, of litigated claims. May own claims within other specialized lines of business or during catastrophes. You will provide input and direction to defense counsel and be responsible for ultimate resolution through providing settlement authority and participating in negotiations with limited oversight. You will also be responsible for effective management of defense costs and indemnity. May handle first party non-liability-based injury claim (Medical Payment, PIP, Inland Marine, auto physical damage).

Your Work:
  • Assigned as owning adjuster when injury exposure is identified.
  • Handles complex 1st and 3rd party auto liability cases involving injury, including complexity litigated cases with defense attorney involvement.
  • May handle 1st party medical payment and PIP claims.
  • Responsible for managing, investigating, and negotiating claims, including collaborating with defense counsel to identify strategy for negotiations. Provides input as the face of the organization via phone or in attendance on video or in-person at mediations and settlement conferences for litigation claims.
  • Interacts directly with defense counsel providing direction, authority for resolution (i.e., settle or go to trial) and ensures appropriate outcome in balancing defense costs and indemnity on litigation claims.
  • Making coverage determinations and advising customers as to proper course of action related to coverage issues.
  • Conducting investigative work of a complex nature (interviewing witnesses; obtaining and analyzing evidence, including medical records; deciding whether an independent medical examination is warranted; etc.).
  • Direct defense counsel in non-litigated or litigated claims.
  • May require appearing at and representing the insureds at arbitrations and trials.
  • May require testimony in a deposition setting.
  • Evaluate defense counsel fees and cost for reasonableness and resolve.
  • Evaluating potential for subrogation and initiating initial notice of subrogation request.
  • Making final decisions to settle within settlement authority, without supervisory approval, and developing negotiating strategies.
  • Presenting cases in Committee setting when seeking above settlement authority level; thereafter, independently negotiating and settling the claim.
  • Will develop and present executive summaries on individual claims to external clients and internal executives in a virtual setting to gain alignment with client on next steps, and settlements.
  • Handles most commercial product types including but not limited to auto, fleet, last mile delivery, and trucking. Will handle claims in most geographic venues. Handles claims involving any vehicle types that may include, but is not limited to auto, motorcycles, scooters, recreational vehicles, trucks, and remote-controlled delivery vehicles.
  • Understands and handles claims in line with any applicable insurance program agreements, claim service level agreements.
  • Plays a direct role in the development of other adjusters through mentorship, training, and coaching.
Required Experience, Education and Skills:
  • 6+ years of claims experience.
  • 3+ years of experience in a Casualty claims role within P&C insurance industry with a minimum of 1 year in a Sr. Casualty role or equivalent Complex Casualty / Litigation experience.
  • BA/BS in business, insurance or related area, or equivalent combination of education and experience.
  • Must hold an Adjuster licensed for all applicable states or obtain license(s) within 90 days of filling position as a condition of employment.

What would make us excited about you:

  • Handling of Commercial Rideshare claims highly preferred.
  • 6+ years of Casualty claims adjusters experience.
  • 3+ years of experience in a Commercial claims role.
  • Bilingual a plus.
  • Proficiency or ability to obtain proficiency in the handling of minor, moderate and complex litigated claims.

Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.

Why Choose a Career at Mobilitas?

At Mobilitas, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive.

Recognition: We offer a total compensation package, annual bonus eligibility for most roles, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at careers.mobilitasinsurance.com.

Career Growth: We believe in growth for everyone. Here at Mobilitas, leaders and mentors partner with employees to align interests, unlock development opportunities, and support long‑term success.

Flexible Workplace: We embrace a remote-first culture through our Flexible Workplace. Most employees hold Home-Flex roles, working primarily from home, often with the flexibility to work from various locations including Mobilitas offices. Our flexible workplace empowers you to balance remote work with intentional in‑person moments that deepen connection and collaboration.

Inclusion and Belonging: An inclusive and welcoming workplace is the cornerstone of our success. By fostering an environment where people feel valued and heard, we deepen our ability to understand and meet the unique needs of our members. This strengthens innovation and enhances our products and services, giving us a competitive edge in the market.

Sustainability: As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact.

Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us.

CSAA is committed to providing reasonable accommodations to qualified applicants and employees with disabilities or other limitations. If you would like to request an accommodation to participate in the job application or interview process, please contact jobs@mobilitasinsurance.com

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.

Mobilitas does not provide visa sponsorship for this role. Applicants must have authorization to work indefinitely in the US. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Mobilitas Insurance Group is an equal opportunity employer.

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