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Remote Insurance Adjuster Jobs (NOW HIRING)

AlphaStaffHCM

Senior Property Adjuster

Denver, CO · Remote

$63K - $114K/yr

This insurance client empowers members to achieve financial security through highly competitive products, exceptional service and trusted advice. As a dedicated Senior Property Adjuster, you will ...

Sparks Group

Desk Adjuster

Fort Lauderdale, FL · Remote

... leading insurance services organization to identify experienced Desk Adjusters - CAT Support to assist with high-volume property claims following catastrophe (CAT) events in Texas. This remote ...

USAA

Sr. Injury Adjuster

Colorado Springs, CO · On-site +1

$63K - $117K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

USAA

Sr. Injury Adjuster

Colorado Springs, CO · On-site +1

$63K - $117K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

USAA

Sr. Injury Adjuster

Colorado Springs, CO · On-site +1

$63K - $117K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Acquisition and maintenance of insurance adjuster license within 90 days and designated number of ...

USAA

Associate Auto Adjuster

Chesapeake, VA · On-site +1

$49K - $51K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Successfully acquire an insurance adjuster license and applicable state registrations within 90 ...

USAA

Associate Auto Adjuster

Chesapeake, VA · On-site +1

$49K - $51K/yr

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Successfully acquire an insurance adjuster license and applicable state registrations within 90 ...

Camesiagency

Remote Insurance Agent

Atlanta, GA · Remote

$80K - $150K/yr

Supported by proven systems, structured mentorship, and a leadership-focused culture, we are seeking motivated individuals to join our small team as Remote Insurance Agents. This role is ideal for ...

Camesiagency

Remote Insurance Agent

Orlando, FL · Remote

$80K - $150K/yr

Supported by proven systems, structured mentorship, and a leadership-focused culture, we are seeking motivated individuals to join our small team as Remote Insurance Agents. This role is ideal for ...

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Remote Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do remote insurance adjuster jobs pay per year?

As of Jul 16, 2026, the average yearly pay for remote insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What Does a Remote Insurance Adjuster Do?

A remote insurance adjuster investigates and analyzes insurance claims to determine eligibility for an insurance payout. In this career, you work from home, though some claims adjusters need to travel to customers’ locations to perform inspection or analysis duties. You can usually communicate with clients over the phone and research policy terms and incident information on the internet. As an insurance adjuster, you can work in different areas, such as life insurance, health insurance, auto insurance, and property or business insurance. In addition to making an assessment of each claim, your responsibilities also include negotiating with clients to settle the claim.

How much do remote adjusters make?

Remote insurance adjusters typically earn between $45,000 and $75,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on experience, certifications, and the volume of claims processed.

How to become a remote adjuster?

To become a remote insurance adjuster, you typically need to complete relevant training or certification, such as the Property and Casualty Adjuster license, which varies by state. Strong communication skills, knowledge of insurance policies, and proficiency with claims management software are also important, along with the ability to work independently in a remote environment.

Is claim adjusting a dying field?

Claim adjusting is a stable profession with ongoing demand, especially as insurance companies require adjusters to evaluate claims efficiently. The field is evolving with technology, such as the use of claims management software and virtual inspections, but overall, it remains a viable career option for remote insurance adjusters. Continuous skill development and industry certifications can enhance job prospects in this field.

What companies hire remote claims adjusters?

Many insurance companies and third-party claims adjusting firms hire remote insurance adjusters, including large carriers like State Farm, Allstate, and Progressive, as well as independent adjusting firms. These roles often require knowledge of insurance policies, claims processing, and sometimes certifications such as the AIC or CPCU. Remote adjusters typically work from home using claims management software and may need to pass background checks and meet licensing requirements depending on the state.

What does a Remote Insurance Adjuster do?

A Remote Insurance Adjuster is responsible for investigating insurance claims, assessing damages, and determining the appropriate settlement amounts—all while working from a remote location. They review policy details, communicate with claimants, gather evidence, and sometimes conduct virtual inspections using phone calls, video conferencing, or digital tools. Remote adjusters typically handle claims for auto, property, or casualty insurance. Their role is crucial in ensuring that claims are processed accurately and efficiently, even without in-person contact.

How does a Remote Insurance Adjuster typically collaborate with team members and clients despite working off-site?

Remote Insurance Adjusters rely heavily on digital communication tools to maintain strong collaboration with colleagues, supervisors, and clients. They often use video conferencing, secure email, and specialized claims management platforms to share information, discuss case details, and provide updates. While physical meetings are rare, regular virtual check-ins and team meetings help ensure everyone is aligned and supported. This remote setup requires strong self-motivation and clear communication skills, but it also offers the flexibility to manage your workflow more independently.

What is the difference between Remote Insurance Adjuster vs Remote Claims Examiner?

AspectRemote Insurance AdjusterRemote Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Certifications in claims or insurance (e.g., CPCU, ARM)
Work EnvironmentHome-based, insurance companies, adjusting claimsHome-based, insurance companies, reviewing claims
Employer & IndustryInsurance carriers, third-party administratorsInsurance carriers, third-party administrators
Common Search & ComparisonYesYes

The Remote Insurance Adjuster and Remote Claims Examiner roles both work within the insurance industry, often from home, and require relevant certifications. Adjusters focus on investigating and settling claims, while Claims Examiners review and process claims for accuracy. Both roles are essential for efficient claims management and often overlap in skills and work environment.

What are the key skills and qualifications needed to thrive as a Remote Insurance Adjuster, and why are they important?

To thrive as a Remote Insurance Adjuster, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a relevant degree or adjuster license. Familiarity with claims management software, virtual inspection tools, and digital documentation systems is typically required. Excellent communication, negotiation, and self-motivation are crucial soft skills for handling clients and resolving claims independently. These abilities ensure efficient, accurate claim processing and high customer satisfaction in a remote work environment.
More about Remote Insurance Adjuster jobs
What cities are hiring for Remote Insurance Adjuster jobs? Cities with the most Remote Insurance Adjuster job openings:
What are the most commonly searched types of Insurance Adjuster jobs? The most popular types of Insurance Adjuster jobs are:
What states have the most Remote Insurance Adjuster jobs? States with the most job openings for Remote Insurance Adjuster jobs include:
What job categories do people searching Remote Insurance Adjuster jobs look for? The top searched job categories for Remote Insurance Adjuster jobs are:
Remote Insurance Adjuster jobs near you
Infographic showing various Remote Insurance Adjuster job openings in the United States as of July 2026, with employment types broken down into 36% Locum Tenens, 7% Internship, 52% Full Time, 1% Part Time, 2% Contract, and 2% Summer. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.
General Liability Claims Adjuster

General Liability Claims Adjuster

Reserv, Inc.

Atlanta, GA • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 9 days ago

Job description

About Reserv
Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike.
We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.
About the role
Come join an amazing and collaborative team! We are seeking a highly organized and customer-focused General Liability Adjuster to join our team. The successful candidate will be responsible for speaking to customers on the phone, educating and helping the customer work through their claim to the best possible outcome. Your role will also be responsible for handling an inventory of claims, triaging critical claims, and delivering service to all constituents of the claim. General Liability claims consist of Premise, Habitational, Risk Transfer, Construction, and more. You will be an expert in these areas and have experience with complex injuries. This role is 100% remote!
Who you are
  • You are motivated and growth-oriented. You're excited by the prospect of building a tech-driven claims org.
  • Passionate adjuster who cares about the customer and their experience.
  • You exercise empathy and patience towards everyone you interact with.
  • Sense of urgency - at all times. That does not mean working at all hours.
  • Creativity is in you! You can find the right exit ramp (pun intended) for the resolution of the claim that is in the insured's best interest.
  • Conflict-enjoyer. Conflict does not have to be adversarial, but it HAS to be conversational.
  • Are you curious? You have to want to know the whole story so you can make the right decisions early and action them to a prompt resolution.
  • Anti-status quo. You don't just wish things were done differently, you action on it.
  • Communicative. (we'd love to know what this means to you)
  • And did we mention, you have a sense of humor? Claims are hard enough as it is!
  • You are collaborative and a team player.
  • You have a strong understanding of premise, Habitational, Risk Transfer, and other general liability including policy interpretation.

What you'll do
  • You will handle all aspects of General Liability claims not limited to but including Slip and Falls, Habitational, Risk Transfer, Construction, and more. Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls, filing claims, and resolving customer requests.
  • Gather necessary information from customers to initiate the claim and explain policy, coverage, and appropriate course of action.
  • Manage an inventory of claims, analyze coverage and identify any potential coverage issues.
  • Establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim.
  • Ensure compliance with specific state regulations, policy provisions, and standard operating procedures.
  • Communicate with involved parties and negotiate appropriate settlements with claimants, insureds, and attorneys within approved payment authority.
  • Provide input for continuous development of claims guidelines, best practices, and process improvements.
  • Oversee and direct outside investigative service providers, client counsel and investigative services to resolve the claim while closely with the client.
  • Engage in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications.

Qualifications
  • Active adjuster license required: resident state license if available, otherwise a Designated Home State (DHS) license.
  • Minimum of 3-5 years of experience ideally with;
    • General Liability (Premise, Habitational, Auto, Garagekeepers, BOP's, Dwelling)
    • Construction Liability.
    • Employers Liability.
    • Liquor Liability/Dram Shop.
    • Complex claims involving litigation.
    • Policy interpretation. Drafting Reservation of Rights letters, coverage declinations.
    • Third-party bodily injury.
    • Third-party litigated bodily injury/property damage.
  • Active insurance adjuster's license by way of a designated home state; home state license required if home state license is available
  • Willing to obtain all licenses within 60 days, including completing state required testing
  • Knowledge of state regulations, policy provisions, and standard operating procedures.
  • Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures.
  • Curious and motivated by problem solving and questioning the status quo.
  • Desire to engage in learning opportunities and continuous professional development.
  • Ability to collaborate with colleagues within and outside your department.
  • Willingness to travel for client and claims needs.
  • Bachelor's degree. JD, Professional insurance designations preferred.

Benefits
  • Generous health-insurance package with nationwide coverage, vision, & dental
  • 401(k) retirement plan with employer matching
  • Competitive PTO policy - we want our employees fresh, healthy, happy, and energized!
  • Generous family leave policy after 8 months of continuous work
  • Work from anywhere to facilitate your work life balance
  • Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!

Additionally, we will
  • Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
  • Work toward reducing and eliminating all the administrative work from an adjuster role
  • Foster a culture of empathy, transparency, and empowerment in a remote-first environment

At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!

Apply