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Insurance Adjuster Jobs in Kentucky (NOW HIRING)

National Equine Adjusting, Inc.

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Equine Insurance Adjuster

Nicholasville, KY · On-site

$45K - $50K/yr

We are an equine insurance adjusting firm looking to hire a claims adjuster. Equine claims and/or large animal tech experience preferred. Initial position would be handling equine major medical and ...

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Insurance Adjuster information

See Kentucky salary details

$16.9K

$64.9K

$96K

How much do insurance adjuster jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance adjuster in Kentucky is $64,861.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,700.00 and $86,900.00 per year, depending on experience, location, and employer.

Can I be an insurance adjuster without a degree?

Insurance adjusters typically do not need a college degree to start working, but they often require relevant training, licensing, and sometimes certification. Many employers prioritize experience, knowledge of insurance policies, and strong communication skills over formal education. Licensing requirements vary by state and usually involve passing an exam and background checks.

How does an insurance adjuster typically collaborate with policyholders and third parties during a claim investigation?

Insurance adjusters regularly interact with policyholders, witnesses, contractors, and sometimes legal professionals to gather information and assess the validity of a claim. They conduct interviews, inspect damaged property, and review documentation such as police reports or medical records. Clear communication and empathy are essential, as adjusters must explain processes and negotiate settlements, all while maintaining professionalism and impartiality. Collaboration with various parties helps ensure a thorough and fair claims process, which is central to the adjuster's role.

What is the difference between Insurance Adjuster vs Claims Examiner?

AspectInsurance AdjusterClaims Examiner
Required CredentialsHigh school diploma or equivalent; licensing often required; certifications like AIC beneficialHigh school diploma or equivalent; some states require licensing; certifications like CPCU advantageous
Work EnvironmentField and office settings; investigate claims on-site or remotelyPrimarily office-based; review and process claims submitted electronically or via paper
Employer & Industry UsageInsurance companies, public adjusting firms, independent agenciesInsurance companies, third-party administrators, government agencies

While both roles handle insurance claims, Insurance Adjusters investigate and settle claims directly with policyholders, often working in the field. Claims Examiners primarily review and process claims in an office setting, ensuring accuracy and compliance. Understanding these differences helps job seekers identify the right career path within the insurance industry.

What is an insurance adjuster?

An Insurance Adjuster, also known as a Claims Adjuster is a professional who assesses insurance claims of all kinds. They help decide if there should be a payout for each claim and, according to the policy and the circumstances, how much should be paid. Insurance Adjusters make this determination by speaking with the one who filed the claim, assessing any damages, speaking with witnesses, and reading reports filed by officials. The Adjuster will typically come in-person to speak with you and take pictures of the damage before writing the report.

What are the key skills and qualifications needed to thrive as an insurance adjuster?

To thrive as an Insurance Adjuster, you need strong analytical skills, attention to detail, and knowledge of insurance policies, typically supported by a relevant degree or claims certification. Familiarity with claims management software, estimating tools like Xactimate, and industry regulations is essential. Excellent communication, negotiation, and customer service skills help you manage stressful situations and resolve claims efficiently. These abilities ensure accurate claim assessments, fair resolutions, and strong client relationships in a complex and time-sensitive environment.
More about Insurance Adjuster jobs

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Insurance Adjuster jobs near you
Infographic showing various Insurance Adjuster job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $64,861 per year, or $31.2 per hour.

Equine Insurance Adjuster

National Equine Adjusting, Inc.

Nicholasville, KY • On-site

$45K - $50K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 12 days ago

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Job description

We are an equine insurance adjusting firm looking to hire a claims adjuster. Equine claims and/or large animal tech experience preferred. Initial position would be handling equine major medical and mortality claims, with potential future growth in handling equine liability and property claims.

You will be responsible for documenting and handling incoming claims, including the calculating and processing of reimbursement payments. Proficiency in Microsoft products and adaptability in the use of third party enterprise proprietary software preferred. Salary negotiable for licensed adjuster.