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Insurance Adjuster Jobs in Kentucky (NOW HIRING)

Morgan & Morgan, P.A.

Case Manager

Louisville, KY

$19.25 - $24.75/hr

At least 2 years of working in a legal position or insurance adjuster experience (strongly preferred) * Ability to be a team player and follow procedures * Proactive interaction with clients ...

Gallagher

Sr. Claims Adjuster

Louisville, KY · On-site

Overview Rice Insurance Services Center, now a part of Gallagher, has specialized in state-mandated ... The Senior Claims Adjuster manages insurance claims to determine the extent and legitimacy of ...

Novolex

Adjuster Supervisor

Florence, KY

$25 - $28/hr

  • Medical

  • Dental

  • Vision

Lead Machine Adjuster Florence, KY Compensation Includes * Starting pay rate $25-28/hour Available ... insurance as well as a variety of other well-being resources focused on mental, physical and ...

Novolex

Adjuster Supervisor

Florence, KY

$25 - $28/hr

  • Medical

  • Dental

  • Vision

Lead Machine Adjuster Florence, KY Compensation Includes * Starting pay rate $25-28/hour Available ... insurance as well as a variety of other well-being resources focused on mental, physical and ...

Novolex

Adjuster Supervisor

Florence, KY · On-site

$25 - $28/hr

  • Medical

  • Dental

  • Vision

Lead Machine Adjuster Florence, KY Compensation Includes * Starting pay rate $25-28/hour Available ... insurance as well as a variety of other well-being resources focused on mental, physical and ...

Novolex

Adjuster Supervisor

Florence, KY · On-site

$25 - $28/hr

  • Medical

  • Dental

  • Vision

Lead Machine Adjuster Florence, KY Compensation Includes * Starting pay rate $25-28/hour Available ... insurance as well as a variety of other well-being resources focused on mental, physical and ...

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Showing results 41-60

All JobsInsurance Adjuster JobsInsurance Adjuster Jobs in Kentucky

Insurance Adjuster information

See Kentucky salary details

$16.9K

$64.9K

$96K

How much do insurance adjuster jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance adjuster in Kentucky is $64,861.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,700.00 and $86,900.00 per year, depending on experience, location, and employer.

Can I be an insurance adjuster without a degree?

Insurance adjusters typically do not need a college degree to start working, but they often require relevant training, licensing, and sometimes certification. Many employers prioritize experience, knowledge of insurance policies, and strong communication skills over formal education. Licensing requirements vary by state and usually involve passing an exam and background checks.

How does an insurance adjuster typically collaborate with policyholders and third parties during a claim investigation?

Insurance adjusters regularly interact with policyholders, witnesses, contractors, and sometimes legal professionals to gather information and assess the validity of a claim. They conduct interviews, inspect damaged property, and review documentation such as police reports or medical records. Clear communication and empathy are essential, as adjusters must explain processes and negotiate settlements, all while maintaining professionalism and impartiality. Collaboration with various parties helps ensure a thorough and fair claims process, which is central to the adjuster's role.

What is the difference between Insurance Adjuster vs Claims Examiner?

AspectInsurance AdjusterClaims Examiner
Required CredentialsHigh school diploma or equivalent; licensing often required; certifications like AIC beneficialHigh school diploma or equivalent; some states require licensing; certifications like CPCU advantageous
Work EnvironmentField and office settings; investigate claims on-site or remotelyPrimarily office-based; review and process claims submitted electronically or via paper
Employer & Industry UsageInsurance companies, public adjusting firms, independent agenciesInsurance companies, third-party administrators, government agencies

While both roles handle insurance claims, Insurance Adjusters investigate and settle claims directly with policyholders, often working in the field. Claims Examiners primarily review and process claims in an office setting, ensuring accuracy and compliance. Understanding these differences helps job seekers identify the right career path within the insurance industry.

What is an insurance adjuster?

An Insurance Adjuster, also known as a Claims Adjuster is a professional who assesses insurance claims of all kinds. They help decide if there should be a payout for each claim and, according to the policy and the circumstances, how much should be paid. Insurance Adjusters make this determination by speaking with the one who filed the claim, assessing any damages, speaking with witnesses, and reading reports filed by officials. The Adjuster will typically come in-person to speak with you and take pictures of the damage before writing the report.

What are the key skills and qualifications needed to thrive as an insurance adjuster?

To thrive as an Insurance Adjuster, you need strong analytical skills, attention to detail, and knowledge of insurance policies, typically supported by a relevant degree or claims certification. Familiarity with claims management software, estimating tools like Xactimate, and industry regulations is essential. Excellent communication, negotiation, and customer service skills help you manage stressful situations and resolve claims efficiently. These abilities ensure accurate claim assessments, fair resolutions, and strong client relationships in a complex and time-sensitive environment.
More about Insurance Adjuster jobs

What are the most commonly searched types of Insurance Adjuster jobs in Kentucky?

The most popular types of Insurance Adjuster jobs in Kentucky are:

What are popular job titles related to Insurance Adjuster jobs in Kentucky?

For Insurance Adjuster jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Insurance Adjuster jobs in Kentucky look for?

The top searched job categories for Insurance Adjuster jobs in Kentucky are:

What cities in Kentucky are hiring for Insurance Adjuster jobs?

Cities in Kentucky with the most Insurance Adjuster job openings:

What are popular job titles related to Insurance Adjuster jobs in KY?

For Insurance Adjuster jobs in KY, the most frequently searched job titles are:

Insurance Adjuster jobs near you
Infographic showing various Insurance Adjuster job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $64,861 per year, or $31.2 per hour.

Claim Adjuster I

Kentucky Farm Bureau Mutual Insurance Company

London, KY • On-site

Other

Posted 5 days ago

Job description

Overview
The claim adjuster I will complete required training and education activities in preparation for a career as a claim professional; provide assistance in accordance with supervisor instructions; and provide prompt, courteous and fair claim service. To see the impact you could make in a Claims role at KFB, please watch our Claims Careers Video.
Responsibilities
Support the corporate strategy of our commitment to the member relationship.
Support the strategic mission of the Claims function as it relates to goals for the organization.
Learn about and exhibit the Guiding Principles in your daily work.
Develop and maintain relationships with the agency force and support the agencies through sound and effective claim management practices.
Handle all claims in accordance with the provisions of the Unfair Claims Settlement Practices Act and in an ethical and compliant manner.
Satisfactorily complete or be in progress to complete the KFB training plan.
Satisfactorily complete the required Kentucky Farm Bureau sponsored courses.
Review loss reports, and confirm coverages.
Conduct prompt and thorough investigations of losses
Maintain and thoroughly document electronic claim files to support actions taken.
Maintain adequate reserves and active diaries on all files.
Complete assignments.
Promptly evaluate and resolve claims through settlement or denial.
Visit agency offices on a regular basis.
Actively pursue salvage recovery.
Assist subrogation unit with subrogation recovery.
Assist the special investigative unit with suspicious claims.
Report claims in accordance with reporting guidelines or as requested by supervisory personnel.
Assign, direct and actively monitor out-of-state claims.
Develop and maintain knowledge of policy contracts, court decisions, and industry trends.
Handle claims in compliance with statutes, regulations, and case law.
Complete assignments.
Maintain ability to function as an adjuster trainee.
Serve as a catastrophe team member or assist in other claim offices or locations as
requested.
Regular, predictable attendance.
This list of essential functions is non-exhaustive and may be supplemented as necessary.
Other Responsibilities
Promptly report complaints and respond, as directed.
Report immediately receipt of all summonses.
Report incorrectly rated policies or poor risks to PARM (Underwriting) with the assistance of your supervisor.
Submit timely and accurate expense reports and mileage reports.
Attend and participate in company claim meetings, seminars, and continuing education activities.
Maintain and properly use company facilities, equipment, supplies, and vehicles.
Follow company guidelines related to personal use of company vehicles.
Job Specifications
Physical demands: Normal vision/hearing (with or without correction); Sitting; Standing; Speaking; Mobility; Driving an automobile; climbing ladders.
Mental demands: Analytic reasoning; Prolonged concentration.
Environmental factors: Standard office lighting, temperatures and noise; Outdoor conditions, lighting, temperatures and noise; On site field inspections of damaged property, such as accident scenes or roofs of buildings.
Equipment: Automobile; Camera; Computer; Phone; Ladder.
Qualifications
Combination of formal education, training, and experience to acquire knowledge and skills generally equivalent to those possessed by a four-year college graduate. Bachelor's degree preferred.
Ability to interpret policy contracts and legal documents.
Strong written and verbal communication skills.
Ability to make timely decisions.
Good negotiation and public relations skills.
Obtain Kentucky Staff Adjuster License within six months of employment.
Valid driver's license and good driving record.

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