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Insurance Claims Adjuster Jobs (NOW HIRING)

Claims Adjuster

Denver, CO · On-site

$85K/yr

Network Adjusters is seeking skilled insurance claims adjusters with experience in General Liability, Professional Liability, or Employment & Public Officials Liability for a third-party claims ...

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Insurance Claims Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance claims adjuster jobs pay per year?

As of Jul 20, 2026, the average yearly pay for insurance claims adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What does an Insurance Claims Adjuster do?

An Insurance Claims Adjuster investigates insurance claims to determine the extent of the insurance company's liability. They review documentation, interview claimants and witnesses, inspect property damage or medical records, and evaluate the validity of the claim. Based on their findings, they negotiate settlements with policyholders and ensure claims are handled fairly and in accordance with policy terms. Adjusters may specialize in areas such as auto, property, or health insurance claims.

How much does an insurance adjuster get paid?

The average salary for an insurance claims adjuster in the United States ranges from $50,000 to $70,000 per year, depending on experience, location, and employer. Adjusters with specialized skills or certifications may earn higher salaries, and some work on a commission or fee basis for each claim handled.

What are the key skills and qualifications needed to thrive as an Insurance Claims Adjuster, and why are they important?

To thrive as an Insurance Claims Adjuster, you need strong analytical abilities, attention to detail, and knowledge of insurance policies, typically supported by a bachelor’s degree or relevant experience. Familiarity with claims management software, estimating tools, and sometimes industry certifications like AIC (Associate in Claims) is often required. Excellent communication, negotiation, and customer service skills help in effectively interacting with claimants and stakeholders. These skills ensure accurate claim assessments, fair settlements, and maintain trust between clients and the insurance company.

What are some common challenges Insurance Claims Adjusters face when handling complex claims, and how are these typically managed?

Insurance Claims Adjusters often encounter challenges such as disputed liability, incomplete documentation, and coordinating with multiple parties on complex claims. Managing these issues usually involves thorough investigation, strong communication skills, and attention to detail when reviewing evidence and policy coverage. Adjusters frequently collaborate with legal teams, repair professionals, and policyholders to ensure claims are resolved fairly and efficiently. Continuous training and staying updated with industry best practices help adjusters handle these complexities effectively.

Is claim adjusting a dying field?

Insurance claims adjusting is a stable profession with steady demand, as insurance companies require adjusters to evaluate claims regardless of economic changes. Advances in technology, such as claims management software and automation, are supplementing traditional roles but not replacing the need for skilled adjusters who assess complex claims and negotiate settlements.

Which claims adjusters make the most money?

Senior claims adjusters, especially those handling complex or high-value claims such as large property or commercial claims, tend to earn the highest salaries in the field. Adjusters with specialized certifications, extensive experience, or who work for large insurance companies often have higher earning potential.

What is the difference between Insurance Claims Adjuster vs Insurance Claims Examiner?

AspectInsurance Claims AdjusterInsurance Claims Examiner
Required CredentialsState licensing, insurance adjuster certificationOften licensed, with claims examination certifications
Work EnvironmentField and office-based, investigating claims on-site or remotelyPrimarily office-based, reviewing claims and documentation
Employer & Industry UsageInsurance companies, public adjusting firmsInsurance companies, third-party administrators
Common Search & Comparison IntentUnderstanding roles, job duties, and qualificationsComparing responsibilities and career paths

Insurance Claims Adjusters investigate and evaluate insurance claims, often working in the field or remotely, to determine coverage and settlement amounts. Insurance Claims Examiners review and process claims primarily in an office setting, focusing on verifying documentation and compliance. While both roles require insurance licensing and related certifications, Adjusters are more involved in on-site investigations, whereas Examiners handle claim review and approval processes.

More about Insurance Claims Adjuster jobs
What cities are hiring for Insurance Claims Adjuster jobs? Cities with the most Insurance Claims Adjuster job openings:
What are the most commonly searched types of Insurance Claims Adjuster jobs? The most popular types of Insurance Claims Adjuster jobs are:
Who are the top companies hiring for Insurance Claims Adjuster jobs? The top employers for Insurance Claims Adjuster jobs are:
What states have the most Insurance Claims Adjuster jobs? States with the most job openings for Insurance Claims Adjuster jobs include:
What are popular job titles related to Insurance Claims Adjuster jobs? For Insurance Claims Adjuster jobs, the most frequently searched job titles are:
Infographic showing various Insurance Claims Adjuster job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.
Claims Adjuster

$85K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago


Job description

Network Adjusters is seeking skilled insurance claims adjusters with experience in General Liability, Professional Liability, or Employment & Public Officials Liability for a third-party claims adjuster position. As a claims adjuster you will investigate, evaluate, determine liability, negotiate, and settle assigned multi-line commercial claims in accordance with Network Adjusters' Best Practices. This position provides quality claim handling and exceptional customer service throughout the entire claims process while engaging in indemnity, expense & diary management.


CLAIMS ADJUSTER JOB DESCRIPTION:

Handle primarily third-party liability damage insurance claims with varying degrees of complexity and severity under General Liability, Professional Liability, and Employment Liability & Public Officials Liability coverages. This includes but is not limited to, third party property damage, bodily injuries, wrongful employment practices, wrongful acts, and professional liability claims handling.


CLAIMS ADJUSTER RESPONSIBILITES:

  • Provide superior customer service to meet the needs of the insured, claimant, all internal and external customers, including carrier clients.
  • Fulfill specific client requirements including reporting of claim details and analysis.
  • Review and analyze coverage and apply policy conditions, provisions, exclusions and endorsements.
  • Recognize and apply jurisdictional issues that impact the claim (i.e.: negligence laws, financial responsibility limits, immunity, etc.)
  • Investigate facts to establish negligence, determine liability, other sources of recovery as appropriate by contacting and interviewing appropriate parties.
  • Manage liability and other claim types requiring specialized investigation and utilization of external experts in accordance with local laws.
  • Establish and maintain appropriate claim and expense reserves in a timely fashion.
  • Develop and continually update a plan of action for file resolution including maintaining an effective diary.
  • Document claim file activities in accordance with established procedures.
  • Write denial letters, reservation of rights, tenders and other routine and complex correspondence to insureds and claimants.
  • Confer with higher level technical claim personnel for guidance and direction to ensure files are handled properly.
  • Determine settlement amounts based on independent judgment, application of applicable limits and deductibles.
  • Negotiate settlements within authority limits.
  • Identify subrogation opportunities.
  • Meet all quality standards and expectations based on Best Practices.
  • Assure compliance with state specific regulations.
  • Effectively manage multiple competing priorities to ensure timely payment, follow-up and claim resolution.


CLAIMS ADJUSTER QUALIFICATIONS:

  • College/Technical degree or equivalent business experience.
  • Minimum of 3 years of claims handling experience in either General Liability, Professional Liability, Employment Liability or Public Officials Liability.
  • Obtain Adjusters licenses as required to meet business need.
  • Complete continuing education to maintain licenses.
  • Strong verbal and written communication skills.
  • General software skills including MS Word, Outlook and Excel.
  • Customer service and empathy skills.
  • Solid analytical and decision-making skills in order to evaluate claims and make sound decisions.
  • Excellent negotiation skills and ability to effectively handle conflict.
  • Strong organization and time management skills.
  • Ability to multi-task and adapt to a changing environment.
  • Attention to detail, ensuring accuracy.
  • Strong investigative skills and creativity to achieve optimal results.
  • Ability to maintain confidentiality.
  • Knowledge of Security Industry and/or Elevator Industry is beneficial.


CLAIMS ADJUSTER BENEFITS:

  • Training/Development and growth opportunities
  • 401(k) with company match / retirement planning
  • Paid time off / company paid holidays
  • Comprehensive health plans including dental and vision coverage
  • Flex spending account
  • Company paid life insurance
  • Company paid long term disability
  • Supplemental life insurance
  • Opportunity to buy into short term disability
  • Strong work/family and employee assistance programs


We have openings in Farmingdale, New York and Denver, Colorado. Remote work may be available for experienced candidates who meet the required criteria.


The starting salary for this position is $85,000 and up, depending on factors such as licensure, certifications, and relevant experience. Become a part of a dynamic, energetic workforce in which you can make a difference. We are committed to encouraging your professional growth through a variety of training and development opportunities.


Founded in 1958, Network Adjusters has built a reputation as a leading provider of insurance claims administration and independent adjusting services. Serving the insurance industry for almost seven decades, Network Adjusters, Inc. brings together the best elements of third-party claims administration and independent adjusting services. From our primary offices in New York and Denver to our national network of experts, our superior experience and ongoing training are the keys to successfully managing our clients claims and handling specialized insurance needs. All of our Claim Directors have extensive backgrounds working with major insurance carriers, giving us a thorough understanding of factors critical claims handling. It all adds up to measurable results—the proof is in our extensive track record of settled claims and unmatched recovery abilities.