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Total Loss Claims Jobs (NOW HIRING)

LOYALTY MGA LLC

Total Loss Claims Adjuster

Miami, FL

Investigate and assess auto insurance claims across various segments, including Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, and Special Investigation ...

Oklahoma Farm Bureau Insurance

Total Loss Adjuster

Tulsa, OK · On-site

$54K - $70K/yr

Confirm coverage for claims. Responsible for the accurate and efficient completion of all phases of an auto total loss claim; process from inception to settlement. * Investigate personally and/or in ...

Shelter Insurance

Total Loss Auto Adjuster

Little Rock, AR · On-site

$23.27 - $28.84/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Total Loss Auto Adjuster analyzes, evaluates, and settles insurance claims involving automobile material damage losses. Determines value of the physical damage claim and negotiates settlements ...

Shelter Insurance

Total Loss Auto Adjuster

Lexington, KY · On-site

$23.27 - $28.84/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Total Loss Auto Adjuster analyzes, evaluates, and settles insurance claims involving automobile material damage losses. Determines value of the physical damage claim and negotiates settlements ...

New

Shelter Insurance

Total Loss Auto Adjuster

Topeka, KS · On-site

$23.27 - $28.84/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Total Loss Auto Adjuster analyzes, evaluates, and settles insurance claims involving automobile material damage losses. Determines value of the physical damage claim and negotiates settlements ...

Reserv, Inc.

Trucking Total Loss Adjuster

Atlanta, GA · On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

In this role, you'll specialize in managing total loss claims for heavy-duty and commercial ... vehicles, working directly with fleet managers, repair shops, salvage yards, independent adjusters ...

Snapsheet

Total Loss Settlement Adjuster

Chicago, IL · Remote

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Snapsheet is claims technology the way it should be: purposeful, precise, and designed to deliver ... As a Total Loss Settlement Adjuster at Snapsheet, you are highly competitive and motivated by ...

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All JobsFinance and Insurance JobsTotal Loss Claims Jobs

Total Loss Claims information

See salary details

$30.5K

$64.6K

$90K

How much do total loss claims jobs pay per year?

As of Aug 20, 2026, the average yearly pay for total loss claims in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What is a total loss claim?

Total loss claims refer to insurance claims filed when a vehicle or property is damaged beyond economical repair, meaning the cost to fix it exceeds its actual cash value. In such cases, the insurer typically pays out the value of the vehicle or property rather than covering repair costs. The process involves damage assessment, valuation, and negotiation with the policyholder. Total loss adjusters help guide claimants through paperwork, settlement offers, and vehicle or property disposition. Understanding how total loss is determined and what documentation is needed can help expedite the claims process.

What are some common challenges faced by professionals in total loss claims, and how can they be managed?

Professionals in Total Loss Claims often encounter challenges such as managing high caseloads, handling emotionally distressed customers, and navigating complex policy details. Balancing efficiency with empathy is key, as claimants are often dealing with stressful situations. Staying organized and up to date on insurance regulations helps ensure timely and accurate settlements. Collaborating closely with adjusters, appraisers, and other departments also supports smoother claim resolution.

What are the key skills and qualifications needed to thrive as a total loss claims adjuster, and why are they important?

To thrive as a Total Loss Claims Adjuster, you need a solid understanding of automotive insurance policies, claims processes, and valuation methods, typically with a background in insurance or related certifications. Familiarity with claims management software, valuation tools like CCC One or Mitchell, and strong computer proficiency are often required. Excellent negotiation, customer service, and problem-solving skills help you effectively manage claimant expectations and resolve complex cases. These abilities are essential to ensure fair settlements, maintain customer satisfaction, and uphold regulatory compliance in a fast-paced insurance environment.

What is the difference between Total Loss Claims vs Auto Appraisers?

AspectTotal Loss ClaimsAuto Appraisers
Required CredentialsInsurance licensing, claims trainingAuto appraisal certifications, industry knowledge
Work EnvironmentInsurance companies, claims officesAuto repair shops, dealerships
Industry UsageClaims processing, insurance settlementsVehicle damage assessment, repair estimates

While Total Loss Claims professionals handle insurance claims for vehicles deemed a total loss, Auto Appraisers focus on assessing vehicle damage and estimating repair costs. Both roles require industry-specific knowledge and certifications but serve different functions within the auto insurance and repair industry.

Is it hard to become a total loss claims adjuster?

Becoming a total loss claims adjuster typically requires relevant insurance knowledge, often gained through industry certifications such as the AIC or CPCU, and experience in claims handling. The role involves evaluating vehicle damage, estimating repair costs, and making settlement decisions, which can require strong analytical and communication skills. Entry barriers vary by employer but generally include a background in insurance or related fields and passing licensing exams where applicable.
More about Total Loss Claims jobs

What are the most commonly searched types of Total Loss Claims jobs?

The most popular types of Total Loss Claims jobs are:

What job categories do people searching Total Loss Claims jobs look for?

The top searched job categories for Total Loss Claims jobs are:

Total Loss Claims jobs near you
Infographic showing various Total Loss Claims job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, 4% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

Total Loss Specialist

Aspire General Insurance Company

Rancho Cucamonga, CA • On-site

$26.50 - $31/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 23 days ago

Job description

Description:

Open to remote candidates in the following states only: AL AZ CA FL GA IN KS LA MA MI MN MO MS NV NJ NC OK OH PA TN TX WA WI


Aspire General Insurance Company and its affiliated general agent, Aspire General Insurance Services, are on a mission to deliver affordable specialty auto coverage to drivers without compromising outstanding service.


Our company values can best be described with ABLE: to always do the right thing, be yourself, learn and evolve, and execute. Join our team where every individual takes pride in driving their role for shared success.


About the role

  • Under the direction of the Claims Department Supervisor, the Sr. Claims Support Specialist / Total loss adjuster performs the essential functions of the position, which includes but is not limited to duties as described below:

What you'll do

  • Be able to answer questions from customers concerning the claim handling process and insurance coverage.
  • Handle all aspects of resolving total loss claims for both carrier-retained salvage vehicles and owner-retained salvage vehicles in a cost-effective manner;
  • Using various resources, determine accurate total loss vehicle valuations;
  • Provide customer service to insured parties, third-party claimants, and lienholders with regard to total loss and salvage;
  • Be able to fully understand and explain the total loss process to customers and the value of their total loss vehicles;
  • Negotiate total loss settlements with customers;
  • Comply with state Department of Motor Vehicle laws pertaining to the settlement of total loss vehicles (owner retained and company retained);
  • Handle the salvage on total loss vehicles including moving vehicles to storage-free locations or salvage vendors as quickly as possible;
  • Send appropriate DMV forms and company-required documents, and review them upon return;
  • Comply with state and federal laws, Department of Insurance criteria, and insurance carrier criteria and follow Aspire General Insurance Company partner’s policies, procedures and work rules;
  • Have regular and predictable punctuality and attendance;
  • Assist the claims department by completing special projects ;
  • Other duties as assigned/requested.
Requirements:
  • 5 yrs experience in Auto Insurance in California
  • Ability to learn and understand insurance industry practices, standards, and terminology preferred;
  • Must be able to pass a background check;
  • Related insurance industry experience a plus;
  • Bilingual a plus;
  • Proficient use of Word, Excel, Outlook, Web-based systems, and type 35+ wpm;
  • Must have a disciplined approach to all job-related activities;
  • Must have a solid foundation of personal organization, sound decision-making, and analytical skills, strong interpersonal and customer service skills.


Benefits: Medical, Dental, Vision, PTO, 401k, Company observed Holidays


Individuals seeking employment at Aspire General Insurance Services LLC are considered without regards to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation in accordance with federal and state Equal Employment Opportunity/Affirmative Action record keeping, reporting, and other legal requirements.


Compensation may vary based on several factors, including candidate's individual skills, relevant work experience, location, etc.