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1099 Claims Adjuster Jobs (NOW HIRING)

Claims Adjuster

Denver, CO · On-site

$85K/yr

As a claims adjuster you will investigate, evaluate, determine liability, negotiate, and settle assigned multi-line commercial claims in accordance with Network Adjusters' Best Practices. This ...

Claims Adjuster

Denver, CO · On-site

$70K/yr

Network Adjusters is seeking experienced Claims Adjusters to handle Bodily Injury and Property Damage losses at our offices located in Denver, CO and Farmingdale, NY. This role supports the ...

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

The Claims Adjuster Trainee will complete a series of Self-Study courses, classroom training and On The Job training to prepare for promotion to Adjuster Level 1 position. In addition, the Claims ...

Claims Adjuster I JOB STATUS: Full-time/Hourly DEPARTMENT: Claims REPORTS TO: Claims Team Lead TRAVEL REQUIRED: Asneeded WORK SCHEDULE: Hybrid - 3 days in office, 2 days remote after training. PAY:

Claims Adjuster I JOB STATUS: Full-time/Hourly DEPARTMENT: Claims REPORTS TO: Claims Team Lead TRAVEL REQUIRED: As needed WORK SCHEDULE: Hybrid - 3 days in office, 2 days remote after training. PAY:

Claims Adjuster I JOB STATUS: Full-time/Hourly DEPARTMENT: Claims REPORTS TO: Claims Team Lead TRAVEL REQUIRED: Asneeded WORK SCHEDULE: Hybrid - 3 days in office, 2 days remote after training. PAY: T ...

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1099 Claims Adjuster information

See salary details

$41K

$76K

$99K

How much do 1099 claims adjuster jobs pay per year?

As of Aug 21, 2026, the average yearly pay for 1099 claims adjuster in the United States is $76,039.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,000.00 and $85,500.00 per year, depending on experience, location, and employer.

What is a 1099 claims adjuster?

A 1099 Claims Adjuster is an independent contractor who evaluates insurance claims on behalf of an insurance company or third-party administrator. Unlike full-time employees, 1099 adjusters are responsible for their own taxes, benefits, and business expenses. They assess damages, investigate claims, and negotiate settlements while maintaining flexibility in their work schedule. This role is ideal for experienced adjusters seeking autonomy and varied assignments.

What are the key skills and qualifications needed to thrive as a 1099 claims adjuster?

To thrive as a 1099 Claims Adjuster, you need a solid understanding of insurance policies, claims investigation, and negotiation, often supported by relevant work experience or industry certification such as an adjuster’s license. Familiarity with claims management software, digital documentation tools, and industry databases is essential for managing and tracking cases efficiently. Exceptional time management, independent problem-solving, and strong interpersonal skills set standout adjusters apart. These abilities are crucial for efficiently handling claims, delivering accurate assessments, and maintaining positive relationships with clients while working remotely as a contractor.

What are the main challenges faced by 1099 claims adjusters?

1099 Claims Adjusters often work independently and are responsible for managing their own caseloads, which can require excellent organizational skills and self-motivation. One common challenge is balancing multiple claims simultaneously while meeting strict deadlines and maintaining accuracy in documentation and reporting. Additionally, adjusters may need to handle complex or disputed claims where negotiation and conflict resolution skills are essential. The role can involve travel for on-site inspections, and since it's a contractor position, adjusters are responsible for their own business expenses and benefits. However, this flexibility also allows for greater control over your work schedule and the types of assignments you accept.

Is being a 1099 claims adjuster worth it?

A 1099 claims adjuster is an independent contractor responsible for evaluating insurance claims, often working flexible hours and managing their own schedule. The role requires strong analytical skills, knowledge of insurance policies, and typically involves remote work, but income can vary based on workload and experience. It can be financially rewarding but also involves self-employment responsibilities and inconsistent income streams.
More about 1099 Claims Adjuster jobs

What cities are hiring for 1099 Claims Adjuster jobs?

Cities with the most 1099 Claims Adjuster job openings:

What are the most commonly searched types of 1099 Claims Adjuster jobs?

The most popular types of 1099 Claims Adjuster jobs are:

What states have the most 1099 Claims Adjuster jobs?

States with the most job openings for 1099 Claims Adjuster jobs include:

Infographic showing various 1099 Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 87% Full Time, 10% Part Time, and 2% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $76,039 per year, or $36.6 per hour.

$85K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago


Job description

Network Adjusters is seeking skilled insurance claims adjusters with experience in General Liability, Professional Liability, or Employment & Public Officials Liability for a third-party claims adjuster position. As a claims adjuster you will investigate, evaluate, determine liability, negotiate, and settle assigned multi-line commercial claims in accordance with Network Adjusters' Best Practices. This position provides quality claim handling and exceptional customer service throughout the entire claims process while engaging in indemnity, expense & diary management.


CLAIMS ADJUSTER JOB DESCRIPTION:

Handle primarily third-party liability damage insurance claims with varying degrees of complexity and severity under General Liability, Professional Liability, and Employment Liability & Public Officials Liability coverages. This includes but is not limited to, third party property damage, bodily injuries, wrongful employment practices, wrongful acts, and professional liability claims handling.


CLAIMS ADJUSTER RESPONSIBILITES:

  • Provide superior customer service to meet the needs of the insured, claimant, all internal and external customers, including carrier clients.
  • Fulfill specific client requirements including reporting of claim details and analysis.
  • Review and analyze coverage and apply policy conditions, provisions, exclusions and endorsements.
  • Recognize and apply jurisdictional issues that impact the claim (i.e.: negligence laws, financial responsibility limits, immunity, etc.)
  • Investigate facts to establish negligence, determine liability, other sources of recovery as appropriate by contacting and interviewing appropriate parties.
  • Manage liability and other claim types requiring specialized investigation and utilization of external experts in accordance with local laws.
  • Establish and maintain appropriate claim and expense reserves in a timely fashion.
  • Develop and continually update a plan of action for file resolution including maintaining an effective diary.
  • Document claim file activities in accordance with established procedures.
  • Write denial letters, reservation of rights, tenders and other routine and complex correspondence to insureds and claimants.
  • Confer with higher level technical claim personnel for guidance and direction to ensure files are handled properly.
  • Determine settlement amounts based on independent judgment, application of applicable limits and deductibles.
  • Negotiate settlements within authority limits.
  • Identify subrogation opportunities.
  • Meet all quality standards and expectations based on Best Practices.
  • Assure compliance with state specific regulations.
  • Effectively manage multiple competing priorities to ensure timely payment, follow-up and claim resolution.


CLAIMS ADJUSTER QUALIFICATIONS:

  • College/Technical degree or equivalent business experience.
  • Minimum of 3 years of claims handling experience in either General Liability, Professional Liability, Employment Liability or Public Officials Liability.
  • Obtain Adjusters licenses as required to meet business need.
  • Complete continuing education to maintain licenses.
  • Strong verbal and written communication skills.
  • General software skills including MS Word, Outlook and Excel.
  • Customer service and empathy skills.
  • Solid analytical and decision-making skills in order to evaluate claims and make sound decisions.
  • Excellent negotiation skills and ability to effectively handle conflict.
  • Strong organization and time management skills.
  • Ability to multi-task and adapt to a changing environment.
  • Attention to detail, ensuring accuracy.
  • Strong investigative skills and creativity to achieve optimal results.
  • Ability to maintain confidentiality.
  • Knowledge of Security Industry and/or Elevator Industry is beneficial.


CLAIMS ADJUSTER BENEFITS:

  • Training/Development and growth opportunities
  • 401(k) with company match / retirement planning
  • Paid time off / company paid holidays
  • Comprehensive health plans including dental and vision coverage
  • Flex spending account
  • Company paid life insurance
  • Company paid long term disability
  • Supplemental life insurance
  • Opportunity to buy into short term disability
  • Strong work/family and employee assistance programs


We have openings in Farmingdale, New York and Denver, Colorado. Remote work may be available for experienced candidates who meet the required criteria.


The starting salary for this position is $85,000 and up, depending on factors such as licensure, certifications, and relevant experience. Become a part of a dynamic, energetic workforce in which you can make a difference. We are committed to encouraging your professional growth through a variety of training and development opportunities.


Founded in 1958, Network Adjusters has built a reputation as a leading provider of insurance claims administration and independent adjusting services. Serving the insurance industry for almost seven decades, Network Adjusters, Inc. brings together the best elements of third-party claims administration and independent adjusting services. From our primary offices in New York and Denver to our national network of experts, our superior experience and ongoing training are the keys to successfully managing our clients claims and handling specialized insurance needs. All of our Claim Directors have extensive backgrounds working with major insurance carriers, giving us a thorough understanding of factors critical claims handling. It all adds up to measurable results—the proof is in our extensive track record of settled claims and unmatched recovery abilities.