ZipRecruiter

Log In

1

Final Expense Life Insurance Agent Jobs (NOW HIRING)

next page

Showing results 1-20

All JobsFinal Expense Life Insurance Agent Jobs

Final Expense Life Insurance Agent information

See salary details

$38K

$81.8K

$112K

How much do final expense life insurance agent jobs pay per year?

As of Jul 21, 2026, the average yearly pay for final expense life insurance agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense life insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, commission rates, and the number of policies sold, as many agents work on a commission-based structure.

How much can you sell a $100,000 life insurance policy for?

As a Final Expense Life Insurance Agent, the sale price of a $100,000 policy depends on factors like the applicant's age, health, and underwriting guidelines. Typically, the premium paid is the cost of the policy, and agents earn commissions based on the premium amount, not a resale value. Policies are generally not sold for a profit but are purchased to provide coverage for beneficiaries.

What is a Final Expense Life Insurance Agent?

A Final Expense Life Insurance Agent is a licensed insurance professional who specializes in selling life insurance policies designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients, often seniors, find affordable policies that provide peace of mind for their loved ones. They educate clients about different policy options, assist with applications, and guide them through the purchasing process. Agents typically work for insurance agencies or as independent brokers representing multiple carriers.

Is selling final expense insurance a good career?

Final expense life insurance agents sell policies designed to cover end-of-life expenses, often working independently and earning commissions based on sales. Success in this field requires strong sales skills, product knowledge, and the ability to build client relationships, with many agents working flexible schedules. It can be a viable career for those interested in insurance sales and customer service, but income potential varies based on effort and market conditions.

How to become a final expense insurance agent?

To become a final expense life insurance agent, you typically need to complete state licensing requirements, which often include pre-licensing education and passing a licensing exam. Once licensed, agents usually undergo training on insurance products and sales techniques, and may need to obtain a certification or appointment with an insurance carrier. Strong communication skills and knowledge of insurance policies are essential for success in this role.

What is the difference between Final Expense Life Insurance Agent vs Insurance Sales Agent?

AspectFinal Expense Life Insurance AgentInsurance Sales Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, varies by insurance type
Work EnvironmentPrimarily in the field, meeting clients at their homes or officesVaries; includes field sales, call centers, or online
Industry UsageFocused on final expense and life insurance productsBroader, includes health, auto, property, and life insurance

Final Expense Life Insurance Agents specialize in selling policies that cover end-of-life expenses, often working directly with clients in personal settings. Insurance Sales Agents have a broader scope, selling various insurance products across different sectors. While both roles require licensing and involve client interaction, Final Expense Agents focus specifically on life insurance for final expenses, making their work more targeted within the insurance industry.

How does a Final Expense Life Insurance Agent typically build and maintain their client base?

Final Expense Life Insurance Agents often build their client base through a combination of cold calling, lead generation, community outreach, and networking with local organizations. Maintaining relationships with clients is crucial, as many rely on referrals and repeat business to sustain their growth. Agents typically follow up with clients to review policy needs, answer questions, and provide ongoing support, which helps foster trust and encourages referrals. Collaboration with team members or managers may also occur to share best practices and discuss new lead sources or sales strategies.

What are the key skills and qualifications needed to thrive as a Final Expense Life Insurance Agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you need a solid understanding of life insurance products, state licensure, and sales acumen. Familiarity with CRM software, digital quoting tools, and online application systems is typically required. Excellent interpersonal skills, active listening, and resilience help agents build trust and effectively support clients through sensitive financial decisions. These skills and qualities are crucial for meeting sales goals and providing compassionate service to clients planning for end-of-life expenses.
More about Final Expense Life Insurance Agent jobs
What cities are hiring for Final Expense Life Insurance Agent jobs? Cities with the most Final Expense Life Insurance Agent job openings:
What states have the most Final Expense Life Insurance Agent jobs? States with the most job openings for Final Expense Life Insurance Agent jobs include:
What job categories do people searching Final Expense Life Insurance Agent jobs look for? The top searched job categories for Final Expense Life Insurance Agent jobs are:
What are popular job titles related to Final Expense Life Insurance Agent jobs? For Final Expense Life Insurance Agent jobs, the most frequently searched job titles are:
Final Expense Life Insurance Agent jobs near you
Infographic showing various Final Expense Life Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Licensed Life Insurance Agent - Final Expense

Team Nexa Insurance Solutions

San Antonio, TX • Remote

$50K - $275K/yr

Contractor

Posted 6 days ago

Job description

Must hold an active Life Insurance Producer License.

Team Nexa Insurance Solutions is expanding nationwide and seeking motivated, licensed agents who want a strong opportunity in the final expense market. We provide real support, real leads, and real training so you can grow your business with confidence.

What We Offer

Low-cost, real-time leads (not recycled or aged)

Daily Pay Options with select carriers

Remote or In-Person work flexibility

Live Online Training & Mentorship

Competitive Commissions + Renewals

Multiple top carriers: American Amicable, Cica Life, Gerber, Royal Neighbors, Transamerica & more

Paper and Electronic Applications

What You’ll Do

Contact real-time leads and assist clients with final expense needs

Recommend suitable products across multiple carriers

Submit simple online or paper applications

Attend training and stay compliant with company standards

What We’re Looking For

Active Life Insurance License

Coachable, reliable, and professional

Strong communication skills

Self-motivated with a desire to grow

Able to work remotely or in person

About Us

Team Nexa Insurance Solutions provides agents with tools, training, and real-time lead access to support consistent production. We focus on leadership, integrity, and long-term agent development.

Want a live person to answer your questions?
Call
Regional Manager Quen Wright
214-914-5997
 


*Individual Results May Vary*
 

Powered by JazzHR

KK320Zzc20