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Final Expense Life Insurance Agent Jobs in Florida

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

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Final Expense Life Insurance Agent information

What is a final expense life insurance agent?

A Final Expense Life Insurance Agent is a licensed insurance professional who specializes in selling life insurance policies designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients, often seniors, find affordable policies that provide peace of mind for their loved ones. They educate clients about different policy options, assist with applications, and guide them through the purchasing process. Agents typically work for insurance agencies or as independent brokers representing multiple carriers.

What is the difference between Final Expense Life Insurance Agent vs Insurance Sales Agent?

AspectFinal Expense Life Insurance AgentInsurance Sales Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, varies by insurance type
Work EnvironmentPrimarily in the field, meeting clients at their homes or officesVaries; includes field sales, call centers, or online
Industry UsageFocused on final expense and life insurance productsBroader, includes health, auto, property, and life insurance

Final Expense Life Insurance Agents specialize in selling policies that cover end-of-life expenses, often working directly with clients in personal settings. Insurance Sales Agents have a broader scope, selling various insurance products across different sectors. While both roles require licensing and involve client interaction, Final Expense Agents focus specifically on life insurance for final expenses, making their work more targeted within the insurance industry.

How does a final expense life insurance agent typically build and maintain their client base?

Final Expense Life Insurance Agents often build their client base through a combination of cold calling, lead generation, community outreach, and networking with local organizations. Maintaining relationships with clients is crucial, as many rely on referrals and repeat business to sustain their growth. Agents typically follow up with clients to review policy needs, answer questions, and provide ongoing support, which helps foster trust and encourages referrals. Collaboration with team members or managers may also occur to share best practices and discuss new lead sources or sales strategies.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you need a solid understanding of life insurance products, state licensure, and sales acumen. Familiarity with CRM software, digital quoting tools, and online application systems is typically required. Excellent interpersonal skills, active listening, and resilience help agents build trust and effectively support clients through sensitive financial decisions. These skills and qualities are crucial for meeting sales goals and providing compassionate service to clients planning for end-of-life expenses.
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Final Expense Life Insurance Agent jobs near you
Infographic showing various Final Expense Life Insurance Agent job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Life Insurance Agent

Enhance Health LLC

Clearwater, FL • On-site

$25/hr

Full-time

Medical, Life, PTO

Re-posted 26 days ago

Job description

Life Insurance Agent - Final Expense
$25/hr + Uncapped Commissions + Bonuses
In-Office | Clearwater, FL
Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents to join our growing team. This is a high-earning, fast-paced role with 100% inbound leads, no cold calling, no chargebacks, and weekly pay.
What We Offer
  • $25/hr base pay
  • Uncapped commissions
  • 100% inbound leads
  • Weekly pay
  • Company-paid multi-state licenses and appointments
  • Full training, mentorship, and advancement opportunities
  • In-office role (Clearwater, FL)
What You'll Do
  • Sell Final Expense and whole life insurance policies
  • Handle inbound calls and close policies
  • Educate clients on coverage options
  • Build and maintain strong client relationships
Requirements
  • Active 2-15 Life & Health License (required)
  • 1 year of life insurance sales preferred
  • Strong communication and sales skills
  • Full-time schedule: Monday-Friday, 10 AM-7 PM
  • Must work in-office (Clearwater, FL)
Compensation & Benefits
  • $25/hour base pay
  • Commission + monthly bonuses
  • Health insurance
  • Paid time off
  • 45-50 hours per week

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