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Final Expense Life Insurance Agent Jobs in Texas

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Final Expense Life Insurance Agent information

See Texas salary details

$35.4K

$76.2K

$104.3K

How much do final expense life insurance agent jobs pay per year?

As of Aug 9, 2026, the average yearly pay for final expense life insurance agent in Texas is $76,214.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,200.00 and $91,800.00 per year, depending on experience, location, and employer.

What is a final expense life insurance agent?

A Final Expense Life Insurance Agent is a licensed insurance professional who specializes in selling life insurance policies designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients, often seniors, find affordable policies that provide peace of mind for their loved ones. They educate clients about different policy options, assist with applications, and guide them through the purchasing process. Agents typically work for insurance agencies or as independent brokers representing multiple carriers.

What is the difference between Final Expense Life Insurance Agent vs Insurance Sales Agent?

AspectFinal Expense Life Insurance AgentInsurance Sales Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, varies by insurance type
Work EnvironmentPrimarily in the field, meeting clients at their homes or officesVaries; includes field sales, call centers, or online
Industry UsageFocused on final expense and life insurance productsBroader, includes health, auto, property, and life insurance

Final Expense Life Insurance Agents specialize in selling policies that cover end-of-life expenses, often working directly with clients in personal settings. Insurance Sales Agents have a broader scope, selling various insurance products across different sectors. While both roles require licensing and involve client interaction, Final Expense Agents focus specifically on life insurance for final expenses, making their work more targeted within the insurance industry.

How does a final expense life insurance agent typically build and maintain their client base?

Final Expense Life Insurance Agents often build their client base through a combination of cold calling, lead generation, community outreach, and networking with local organizations. Maintaining relationships with clients is crucial, as many rely on referrals and repeat business to sustain their growth. Agents typically follow up with clients to review policy needs, answer questions, and provide ongoing support, which helps foster trust and encourages referrals. Collaboration with team members or managers may also occur to share best practices and discuss new lead sources or sales strategies.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you need a solid understanding of life insurance products, state licensure, and sales acumen. Familiarity with CRM software, digital quoting tools, and online application systems is typically required. Excellent interpersonal skills, active listening, and resilience help agents build trust and effectively support clients through sensitive financial decisions. These skills and qualities are crucial for meeting sales goals and providing compassionate service to clients planning for end-of-life expenses.
What job categories do people searching Final Expense Life Insurance Agent jobs in Texas look for? The top searched job categories for Final Expense Life Insurance Agent jobs in Texas are:
What are popular job titles related to Final Expense Life Insurance Agent jobs in TX? For Final Expense Life Insurance Agent jobs in TX, the most frequently searched job titles are:
Infographic showing various Final Expense Life Insurance Agent job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $76,214 per year, or $36.6 per hour.

$20K/mo

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Job description

Live Hiring Webinar

Team Nexa Insurance Solutions is rapidly expanding nationwide, and we're hosting a live hiring webinar to show candidates exactly how our agents earn consistent income using our lead system, carrier portfolio, and step-by-step training platform.

If you're exploring a career in life insuranceor want to upgrade your current agencythis is the best place to start.

Why Attend the Live Webinar?

During this session, you will learn:

  • How Team Nexa agents earn full-time or part-time income
  • How our CABoom real-time leads work (exclusive & low-cost)
  • Why top agents choose Team Nexa's high comp levels + lifetime renewals
  • How we help agents sell Final Expense, Term, Mortgage Protection, IULs, and Juvenile Life
  • How easy our onboarding and day-one contracting process is
  • How remote agents work from anywhere and get full support
  • You'll see the exact tools, training, & daily system our agents use to win.

Your next step is simply to attend.

Who We're Looking For

We want candidates who:

  • Enjoy helping families
  • Want high earning potential
  • Want to work remote or in-person
  • Are coachable and motivated
  • Are licensed or interested in becoming licensed
  • No experience required we train you step-by-step.
Our Carrier Lineup

Our agents represent some of the strongest companies in the industry:

American Amicable CICA Life Royal Neighbors Gerber GTL Mutual of Omaha Transamerica Occidental Pioneer and more as you grow.

This allows you to help EVERY type of client with:

  • Final Expense
  • High face-amount Term
  • Mortgage Protection
  • IULs (Indexed Universal Life)
  • Juvenile "Jumping Juvenile" Plans
  • Funeral Concierge Services
Income Potential

Part-time: $2,000$4,000/month

Full-time: $8,000$20,000+/month

Top agents earn significantly more with renewals & overrides

This is your chance to ask questions, meet the team, and see how we help new and experienced agents win.