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Final Expense Life Insurance Agent Jobs in Texas

GIA Legacy Planning

You'll have the freedom to work from anywhere, create a schedule that fits your life, and build a ... Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ...

GIA Legacy Planning

You'll have the freedom to work from anywhere, create a schedule that fits your life, and build a ... Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ...

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All JobsFinal Expense Life Insurance Agent JobsFinal Expense Life Insurance Agent Jobs in Texas

Final Expense Life Insurance Agent information

See Texas salary details

$35.4K

$76.2K

$104.3K

How much do final expense life insurance agent jobs pay per year?

As of Sep 3, 2026, the average yearly pay for final expense life insurance agent in Texas is $76,214.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,200.00 and $91,800.00 per year, depending on experience, location, and employer.

What is a final expense life insurance agent?

A Final Expense Life Insurance Agent is a licensed insurance professional who specializes in selling life insurance policies designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients, often seniors, find affordable policies that provide peace of mind for their loved ones. They educate clients about different policy options, assist with applications, and guide them through the purchasing process. Agents typically work for insurance agencies or as independent brokers representing multiple carriers.

How does a final expense life insurance agent typically build and maintain their client base?

Final Expense Life Insurance Agents often build their client base through a combination of cold calling, lead generation, community outreach, and networking with local organizations. Maintaining relationships with clients is crucial, as many rely on referrals and repeat business to sustain their growth. Agents typically follow up with clients to review policy needs, answer questions, and provide ongoing support, which helps foster trust and encourages referrals. Collaboration with team members or managers may also occur to share best practices and discuss new lead sources or sales strategies.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you need a solid understanding of life insurance products, state licensure, and sales acumen. Familiarity with CRM software, digital quoting tools, and online application systems is typically required. Excellent interpersonal skills, active listening, and resilience help agents build trust and effectively support clients through sensitive financial decisions. These skills and qualities are crucial for meeting sales goals and providing compassionate service to clients planning for end-of-life expenses.

What is the difference between Final Expense Life Insurance Agent vs Insurance Sales Agent?

AspectFinal Expense Life Insurance AgentInsurance Sales Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, varies by insurance type
Work EnvironmentPrimarily in the field, meeting clients at their homes or officesVaries; includes field sales, call centers, or online
Industry UsageFocused on final expense and life insurance productsBroader, includes health, auto, property, and life insurance

Final Expense Life Insurance Agents specialize in selling policies that cover end-of-life expenses, often working directly with clients in personal settings. Insurance Sales Agents have a broader scope, selling various insurance products across different sectors. While both roles require licensing and involve client interaction, Final Expense Agents focus specifically on life insurance for final expenses, making their work more targeted within the insurance industry.

What are popular job titles related to Final Expense Life Insurance Agent jobs in Texas?

For Final Expense Life Insurance Agent jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Final Expense Life Insurance Agent jobs in Texas look for?

The top searched job categories for Final Expense Life Insurance Agent jobs in Texas are:

What are popular job titles related to Final Expense Life Insurance Agent jobs in TX?

For Final Expense Life Insurance Agent jobs in TX, the most frequently searched job titles are:

Final Expense Life Insurance Agent jobs near you
Infographic showing various Final Expense Life Insurance Agent job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $76,214 per year, or $36.6 per hour.

Life Insurance Sales Agent - Earn up to $2,500+ a week with Exclusive Leads!

Lincoln Heritage Life Insurance Company

Houston, TX • On-site

$60K - $100K/yr

Full-time

Medical, Dental, Life

Re-posted 21 days ago

Key responsibilities

  • Learn and understand the company's life insurance program.

  • Assist clients in selecting appropriate insurance plans.

  • Build and maintain lasting relationships with clients.

Job description

Life Insurance Sales Agent – Earn up to $2,500+ a week with Exclusive Leads!

Contractor

Dental, Medical

$60,000 to $100,000 a year

Earn what you’re worth and get paid in 24 hrs. No cold calling! We can help you get licensed. Are you a motivated and goal-oriented individual looking to make more money than your current job provides? We have the perfect opportunity for you!

Weekly Pay: Up to $2,500 – Commission Only 

Position: Life Insurance Sales

Company: Lincoln Heritage Life Insurance Company®

Who We Are: Lincoln Heritage is the largest final expense life insurance company in the U.S. and continues to grow at a record pace. We are looking for sales agents who want to grow with us. For over 60 years, Lincoln Heritage has remained a company by and for sales agents; dedicated to ensuring success through training, unrivaled support, innovation, and financial opportunities –– all thanks to our exclusive sales program.

Why Choose Us: 

  • Competitive Compensation: We offer an unlimited commission structure that pays you within 24 hours. Along with performance-based incentives, you’ll reap the rewards of your hard work year after year with renewal income!
  • Exclusive Sales Program: Our easy-to-sell program has been key to the success of our agents; we offer the market a truly unique insurance program. Best of all, there is absolutely NO COLD CALLING or book building – we provide all the branded leads you can work.
  • Comprehensive Training: No prior experience? No problem! Our local hiring manager provides thorough training that covers all aspects of insurance and working leads, ensuring you're equipped with the knowledge and skills needed to excel.
  • Career Growth: We believe in nurturing talent from within. As you gain expertise, you'll have ample opportunities for career advancement and the chance to make more money.
  • Supportive Environment: Join a team that values collaboration and encourages open communication. We’re here to guide and mentor you every step of the way.
  • Incredible Benefits: Health & Dental benefits for qualifying agents, exotic trip incentive destinations, exciting sales contests, and more!

Key Responsibilities:

  • Learn and understand our easy-to-sell life insurance program.
  • Assist clients in selecting an insurance plan that best suits their needs.
  • Build and maintain lasting relationships with clients.
  • Collaborate with team members to achieve team targets and individual goals.

Qualifications:

    • High school diploma or equivalent; additional certifications are a plus.
    • Strong interpersonal skills and the ability to communicate effectively.
    • Enthusiastic about learning and adapting to new challenges.
    • Goal-driven and able to thrive in a fast-paced environment.
    • A positive attitude and a desire to deliver exceptional customer service.
  • Willingness to obtain a life insurance license – we will help!

If you're ready to launch your career selling insurance and are committed to providing top-notch service to clients, this is the place to be!

Schedule your interview now!

Apply