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Collections Skip Tracing Jobs (NOW HIRING)

Credit Union of Texas

Collections Officer

Allen, TX · On-site

Position Summary The Collections Officer assists Credit Union of Texas members in resolving loan ... Skip Tracing & Investigation * Perform skip tracing using available CUTX-approved sources to locate ...

Credit Union of Texas

Collections Officer

Allen, TX

Position Summary The Collections Officer assists Credit Union of Texas members in resolving loan ... Skip Tracing & Investigation Perform skip tracing using available CUTX-approved sources to locate ...

Staffingine LLC

Collections Specialist

Indianapolis, IN · On-site

$17.75 - $24/hr

Collections Specialist Job Location: Indianapolis, IN Job Type: Full-Time * Manage a portfolio of ... Utilize skip tracing techniques and tools to locate debtors who have changed contact information or ...

JP Management LLC

Collections Specialist

Hackensack, NJ · On-site

$25 - $30/hr

Research, evaluate, and coordinate skip-tracing resources and tools to support collection efforts ... Skills: * 2+ years of collections, accounts receivable required. Property Management/Real Estate ...

CornerStone Staffing

Collections Specialist

Tempe, AZ · On-site

$22/hr

... skip tracing tools to locate borrowers and keep accounts moving forward • Create positive ... collections experience clearly reflected on your resume OR fluent Spanish with 3+ years of call ...

Credit Union Texas

Collections Officer

Allen, TX · On-site

Position Summary The Collections Officer assists Credit Union of Texas members in resolving loan ... Skip Tracing & Investigation * Perform skip tracing using available CUTX-approved sources to locate ...

JP Management LLC

Collections Specialist

Hackensack, NJ · On-site

$25 - $30/hr

Research, evaluate, and coordinate skip-tracing resources and tools to support collection efforts ... Skills: * 2+ years of collections, accounts receivable required. Property Management/Real Estate ...

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How much do collections skip tracing jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for collections skip tracing in the United States is $21.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.04 per hour, depending on experience, location, and employer.

What is a collections skip tracing?

A Collections Skip Tracing job involves locating individuals who have outstanding debts but have become difficult to contact. Skip tracers use various tools, databases, and investigative techniques to track down debtors' current contact information. They may search public records, credit reports, social media, and other sources to find updated addresses, phone numbers, or employment details. This role is crucial in assisting debt collectors with recovering unpaid balances while adhering to legal and ethical guidelines.

What are the common challenges faced in a collections skip tracing role?

One of the main challenges in Collections Skip Tracing is dealing with limited or outdated information, which requires creative problem-solving and persistence to locate individuals. Professionals in this role often need to balance investigative work with maintaining professionalism and compliance with legal guidelines. Skip tracers may also encounter uncooperative or difficult contacts, making effective communication and negotiation skills essential. Despite these challenges, the role offers variety and the satisfaction of resolving complex cases within a supportive team environment.

What are the key skills and qualifications needed to thrive in collections skip tracing, and why are they important?

To thrive as a Collections Skip Tracing professional, you need strong investigative abilities, attention to detail, and a background in collections or related fields. Familiarity with skip tracing databases, credit reporting systems, and CRM software is often expected. Excellent communication, persistence, and critical thinking skills set top performers apart. These capabilities are crucial for efficiently locating debtors, verifying information, and facilitating successful debt recovery efforts.

Do collections skip tracers make good money?

Collections skip tracers typically earn an hourly wage or commission-based pay, with salaries ranging from around $30,000 to $60,000 annually depending on experience and location. Skilled tracers who develop strong investigative techniques and use tools like skip tracing software can increase their earning potential. Compensation may also include bonuses or incentives based on recovery success rates.
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Collections Skip Tracing jobs near you
Infographic showing various Collections Skip Tracing job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 15% Part Time, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $44,646 per year, or $21.5 per hour.

Senior Collections Specialist - Consumer Default Servicing

M&T Bank

Getzville, NY • On-site

$22.61 - $37.67/hr

Full-time

Posted 19 days ago

M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 187 frontline employees who took The Breakroom Quiz

77th of 174 rated banks

Job description

Overview:
Manage complex accounts with the following areas of specialization: Foreclosure, Bankruptcy, REO/Property Preservation, Repossession, Remarketing, Legal Liaison, Recovery or Post Charge Off Collections.
Primary Responsibilities:
  • Work independently to develop sales leads and proper markets for the sale of collateral where applicable.
  • Responsible for managing an assigned portfolio for open or non-performing assets that are severely delinquent (90+ days past due), mitigating loss situations and reducing potential losses to M&T Bank.
  • Perform inbound and outbound calls, skip tracing, short sales, modifications, and work outs situations up to and including settlements.
  • Initiate direct contact with business partners and vendors to ensure services provided are meeting predetermined service level agreements. Possess enhanced authority to negotiate sale agreements.
  • Initiate contact with customers' attorneys and Bankruptcy trustees.
  • Investigate and conduct skip tracing as required.
  • Submit recommendations for account placement with third party collection agencies, attorneys, brokers, and property preservation firms.
  • Initiate direct contact with borrowers (consumer, mortgage, deposit overdraft, business banking), assessing the prospect of repayment, arranging repayment schedules or other solutions.
  • Participate in loss prevention by employing advanced strategies that provide adequate protection for M&T with respect to its interest in the collateral securing the loan, while maximizing the cost containment opportunities.
  • Review collateral condition and establish asset value. Negotiate sale with prospective buyers and conclude sales transaction with limited oversight.
  • Develop an understanding of the business and its functions, processes and operations.
  • Keep abreast of business and market trends that may affect business department.
  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Complete other related duties as assigned.

Scope of Responsibilities:
This position works under limited supervision and has settlement authority.
Education and Experience Required:
A combined minimum of 4 years' higher education and/or work experience including a minimum of 2 years' experience in customer service, customer-facing, collections, call center or sales.
Skilled with skip-tracing.
Strong negotiation skills.
Education and Experience Preferred:
Knowledge of M&T Bank systems
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Getzville, New York, United States of America

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