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Bank Deposit Operations Jobs (NOW HIRING)

Nola Bank

Deposit Operations Specialist

New Orleans, LA · On-site

Position Summary Nola Bank is seeking an experienced Deposit Operations Specialist to help build and lead the operational backbone of our deposit operations department. Reporting to the Director of ...

Nola Bank

Deposit Operations Specialist

New Orleans, LA · On-site

DESCRIPTION Position Summary Nola Bank is seeking an experienced Deposit Operations Specialist to help build and lead the operational backbone of our deposit operations department. Reporting to the ...

RIO BANK

Deposit Operations Specialist

Mcallen, TX · On-site

Deposit Operations Status: Full-Time, Exempt Grow With Us At Rio Bank, operational excellence is essential to delivering exceptional service and protecting our customers and the Bank. If you enjoy ...

Hope Bank

Deposit Operations Officer

Honolulu, HI · On-site

$23 - $27/hr

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

RIO BANK

Deposit Operations Specialist

San Antonio, TX · On-site

Deposit Operations Status: Full-Time, Exempt Grow With Us At Rio Bank, operational excellence is essential to delivering exceptional service and protecting our customers and the Bank. If you enjoy ...

Bank of Hope

Deposit Operations Officer

Honolulu, HI · On-site

$23 - $27/hr

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

Thrivent

Deposit Operations Specialist - Bank

Appleton, WI · On-site

$21.83 - $29.53/hr

Partners closely with managers and directors within Deposit Operations and Thrivent Bank, providing insights on trends, risks, and service challenges. * Identifies and proactively escalates process ...

Apex Bank

VP Bank Operations

Knoxville, TN · On-site

$1.0K - $100K/yr

The VP of Deposit Operations is responsible for overseeing the day-to-day back office functions of the bank's deposit and digital operations department. This role ensures accurate, efficient, timely ...

Renasant Bank

Deposit Operations Manager

Tupelo, MS · On-site

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Lead day-to-day operations for all deposit operations team, including but not limited to: * Deposit account onboarding & maintenance

Blue Sky Bank

Deposit Operations Specialist

Tulsa, OK · On-site

Description Join Blue Sky Bank as a Deposit Operations Specialist in Tulsa, Oklahoma! As a Deposit Operations Specialist , you will perform a wide variety of operational and regulatory functions that ...

Blue Sky Bank

Deposit Operations Specialist

Tulsa, OK · On-site

Job Type Full-time Description Join Blue Sky Bank as a Deposit Operations Specialist in Tulsa, Oklahoma! As a Deposit Operations Specialist , you will perform a wide variety of operational and ...

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All JobsBank Deposit Operations Jobs

Bank Deposit Operations information

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$30

How much do bank deposit operations jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for bank deposit operations in the United States is $19.82, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $22.36 per hour, depending on experience, location, and employer.

Is bank operations a good career?

Bank deposit operations is a stable career that involves processing and managing financial transactions, ensuring accuracy and compliance. It requires attention to detail, knowledge of banking systems, and often involves working in a structured environment with regular hours. The role can offer opportunities for advancement and skill development in financial services.

What is the highest paying position at a bank?

In bank deposit operations, senior roles such as Bank Vice President, Chief Operations Officer, or Director of Deposit Operations tend to be the highest paying positions. These roles require extensive experience, leadership skills, and often involve overseeing multiple departments or strategic planning.

What is the difference between Bank Deposit Operations vs Bank Teller?

AspectBank Deposit OperationsBank Teller
Primary RoleProcessing and managing deposit transactions, ensuring accuracy and complianceAssisting customers with transactions, account inquiries, and cash handling
Required SkillsAttention to detail, knowledge of banking procedures, data entryCustomer service, cash handling, communication skills
Work EnvironmentBack-office, administrative setting within banksFront-line, customer-facing branch environment
CertificationsTypically no specific certifications required, but familiarity with banking software is essentialCustomer service skills, sometimes cash handling certifications

While both roles are integral to banking operations, Bank Deposit Operations focuses on processing deposit transactions behind the scenes, ensuring accuracy and compliance. In contrast, Bank Tellers interact directly with customers, handling a variety of banking transactions and providing customer service. Understanding these differences helps clarify career paths and job expectations within the banking industry.

What are Bank Deposit Operations?

Bank Deposit Operations refer to the processes and activities involved in handling and managing customer deposits at a bank. This includes processing deposits, verifying account information, reconciling discrepancies, ensuring regulatory compliance, and maintaining accurate records. Professionals in this field play a crucial role in making sure that all deposit transactions are completed efficiently, securely, and in accordance with banking policies and legal requirements.

What are the key skills and qualifications needed to thrive in Bank Deposit Operations, and why are they important?

To thrive in Bank Deposit Operations, you need strong attention to detail, knowledge of banking regulations, and experience with financial transaction processing, often supported by a background in finance or accounting. Familiarity with core banking systems, automated clearing house (ACH) platforms, and compliance tools is typically required. Excellent organizational skills, analytical thinking, and effective communication help professionals excel in this role. These skills and qualities ensure accurate processing, regulatory compliance, and efficient service in a high-volume banking environment.

What skills are needed for banking operations jobs?

Banking operations jobs require strong attention to detail, numerical proficiency, and good organizational skills. Knowledge of banking software, data entry accuracy, and understanding of financial procedures are essential. Communication skills and the ability to work under pressure are also important in this role.

What are deposit operations at a bank?

Deposit operations at a bank involve processing and managing customer deposits, such as cash, checks, and electronic transfers. Employees in this role ensure accurate recording, verification, and posting of deposits to customer accounts, often using banking software and adhering to security protocols.

What are some common challenges faced in a Bank Deposit Operations role and how can they be managed?

Professionals in Bank Deposit Operations often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and accurately reconciling accounts. These tasks require close attention to detail and effective time management skills. Staying organized through structured workflows and leveraging banking technology can help manage workloads efficiently. Additionally, regular training on compliance updates and strong communication with other departments, such as IT and customer service, are crucial for resolving issues promptly and maintaining smooth operations.
More about Bank Deposit Operations jobs
What cities are hiring for Bank Deposit Operations jobs? Cities with the most Bank Deposit Operations job openings:
What are the most commonly searched types of Bank Deposit Operations jobs? The most popular types of Bank Deposit Operations jobs are:
What states have the most Bank Deposit Operations jobs? States with the most job openings for Bank Deposit Operations jobs include:
What job categories do people searching Bank Deposit Operations jobs look for? The top searched job categories for Bank Deposit Operations jobs are:
Bank Deposit Operations jobs near you
Infographic showing various Bank Deposit Operations job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $41,222 per year, or $19.8 per hour.
Deposit Operations Payment Specialist (FT)

Deposit Operations Payment Specialist (FT)

Westfield Bank

Westfield, MA • On-site

$22.79 - $34.18/hr

Full-time

Posted 22 days ago

Job description

Job Title: Deposit Operations Payment Specialist
Department: Operations
Job Status: Full Time
FLSA Status: Non-Exempt
Grade: 8
Amount of Travel: No Travel
Reports To: Deposit Operations Assistant Manager
Positions Supervised: N/A
POSITION SUMMARY Responsible for providing back-office support to customers, bank staff and Deposit Operations Associates relating to products and services offered and administered by the Operations Department. Subject matter expert in ACH and Instant Payment processing.
ESSENTIAL FUNCTIONS
  • Serve as a subject matter expert and resource for ACH and Instant Payments in accordance with Regulation E and NACHA rules and guidelines.
  • Interpret and apply bank deposit operations and ACH compliance requirements, ensuring all transactions adhere to applicable NACHA rules, regulatory standards, and internal risk-management controls.
  • Main point of contact for customers and branch staff to research and resolve ACH and Instant Payment inquiries.
  • Reviews daily ACH Exception and Reject Reconciliation reports to process non-posted items, IAT transactions, death notifications, and ACH rejected items.
  • Determines exception transaction results and processes daily ACH returns through DNA Core system and FedLine Advantage.
  • Reviews daily workflow queues in OnBase to review and process all Reg E and corporate claims, stop payments, and federal benefits enrollment forms.
  • Processes reclamations within the established timeframe.
  • Processes ACH Positive Pay Returns from the BGDS Department daily.
  • Downloads Fed ACH Returns report from FedLine Advantage weekly.
  • Downloads standard reports from FedLine Advantage monthly.
  • Researches and reconciles any outages on the ACH In Process General Ledger account.
  • Balances the ELAN account monthly.
  • Utilizes Payment Exchange system to monitor Instant Payment transactions including Instant Payment fraud and disputes.
  • Provides support and backup on all tasks performed by the Deposit Operations Associates.
  • Assists in training new and existing Deposit Operations Associates on ACH and Instant Payments related tasks.
  • Assists the Deposit Operations Manager, as needed.
  • Identify areas for improvement and work with management to implement recommended changes.
  • Monitors procedures for accuracy and update as needed.
  • Research problems of a more complex nature.
  • Process all adjustment requests.
  • Assists with gathering documentation for audit requests.
  • Must complete NACHA, NEACH, BSA, AML, and other Regulatory and Continuing Education as assigned.
  • Must adhere to all bank and regulatory policies and procedures specific to position.
  • Performs additional duties as requested.

POSITION QUALIFICATIONS
Competencies
  • Communication
  • Job Knowledge
  • Productivity & Time Management
  • Quality
  • Teamwork & Cooperation

Education/Experience/Skills & Abilities
  • High School Diploma or GED required.
  • Minimum 1 year of bank deposit operations and ACH processing experience.
  • Accredited ACH Professional (AAP) certification after two years of ACH experience.
  • Strong attention to detail and accuracy.
  • Excellent customer service and problem-solving skills.
  • Working knowledge of Microsoft Office (Word and Excel).
  • Ability to multi-task with good organizational skills. Working knowledge of the bank's deposit products and services.

PHYSICAL DEMANDS
Physical Demands
Lift/Carry
Stand Occasionally
10 lbs or less Occasionally
Walk Occasionally
11 - 20 lbs Occasionally
Sit Constantly
21 - 50 lbs Not Applicable
Handling/Fingering Occasionally
51 - 100 lbs Not Applicable
Reach Outward Not Applicable
Over 100 lbs Not Applicable
Reach Above Shoulder Not Applicable
Push/Pull
Climb Not Applicable
12 lbs or less Occasionally
Crawl Not Applicable
13 - 25 lbs Occasionally
Squat or Kneel Not Applicable
26 - 40lbs Not Applicable
Bend Not Applicable
41 - 100 lbs Not Applicable
N (Not Applicable) Activity is not applicable to this occupation.
O (Occasionally) Occupation requires this activity up to 33% of the time (0-2.5+ hrs/day)
F (Frequently) Occupation requires this activity from 33%-66% of the time (2.5-5.5+ hrs/day)
C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day)
Other Physical Requirements
None
Westfield Bank has reviewed this job description to ensure that essential functions and basic duties have been included. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
JOB CODE: 1000920

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