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Bank Deposit Operations Jobs in Maryland (NOW HIRING)

ACNB BANK

Community Banking Manager

Frederick, MD · On-site

$60K - $75K/yr

... operational excellence with a passion for developing people and serving customers. At ACNB Bank ... deposit, and lending goals. * Drive Results: Lead by example as a player-coach--setting goals ...

ACNB Bank

Community Banking Manager

Frederick, MD · On-site

$65K/yr

... operational excellence with a passion for developing people and serving customers. At ACNB Bank ... deposit, and lending goals. * Drive Results: Lead by example as a player-coach-setting goals ...

United Bank

Sales Associate Supervisor

Annapolis, MD

$42.92K - $68.68K/yr

... communicating operational procedures and ensuring compliance in Bank policies and procedures ... and bank deposit policies. Processes night depository, ATM, and mail deposits, if applicable.

LHH US

Bank Branch Manager

Aberdeen, MD · On-site

$75K - $87K/yr

The Branch Manager serves as both an operational leader and a market-facing business developer ... Drive Branch growth by meeting or exceeding deposit, loan, and fee income goals. * Monitor Branch ...

LHH US

Bank Branch Manager

Aberdeen, MD · On-site

$75K - $87K/yr

The Branch Manager serves as both an operational leader and a market-facing business developer ... Drive Branch growth by meeting or exceeding deposit, loan, and fee income goals. * Monitor Branch ...

United Bank

Sales Associate Supervisor

Annapolis, MD

$42.92K - $68.68K/yr

... operational procedures and ensuring compliance in Bank policies and procedures. • Maintain vault ... bank deposit policies. • Processes night depository, ATM, and mail deposits, if applicable. • ...

United Bank

Sales Associate Supervisor

Annapolis, MD · On-site

$42.92K - $68.68K/yr

... operational procedures and ensuring compliance in Bank policies and procedures. • Maintain vault ... bank deposit policies. • Processes night depository, ATM, and mail deposits, if applicable. • ...

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Bank Deposit Operations information

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$10

$19

$29

How much do bank deposit operations jobs pay per hour?

As of May 28, 2026, the average hourly pay for bank deposit operations in Maryland is $19.23, according to ZipRecruiter salary data. Most workers in this role earn between $14.95 and $21.68 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Bank Deposit Operations, and why are they important?

To thrive in Bank Deposit Operations, you need strong attention to detail, knowledge of banking regulations, and experience with financial transaction processing, often supported by a background in finance or accounting. Familiarity with core banking systems, automated clearing house (ACH) platforms, and compliance tools is typically required. Excellent organizational skills, analytical thinking, and effective communication help professionals excel in this role. These skills and qualities ensure accurate processing, regulatory compliance, and efficient service in a high-volume banking environment.

What are some common challenges faced in a Bank Deposit Operations role and how can they be managed?

Professionals in Bank Deposit Operations often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and accurately reconciling accounts. These tasks require close attention to detail and effective time management skills. Staying organized through structured workflows and leveraging banking technology can help manage workloads efficiently. Additionally, regular training on compliance updates and strong communication with other departments, such as IT and customer service, are crucial for resolving issues promptly and maintaining smooth operations.

What are Bank Deposit Operations?

Bank Deposit Operations refer to the processes and activities involved in handling and managing customer deposits at a bank. This includes processing deposits, verifying account information, reconciling discrepancies, ensuring regulatory compliance, and maintaining accurate records. Professionals in this field play a crucial role in making sure that all deposit transactions are completed efficiently, securely, and in accordance with banking policies and legal requirements.

What is the difference between Bank Deposit Operations vs Bank Teller?

AspectBank Deposit OperationsBank Teller
Primary RoleProcessing and managing deposit transactions, ensuring accuracy and complianceAssisting customers with transactions, account inquiries, and cash handling
Required SkillsAttention to detail, knowledge of banking procedures, data entryCustomer service, cash handling, communication skills
Work EnvironmentBack-office, administrative setting within banksFront-line, customer-facing branch environment
CertificationsTypically no specific certifications required, but familiarity with banking software is essentialCustomer service skills, sometimes cash handling certifications

While both roles are integral to banking operations, Bank Deposit Operations focuses on processing deposit transactions behind the scenes, ensuring accuracy and compliance. In contrast, Bank Tellers interact directly with customers, handling a variety of banking transactions and providing customer service. Understanding these differences helps clarify career paths and job expectations within the banking industry.

What are the most commonly searched types of Bank Deposit Operations jobs in Maryland? The most popular types of Bank Deposit Operations jobs in Maryland are:
What are popular job titles related to Bank Deposit Operations jobs in Maryland? For Bank Deposit Operations jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Bank Deposit Operations jobs in Maryland look for? The top searched job categories for Bank Deposit Operations jobs in Maryland are:
What cities in Maryland are hiring for Bank Deposit Operations jobs? Cities in Maryland with the most Bank Deposit Operations job openings:
Bank Deposit Operations jobs near you
Infographic showing various Bank Deposit Operations job openings in Maryland as of May 2026, with employment types broken down into 82% Full Time, 12% Part Time, and 6% Temporary. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $40,007 per year, or $19.2 per hour.

Deposit Operations Specialist

Signal Financial Federal Credit Union

Kensington, MD • Hybrid

Full-time

Posted 11 days ago

Job description

Position Description

The Deposit Operations Specialist is responsible for performing functions within the Deposit Operations area. Primary duties entail processing wires, ACH, In-clearing, Remote Deposit Capture (RDC), branch deposits using the Federal Reserve Bank's FedLine Advantage solution, and backup withholding reconciliation. This position requires great attention to detail, timeliness, accuracy, and collaboration with other departments within the Credit Union.

The position is located at Kensington, MD headquarters. The role is hybrid, in office Tuesdays, Wednesdays, and Thursdays.

Position Responsibilities

  • Perform all functions related to ACH transactions including daily balancing
  • Process incoming and outgoing wires
  • Perform all functions related to share draft processing including daily balancing
  • Prepare and remit remote deposits (RTP and RDC)
  • Process returned checks, cash letter adjustments and foreign deposit items
  • Process Check21 through Fiserv
  • Process check bank deposits for the Accounting and Collections departments
  • Process stop payments, reclamations, and other ACH adjustments
  • Process ATM reconciliation
  • Prepare and complete journal entries for daily activity
  • Prepare and submit the 945a Annual Record of Federal Tax Liability
  • Perform reconciliations of designated general ledger accounts
  • Provide department statistics for month-end reporting
  • Support teammates throughout the organization in addressing member inquiries as it relates to deposit operations
  • Work collaboratively to maintain efficient and effective procedures
  • Acquire thorough understanding and application of policies, procedures and regulations pertaining to Deposit Operations and electronic payment processes including wire, ACH and treasury management services
  • Assist with projects and assignments as directed by the Deposit Operations Supervisor and/or the Controller

Position Requirements

  • High school diploma or equivalent; college-level or technical accounting work desired
  • Two to five years of bank operations experience including deposit operations, wire transfers and ACH/share draft, prior credit union experience preferred
  • Knowledge of regulations such as Regulations E, D, J, UCC, CC, DD as well as ACH rules, check processing Rules, Wires, BSA and other pertinent compliance regulations
  • Proficiency in Microsoft Office
  • Strong attention to detail, ability to manage multiple tasks and to meet deadlines
  • Strong verbal and written communication skills
  • Attend job related webinars, seminars and workshops as required

The list of duties and responsibilities is not intended to be all-inclusive and may be expanded to include other duties or responsibilities that management may deem as necessary.

We are proud to be an Equal Employment Opportunity (EEO). Signal Financial Federal Credit Union does not discriminate against any applicant or employee based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by federal, state, or local laws.

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