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Overnight Bank Deposit Operations Jobs (NOW HIRING)

Renasant Bank

Deposit Operations Manager

Tupelo, MS · On-site

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Lead day-to-day operations for ... Ability to travel including overnight travel. This may include the use of personal vehicle Physical ...

Nola Bank

Deposit Operations Specialist

New Orleans, LA · On-site

DESCRIPTION Position Summary Nola Bank is seeking an experienced Deposit Operations Specialist to help build and lead the operational backbone of our deposit operations department. Reporting to the ...

RIO BANK

Deposit Operations Specialist

Mcallen, TX · On-site

Deposit Operations Status: Full-Time, Exempt Grow With Us At Rio Bank, operational excellence is essential to delivering exceptional service and protecting our customers and the Bank. If you enjoy ...

Hope Bank

Deposit Operations Officer

Honolulu, HI

$23 - $27/hr

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

RIO BANK

Deposit Operations Specialist

San Antonio, TX · On-site

Deposit Operations Status: Full-Time, Exempt Grow With Us At Rio Bank, operational excellence is essential to delivering exceptional service and protecting our customers and the Bank. If you enjoy ...

Bank of Hope

Deposit Operations Officer

Honolulu, HI · On-site

$23 - $27/hr

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

Thrivent

Deposit Operations Specialist - Bank

Appleton, WI · On-site

$21.83 - $29.53/hr

Partners closely with managers and directors within Deposit Operations and Thrivent Bank, providing insights on trends, risks, and service challenges. * Identifies and proactively escalates process ...

Apex Bank

VP Bank Operations

Knoxville, TN · On-site

$1.0K - $100K/yr

The VP of Deposit Operations is responsible for overseeing the day-to-day back office functions of the bank's deposit and digital operations department. This role ensures accurate, efficient, timely ...

Blue Sky Bank

Deposit Operations Specialist

Tulsa, OK · On-site

Description Join Blue Sky Bank as a Deposit Operations Specialist in Tulsa, Oklahoma! As a Deposit Operations Specialist , you will perform a wide variety of operational and regulatory functions that ...

Blue Sky Bank

Deposit Operations Specialist

Tulsa, OK · On-site

Job Type Full-time Description Join Blue Sky Bank as a Deposit Operations Specialist in Tulsa, Oklahoma! As a Deposit Operations Specialist , you will perform a wide variety of operational and ...

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All JobsBank Deposit Operations JobsOvernight Bank Deposit Operations Jobs

Overnight Bank Deposit Operations information

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$11

$21

$31

How much do overnight bank deposit operations jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for overnight bank deposit operations in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $24.28 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Overnight Bank Deposit Operations, and why are they important?

To thrive in Overnight Bank Deposit Operations, you need strong attention to detail, proficiency in financial procedures, and typically a high school diploma or equivalent. Familiarity with banking software, cash handling systems, and secure deposit technologies is essential. Reliability, integrity, and effective time management are standout soft skills for this role. These competencies ensure accurate processing of deposits, reduce errors, and maintain security and compliance within tight deadlines.

What are some common challenges faced in Overnight Bank Deposit Operations, and how can they be effectively managed?

A key challenge in Overnight Bank Deposit Operations is managing high volumes of deposits within tight deadlines, often during non-standard work hours. Accuracy and attention to detail are crucial, as errors can impact account reconciliation and customer satisfaction. Effective communication with team members and other departments, as well as proficiency with banking software, are essential for ensuring smooth operations. Adapting quickly to workflow changes and being proactive about problem-solving can help overcome these challenges and contribute to a positive team environment.

What does an Overnight Bank Deposit Operations employee do?

An Overnight Bank Deposit Operations employee is responsible for processing and verifying deposits made by customers outside of normal banking hours, typically through night deposit boxes. They ensure the accurate counting, recording, and secure handling of funds, as well as reconciling any discrepancies. Their work supports the timely updating of customer accounts and helps maintain the bank’s financial accuracy and security. This role often requires attention to detail, confidentiality, and the ability to work independently during late or overnight shifts.

What is the difference between Overnight Bank Deposit Operations vs Bank Teller?

AspectOvernight Bank Deposit OperationsBank Teller
Primary ResponsibilitiesProcessing and reconciling overnight deposits, ensuring accurate deposit recordingHandling customer transactions, cash deposits, withdrawals, and account inquiries
Work EnvironmentBack-office, banking operations center, minimal customer interactionFront-line, branch environment with direct customer contact
CredentialsTypically requires banking operations experience, basic financial knowledgeHigh school diploma, customer service skills, sometimes banking certifications

Overnight Bank Deposit Operations focus on processing deposits and maintaining accurate records behind the scenes, while Bank Tellers interact directly with customers to handle transactions. Both roles are essential in banking but differ in responsibilities and work environment.

More about Overnight Bank Deposit Operations jobs
What cities are hiring for Overnight Bank Deposit Operations jobs? Cities with the most Overnight Bank Deposit Operations job openings:
What are the most commonly searched types of Bank Deposit Operations jobs? The most popular types of Bank Deposit Operations jobs are:
What states have the most Overnight Bank Deposit Operations jobs? States with the most job openings for Overnight Bank Deposit Operations jobs include:
What job categories do people searching Overnight Bank Deposit Operations jobs look for? The top searched job categories for Overnight Bank Deposit Operations jobs are:
Overnight Bank Deposit Operations jobs near you
Deposit Operations Payment Specialist (FT)

Deposit Operations Payment Specialist (FT)

Westfield Bank

Westfield, MA • On-site

$22.79 - $34.18/hr

Full-time

Posted 22 days ago

Job description

Job Title: Deposit Operations Payment Specialist
Department: Operations
Job Status: Full Time
FLSA Status: Non-Exempt
Grade: 8
Amount of Travel: No Travel
Reports To: Deposit Operations Assistant Manager
Positions Supervised: N/A
POSITION SUMMARY Responsible for providing back-office support to customers, bank staff and Deposit Operations Associates relating to products and services offered and administered by the Operations Department. Subject matter expert in ACH and Instant Payment processing.
ESSENTIAL FUNCTIONS
  • Serve as a subject matter expert and resource for ACH and Instant Payments in accordance with Regulation E and NACHA rules and guidelines.
  • Interpret and apply bank deposit operations and ACH compliance requirements, ensuring all transactions adhere to applicable NACHA rules, regulatory standards, and internal risk-management controls.
  • Main point of contact for customers and branch staff to research and resolve ACH and Instant Payment inquiries.
  • Reviews daily ACH Exception and Reject Reconciliation reports to process non-posted items, IAT transactions, death notifications, and ACH rejected items.
  • Determines exception transaction results and processes daily ACH returns through DNA Core system and FedLine Advantage.
  • Reviews daily workflow queues in OnBase to review and process all Reg E and corporate claims, stop payments, and federal benefits enrollment forms.
  • Processes reclamations within the established timeframe.
  • Processes ACH Positive Pay Returns from the BGDS Department daily.
  • Downloads Fed ACH Returns report from FedLine Advantage weekly.
  • Downloads standard reports from FedLine Advantage monthly.
  • Researches and reconciles any outages on the ACH In Process General Ledger account.
  • Balances the ELAN account monthly.
  • Utilizes Payment Exchange system to monitor Instant Payment transactions including Instant Payment fraud and disputes.
  • Provides support and backup on all tasks performed by the Deposit Operations Associates.
  • Assists in training new and existing Deposit Operations Associates on ACH and Instant Payments related tasks.
  • Assists the Deposit Operations Manager, as needed.
  • Identify areas for improvement and work with management to implement recommended changes.
  • Monitors procedures for accuracy and update as needed.
  • Research problems of a more complex nature.
  • Process all adjustment requests.
  • Assists with gathering documentation for audit requests.
  • Must complete NACHA, NEACH, BSA, AML, and other Regulatory and Continuing Education as assigned.
  • Must adhere to all bank and regulatory policies and procedures specific to position.
  • Performs additional duties as requested.

POSITION QUALIFICATIONS
Competencies
  • Communication
  • Job Knowledge
  • Productivity & Time Management
  • Quality
  • Teamwork & Cooperation

Education/Experience/Skills & Abilities
  • High School Diploma or GED required.
  • Minimum 1 year of bank deposit operations and ACH processing experience.
  • Accredited ACH Professional (AAP) certification after two years of ACH experience.
  • Strong attention to detail and accuracy.
  • Excellent customer service and problem-solving skills.
  • Working knowledge of Microsoft Office (Word and Excel).
  • Ability to multi-task with good organizational skills. Working knowledge of the bank's deposit products and services.

PHYSICAL DEMANDS
Physical Demands
Lift/Carry
Stand Occasionally
10 lbs or less Occasionally
Walk Occasionally
11 - 20 lbs Occasionally
Sit Constantly
21 - 50 lbs Not Applicable
Handling/Fingering Occasionally
51 - 100 lbs Not Applicable
Reach Outward Not Applicable
Over 100 lbs Not Applicable
Reach Above Shoulder Not Applicable
Push/Pull
Climb Not Applicable
12 lbs or less Occasionally
Crawl Not Applicable
13 - 25 lbs Occasionally
Squat or Kneel Not Applicable
26 - 40lbs Not Applicable
Bend Not Applicable
41 - 100 lbs Not Applicable
N (Not Applicable) Activity is not applicable to this occupation.
O (Occasionally) Occupation requires this activity up to 33% of the time (0-2.5+ hrs/day)
F (Frequently) Occupation requires this activity from 33%-66% of the time (2.5-5.5+ hrs/day)
C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day)
Other Physical Requirements
None
Westfield Bank has reviewed this job description to ensure that essential functions and basic duties have been included. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
JOB CODE: 1000920

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