ZipRecruiter

Log In

1

Deposit Operations Officer Jobs (NOW HIRING)

Byron Bank

Deposit Operations Officer

Byron, IL

$61K - $76K/yr

As our Deposit Operations Officer, you'll play a key role in supporting daily operations, strengthening team collaboration, and helping drive continued growth across the organization. Apply with us ...

Ascend Bank

Senior Operations Officer

Wallingford, CT · On-site

The Senior Operations Officer (SOO) is a forward-thinking, highly organized, and strategically ... Define and enforce control standards for critical operational processes (e.g., payments, deposit ...

next page

Showing results 1-20

All JobsDeposit Operations Officer Jobs

Deposit Operations Officer information

See salary details

$31.5K

$77.3K

$136.5K

How much do deposit operations officer jobs pay per year?

As of Jun 8, 2026, the average yearly pay for deposit operations officer in the United States is $77,254.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,500.00 and $102,500.00 per year, depending on experience, location, and employer.

What is the difference between Deposit Operations Officer vs Deposit Services Specialist?

AspectDeposit Operations OfficerDeposit Services Specialist
CredentialsTypically requires banking or finance certifications, relevant experienceSimilar credentials, often entry to mid-level banking certifications
Work EnvironmentBanking operations department, back-office settingCustomer service centers, branch support roles
Employer & IndustryCommercial banks, financial institutionsRetail banks, credit unions, financial service providers
Search & Comparison IntentUnderstanding operational roles in deposit processingCustomer-facing deposit services roles

The Deposit Operations Officer primarily handles back-office deposit processing, ensuring accuracy and compliance within banking operations. In contrast, the Deposit Services Specialist often interacts directly with customers, providing deposit-related support and services. While both roles require banking knowledge and certifications, their focus areas differ—one on operational efficiency, the other on customer service.

What are the key skills and qualifications needed to thrive as a Deposit Operations Officer, and why are they important?

To thrive as a Deposit Operations Officer, you need a solid understanding of banking regulations, transaction processing, and account management, typically supported by a degree in finance or business and relevant banking experience. Familiarity with core banking systems, payment processing platforms, and compliance management tools is essential. Strong attention to detail, analytical thinking, and effective communication skills help you resolve discrepancies and coordinate with various departments. These skills ensure the accuracy, security, and efficiency of deposit operations, supporting customer trust and regulatory compliance.

What is a Deposit Operations Officer?

A Deposit Operations Officer is a banking professional responsible for overseeing the daily operations related to deposit accounts within a financial institution. Their duties often include managing account maintenance, ensuring regulatory compliance, resolving discrepancies, and supporting internal and external customers with deposit-related issues. They play a key role in ensuring smooth transaction processing, accurate record-keeping, and adherence to industry standards and policies. This position typically requires strong attention to detail, problem-solving skills, and knowledge of banking regulations.

What are some common challenges faced by Deposit Operations Officers and how can they be effectively managed?

Deposit Operations Officers often encounter challenges such as maintaining compliance with changing banking regulations, ensuring accurate transaction processing, and managing large volumes of data. Staying current with regulatory updates and implementing robust internal controls can help avoid compliance issues. Effective communication and collaboration with IT, compliance, and front-line staff are also key, as these teams work together to resolve discrepancies and improve operational efficiency. Leveraging technology to automate routine tasks and participating in ongoing training can further enhance performance and reduce errors.
More about Deposit Operations Officer jobs
What cities are hiring for Deposit Operations Officer jobs? Cities with the most Deposit Operations Officer job openings:
What states have the most Deposit Operations Officer jobs? States with the most job openings for Deposit Operations Officer jobs include:
What job categories do people searching Deposit Operations Officer jobs look for? The top searched job categories for Deposit Operations Officer jobs are:
Deposit Operations Officer jobs near you
Infographic showing various Deposit Operations Officer job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $77,254 per year, or $37.1 per hour.
Deposit Operations Officer

Deposit Operations Officer

Byron Bank

Byron, IL

$61K - $76K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 20 days ago

Job description

Join a community bank where your experience and leadership can make a direct impact. As our Deposit Operations Officer, you'll play a key role in supporting daily operations, strengthening team collaboration, and helping drive continued growth across the organization. Apply with us today!
About Us
Rooted in Our Community Since 1966
Byron Bank was founded on a simple idea: banking should be personal, dependable, and deeply connected to the people it serves. Nearly 60 years later, that vision remains at the heart of everything we do.
Since 1966, Byron Bank has stood strong as a community partner, resilient through change, and always focused on people first. Guided by three generations of dedicated leadership, we’ve stayed true to our mission of building lasting relationships, supporting our local economy, and showing up for our neighbors - because that’s what community is all about.
Our commitment extends beyond banking. We actively participate in initiatives that support education, local businesses, and community development. By investing our time and resources,
we aim to make a positive impact on the lives of our neighbors.
Byron Bank is proud to be more than just a bank; we are proud to be a leader in our community.
Learn more at: https://byronbank.com/about-us/communityinvolvement
Why Should You Join Us?
At Byron Bank, "You Ask, We Help" isn't just a tagline, it's our approach to everything we do. We understand what it takes to provide our customers with the level of service they expect and the solutions they need to help them achieve their financial goals. We recognize that our greatest asset is our employees and take great pride in hiring qualified individuals to complement our existing teams.
We're always eager to connect with talented individuals who share our commitment to exceptional service and community impact. Join us and help our customers feel confident about their financial futures - every conversation, every day.
What You Should Know About The Role:
The Deposit Operations Officer is responsible for overseeing all aspects of the Bank's deposit banking operations. This includes managing deposit functions, ensuring compliance with regulations, and providing support to both customers and employees. The role involves training staff, developing business plans, and serving as a relationship manager for major depositors, while also ensuring the department's operational efficiency and adherence to policies.

Supervisory Responsibilities:
  • Supervises the Deposit Operations personnel
  • Develop, motivate, and train staff, including planning and delegating work assignments and projects
  • Evaluate performance, administer quarterly touch points and deliver performance evaluations
  • Establish clear expectations and hold employees accountable to performance and behaviors aligned with our culture
  • Provide a work environment that stimulates positive energy, creativity, and teamwork
Job Duties amp; Responsibilities:
  • Monitor employees’ workflow and distribution of work and assign to staff accordingly.
  • Recommend and implement changes within the department. Increase efficiency of the department’s workflow and reduce processing time or costs.
  • Lead employee for the annual ACH Audit and assist with FDIC or State Exams. Responsible for timely follow-up of any exam exceptions. Also assist with report creation for other exams/audits requested by other employees for said exams/audits.
  • Review and revise/update policies at least annually and at any needed change:
  • ACH Policy and ACH Risk Assessment
  • Wire Policy
  • Garnishment and Levy Policy
  • Lead for the wire department. Ensure efficient processing of wires by the staff. Respond to any audit/exam findings and adjust processes accordingly.
  • Review daily: cash position balancing, EIM NSF and non-posts, and employee department metrics
  • Review weekly and monthly account recons including cashiers’ checks, money orders, loan disbursement checks, ACH, ACH settlement, COD amp; SAV IRA interest checks, expense checks, gift cards, and SS amp; WH tax.
Additional Duties amp; Responsibilities:
  • Admin for employee user codes in the core, BBM Fire, BBM International and TIB.
  • Participate as part of the following committees/teams:
    • IT Committee
    • Cybersecurity Incident Response Team (CIRT)
    • Business Continuity Committee
  • FINCEN processing (as needed).
  • Online Banking/Business Online/CheckFree Bill Pay/Mobile Banking/Merchant Capture/Zelle backup
  • Monitoring reports for Bank balance. Research and resolve offages.
  • Back up Cash Balancing – Retail Ops.
This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.
Required Skills amp; Attributes:
  • Ability to read, analyze, and interpret governmental regulations
  • Ability to write reports, business correspondence, and procedure manuals
  • Ability to effectively present information and respond to questions from groups of managers
  • Mathematical skills to calculate figures such as discounts, interest, and percentages
  • Ability to solve practical problems and deal with a variety of concrete variables
  • Strong leadership and interpersonal skills
  • Detail-oriented with excellent organizational abilities
  • Excellent communication skills
  • Ability to collaborate across departments and support organizational needs
Education amp; Experience:
  • High school diploma or equivalent
  • Three (3) to five (5) years of banking experience, preferably within deposit operations or retail banking
  • Knowledge of deposit operations functions including ACH wires, exception processing, debit cards, online banking, and item processing
  • Experience with core banking systems and digital banking platforms
  • Proficient in Microsoft Office
Physical Requirements:
  • Ability to sit for up to 8 hours a day
  • Ability to work on a computer for extended period of time.
Pay Range:
$61,300 - $76,500 annually

Compensation Overview:
The anticipated hiring range for this position is $61,300 - $76,500 which reflects what we reasonably expect to pay for candidates who meet the standard qualifications for the role. Actual base pay will vary depending on job-related knowledge, skills, credentials, experience, and location.
Travel:
  • None
Benefits:
  • Health Insurance (Medical, Dental, Vision)
  • 401(k) with match
  • Health savings account
  • Life insurance
  • Paid time off (vacation, sick, volunteer, holiday)
Work Location
  • Byron (in office)
Equal Employment Opportunity:
Byron Bank provides equal opportunity for all employees and applicants for employment and makes all employment decisions without discrimination on the basis of race, religion, color, sex (including pregnancy and gender identity), sexual orientation, national origin, age, disability, family medical history or genetic information, political affiliation, military service, disability challenges, marital status, ancestry, status upon discharge from military service, order of protection status or other non-merit based factors (actual or perceived). These protections extend to all management practices and decisions, including recruitment and merit practices, appraisal systems, promotions and training, and career development programs.

Apply