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Deposit Operations Officer Jobs (NOW HIRING)

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with ...

As a Deposit Operations Specialist , you will perform a wide variety of operational and regulatory ... Operations Officer * Process foreign collection items and international transactions * Manage ACH ...

As a Deposit Operations Specialist , you will perform a wide variety of operational and regulatory ... Operations Officer * Process foreign collection items and international transactions * Manage ACH ...

As a Deposit Operations Specialist , you will perform a wide variety of operational and regulatory ... Operations Officer * Process foreign collection items and international transactions * Manage ACH ...

AVP, Sr Deposit Operations Officer

Rosemead, CA · On-site

$32.21 - $36.92/hr

Video Clip 1 Video Clip 2 Video Clip 3 GENERAL SUMMARY Assist Deposit Operations with branch operations related matters. Make oneself available to resolve branch daily issues by answering inquiries ...

The COO ensures that operational functions, including loan operations, deposit operations, treasury management operations, business transformation, information technology, and facilities and security ...

The Deposit Operations Specialist will handle account maintenance, ACH and wire processing, debit ... Direct access to and mentorship from the Chief Credit Officer and senior leadership. Nola Bank is ...

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Deposit Operations Officer information

See salary details

$31.5K

$77.3K

$136.5K

How much do deposit operations officer jobs pay per year?

As of Jul 21, 2026, the average yearly pay for deposit operations officer in the United States is $77,254.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,500.00 and $102,500.00 per year, depending on experience, location, and employer.

What is the difference between Deposit Operations Officer vs Deposit Services Specialist?

AspectDeposit Operations OfficerDeposit Services Specialist
CredentialsTypically requires banking or finance certifications, relevant experienceSimilar credentials, often entry to mid-level banking certifications
Work EnvironmentBanking operations department, back-office settingCustomer service centers, branch support roles
Employer & IndustryCommercial banks, financial institutionsRetail banks, credit unions, financial service providers
Search & Comparison IntentUnderstanding operational roles in deposit processingCustomer-facing deposit services roles

The Deposit Operations Officer primarily handles back-office deposit processing, ensuring accuracy and compliance within banking operations. In contrast, the Deposit Services Specialist often interacts directly with customers, providing deposit-related support and services. While both roles require banking knowledge and certifications, their focus areas differ—one on operational efficiency, the other on customer service.

What are the key skills and qualifications needed to thrive as a Deposit Operations Officer, and why are they important?

To thrive as a Deposit Operations Officer, you need a solid understanding of banking regulations, transaction processing, and account management, typically supported by a degree in finance or business and relevant banking experience. Familiarity with core banking systems, payment processing platforms, and compliance management tools is essential. Strong attention to detail, analytical thinking, and effective communication skills help you resolve discrepancies and coordinate with various departments. These skills ensure the accuracy, security, and efficiency of deposit operations, supporting customer trust and regulatory compliance.

What is a Deposit Operations Officer?

A Deposit Operations Officer is a banking professional responsible for overseeing the daily operations related to deposit accounts within a financial institution. Their duties often include managing account maintenance, ensuring regulatory compliance, resolving discrepancies, and supporting internal and external customers with deposit-related issues. They play a key role in ensuring smooth transaction processing, accurate record-keeping, and adherence to industry standards and policies. This position typically requires strong attention to detail, problem-solving skills, and knowledge of banking regulations.

What are some common challenges faced by Deposit Operations Officers and how can they be effectively managed?

Deposit Operations Officers often encounter challenges such as maintaining compliance with changing banking regulations, ensuring accurate transaction processing, and managing large volumes of data. Staying current with regulatory updates and implementing robust internal controls can help avoid compliance issues. Effective communication and collaboration with IT, compliance, and front-line staff are also key, as these teams work together to resolve discrepancies and improve operational efficiency. Leveraging technology to automate routine tasks and participating in ongoing training can further enhance performance and reduce errors.
More about Deposit Operations Officer jobs
What cities are hiring for Deposit Operations Officer jobs? Cities with the most Deposit Operations Officer job openings:
What states have the most Deposit Operations Officer jobs? States with the most job openings for Deposit Operations Officer jobs include:
Infographic showing various Deposit Operations Officer job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 100% In-person job distribution, with an average salary of $77,254 per year, or $37.1 per hour.

Deposit Operations Officer

Hope Bank

Honolulu, HI

$23 - $27/hr

Full-time

Re-posted 11 days ago


Job description

The Deposit Operations Officer is responsible for managing the day-to-day operations of a bank's deposit accounts, ensuring the accuracy and efficiency of transactions, maintaining compliance with banking regulations, and providing support to retail and commercial banking staff regarding deposit products and services, all while overseeing the overall smooth functioning of the deposit operations department

  • Administrative/HR duties for self, i.e. complete assigned training, update/maintain HR required recordkeeping.
  • Administrative/HR duties for junior staff, i.e. training, counseling, mentoring as needed for junior staff, report any team staffing issues as needed to supervisory/management level, manage team morale, etc.
  • Prepare daily reconciliation of general ledger and affected accounts.
  • Prepare any required management reporting as assigned.
  • Manage job assignments and work schedules of assigned duties.
  • Stay aware of indicators/red flags, which may necessitate reporting to BSA/FCC Dept.
  • Communicate any issues encountered, operational or regulatory, to supervising management for providing status information and coordination of resolution.
  • Comply with Bank’s operational and security procedures/policies and regulatory requirements are adhered to the performance of assigned duties.
  • Interact with others in a professional, clear manner to communicate key points. May include, but not limited to, other management, consultants, auditors, examiners, vendors. 
  • Deposit Support:
    • Escheat – Inactive & Dormant
    • Regulation O
    • Cash management, Fedline, Cashier’s Checks
    • Reconciliation/Certification of Deposit Operations controlled/own accounts
    • IOLTA, Bankruptcy Accounts
    • W-8BEN, W-9 corrections (B notices), Back-up withholding reporting/filing
    • Address Change – verification/notification
  • Operations Support/Payment/EFT
    • Canadian Check Collection
    • Fraudulent/Error/Unauthorized Transactions Claims – Collections
    • Reg E Claims Resolution
    • Debit Card maintenance, including network notification of compromise
    • ATM & Mobile deposit monitoring; reject, acceptance & hold decisioning
    • Suspect check system monitoring; ownership of filtering/criteria/spec setting for monitoring system; and decision of pay or return on suspect
    • Exception item processing
    • Support C&I: monitoring/reviewing of RDC of C&I client accounts
  • Deposit Servicing
    • Branch GL certification review
    • Branch operations exception/out of spec activity review, includes but not limited to Reg D, Chargebacks, Branch Cash Limits, etc.
    • Administer IRA accounts
    • Verification of Deposits
    • Returned Mail Handling
    • Support Treasury for Brokered/Institution Deposit Account Onboarding and Processing of CDARS & ICS accounts onboarding on vendor system
  • Deposit Operations Support Advisors
    • Call Center for primarily branch (Retail Banking), but also for all business units, on questions related to policies, procedures, and regulations
    • Support for Retail Strategy in development of new products and services and strategy by acting as coordinator between IT and Legal
      1. Spec/work requests and testing for: creation and changes and deletions to Core, BPM, and Beni
      2. Coordination with Compliance
    • Communication of changes with affected stakeholders
    • Executive management reporting
    • Support Deposit Services, QA teams
    • ChexSystem audit coordination

The salary range for this full-time position is $23 Hourly - $27 Hourly + bonus + benefits

Salary ranges are determined based on qualifications, level, and location

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.