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Deposit Operations Officer Jobs in Michigan (NOW HIRING)

Isabella Bank

Director of Operations

Mount Pleasant, MI · On-site

Chief Operations Officer General Purpose: The Director of Operations is responsible for leading and ... Lead and manage a segment of the Bank's operations, including deposit operations, fraud, payment ...

Socket.dev

Chief Financial Officer

Grand Rapids, MI · On-site

$180 - $280/hr

... such as the Federal Deposit Insurance Corporation, Federal Reserve, and DIFS Partner with ... meet operational and regulatory requirements Manage relationships with correspondent banks and ...

Union Bank

Chief Financial Officer

Grand Rapids, MI · On-site

... Deposit Insurance Corporation, Federal Reserve, and DIFS * Partner with compliance and risk teams ... Ensure adequate liquidity to meet operational and regulatory requirements * Manage relationships ...

Union Bank

Chief Financial Officer

Grand Rapids, MI · On-site

... Deposit Insurance Corporation, Federal Reserve, and DIFS * Partner with compliance and risk teams ... Ensure adequate liquidity to meet operational and regulatory requirements * Manage relationships ...

ChoiceOne Bank

Trust Operations Specialist

Fenton, MI · On-site

... officer. Work with Trust Operations Coordinator and other department members to perform daily, weekly, and monthly reconciliation of the trust account system and department deposit accounts.

ChoiceOne Bank

Trust Operations Specialist

Fenton, MI · On-site

... officer. · Work with Trust Operations Coordinator and other department members to perform daily, weekly, and monthly reconciliation of the trust account system and department deposit accounts. · ...

ChoiceOne Bank

Trust Operations Specialist

Fenton, MI · On-site

... officer. • Work with Trust Operations Coordinator and other department members to perform daily, weekly, and monthly reconciliation of the trust account system and department deposit accounts. • ...

Williammary

Parking Operations Coordinator

Flint, MI · On-site

This position supports Parking Enforcement Officers in the field throughout campus, operates radio ... Performs monthly reconciliation of departmental deposit transmittals against Banner, TouchNet and ...

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Deposit Operations Officer information

What is the difference between Deposit Operations Officer vs Deposit Services Specialist?

AspectDeposit Operations OfficerDeposit Services Specialist
CredentialsTypically requires banking or finance certifications, relevant experienceSimilar credentials, often entry to mid-level banking certifications
Work EnvironmentBanking operations department, back-office settingCustomer service centers, branch support roles
Employer & IndustryCommercial banks, financial institutionsRetail banks, credit unions, financial service providers
Search & Comparison IntentUnderstanding operational roles in deposit processingCustomer-facing deposit services roles

The Deposit Operations Officer primarily handles back-office deposit processing, ensuring accuracy and compliance within banking operations. In contrast, the Deposit Services Specialist often interacts directly with customers, providing deposit-related support and services. While both roles require banking knowledge and certifications, their focus areas differ—one on operational efficiency, the other on customer service.

What are the key skills and qualifications needed to thrive as a deposit operations officer, and why are they important?

To thrive as a Deposit Operations Officer, you need a solid understanding of banking regulations, transaction processing, and account management, typically supported by a degree in finance or business and relevant banking experience. Familiarity with core banking systems, payment processing platforms, and compliance management tools is essential. Strong attention to detail, analytical thinking, and effective communication skills help you resolve discrepancies and coordinate with various departments. These skills ensure the accuracy, security, and efficiency of deposit operations, supporting customer trust and regulatory compliance.

What is a deposit operations officer?

A Deposit Operations Officer is a banking professional responsible for overseeing the daily operations related to deposit accounts within a financial institution. Their duties often include managing account maintenance, ensuring regulatory compliance, resolving discrepancies, and supporting internal and external customers with deposit-related issues. They play a key role in ensuring smooth transaction processing, accurate record-keeping, and adherence to industry standards and policies. This position typically requires strong attention to detail, problem-solving skills, and knowledge of banking regulations.

What are some common challenges faced by deposit operations officers and how can they be effectively managed?

Deposit Operations Officers often encounter challenges such as maintaining compliance with changing banking regulations, ensuring accurate transaction processing, and managing large volumes of data. Staying current with regulatory updates and implementing robust internal controls can help avoid compliance issues. Effective communication and collaboration with IT, compliance, and front-line staff are also key, as these teams work together to resolve discrepancies and improve operational efficiency. Leveraging technology to automate routine tasks and participating in ongoing training can further enhance performance and reduce errors.
What are popular job titles related to Deposit Operations Officer jobs in Michigan? For Deposit Operations Officer jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Deposit Operations Officer jobs in Michigan look for? The top searched job categories for Deposit Operations Officer jobs in Michigan are:
Deposit Operations Officer jobs near you
Infographic showing various Deposit Operations Officer job openings in Michigan as of August 2026, with employment types broken down into 83% Full Time, 12% Part Time, 2% Temporary, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution.

Deposit Operations Analyst

ChoiceOne Bank

Kent City, MI • On-site

Full-time

Posted 14 days ago

Job description

Job Type
Full-time
Description
Deposit Operations Analyst
Non-Exempt - Grade Level 2
Equal Employment Opportunity
Corporate Values & Mission
"Provide superior service, quality advice and show our utmost respect to everyone we meet."
General Summary
Involved in a wide range of duties including responsibilities associate with daily Deposit Operations tasks. Handles inquiries and issues raised by both internal staff and customers.
Reports To: AVP Deposit Operations Manager
Essential Duties and Responsibilities
  • Provide customer service to internal and external customers by answering inquiries and solving problems related to bank accounts, data processing, and image retrieval.
  • Handling daily tasks including but not limited to review of holds, stop payments and wires, monitoring returned mail, processing garnishments and levy requests, entries and reconcilements.
  • Assist other Operations staff by performing delegated tasks and necessary back-up and overflow coverage.
  • Make appropriate recommendations for procedural changes to help achieve efficiencies and to stay current and consistent with new regulations, policies, procedures, and audits.
  • Additional responsibilities as assigned.
  • Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
  • Be familiar with and comply with all federal and state banking regulations as applicable.

Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Experience and/or Education
  • High School Diploma or equivalent
  • Previous banking experience, preferably in retail and operations.
  • Familiarity with Bank products, regulations, and internal operations. Strong interpersonal skills to resolve complex problems effectively with customers and employees.

Competencies
Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Analytical - Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data.
Technical Skills - Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others.
Quality - Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality.
Quantity - Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly.
Adaptability - Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays, or unexpected events.
Dependability - Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; completes tasks on time or notifies appropriate person with an alternate plan.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. This position is not remote-eligible.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.

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