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Deposit Operations Jobs in Michigan (NOW HIRING)

Deposit Operations Analyst Non-Exempt - Grade Level 2 Equal Employment Opportunity Corporate Values & Mission "Provide superior service, quality advice and show our utmost respect to everyone we meet ...

Deposit Operations Clerk

Sturgis, MI · On-site

$16 - $19.25/hr

Summary: Performs a variety of duties in the operations area. May work on check processing ... Reconcile non-post of checking, savings, general ledger, certificates of deposits, and safe deposit ...

Deposit Operations Clerk

Sturgis, MI · On-site

$16 - $19.25/hr

Performs a variety of duties in the operations area. May work on check processing, adjustments ... Reconcile non-post of checking, savings, general ledger, certificates of deposits, and safe deposit ...

Administrative Associate

Auburn Hills, MI

$16.50 - $20.50/hr

The team member in the position will work closely with Deposit Operations, IT, Purchasing, Personal Banking and Marketing. It will require critical thinking, organization, and attention to detail all ...

Administrative Associate

Auburn Hills, MI · On-site

$16.50 - $20.50/hr

The team member in the position will work closely with Deposit Operations, IT, Purchasing, Personal Banking and Marketing. It will require critical thinking, organization, and attention to detail all ...

Administrative Associate

Auburn Hills, MI · On-site

$16.50 - $20.50/hr

The team member in the position will work closely with Deposit Operations, IT, Purchasing, Personal Banking and Marketing. It will require critical thinking, organization, and attention to detail all ...

Deposit Operations Coordinator Supervises: None Last Updated: 04.15.2025 Summary: Primary focus is on managing customer contact and support. Participates in the day-to-day operations of the ...

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Deposit Operations information

See Michigan salary details

$9

$22

$46

How much do deposit operations jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for deposit operations in Michigan is $22.87, according to ZipRecruiter salary data. Most workers in this role earn between $15.48 and $26.39 per hour, depending on experience, location, and employer.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Michigan?

The most popular types of Deposit Operations jobs in Michigan are:

What are popular job titles related to Deposit Operations jobs in Michigan?

For Deposit Operations jobs in Michigan, the most frequently searched job titles are:

What cities in Michigan are hiring for Deposit Operations jobs?

Cities in Michigan with the most Deposit Operations job openings:

Infographic showing various Deposit Operations job openings in Michigan as of August 2026, with employment types broken down into 83% Full Time, 12% Part Time, 2% Temporary, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $47,579 per year, or $22.9 per hour.

Deposit Operations Analyst

ChoiceOne Bank

Kent City, MI • On-site

Full-time

Posted 17 days ago


Job description

Job Type
Full-time
Description
Deposit Operations Analyst
Non-Exempt - Grade Level 2
Equal Employment Opportunity
Corporate Values & Mission
"Provide superior service, quality advice and show our utmost respect to everyone we meet."
General Summary
Involved in a wide range of duties including responsibilities associate with daily Deposit Operations tasks. Handles inquiries and issues raised by both internal staff and customers.
Reports To: AVP Deposit Operations Manager
Essential Duties and Responsibilities
  • Provide customer service to internal and external customers by answering inquiries and solving problems related to bank accounts, data processing, and image retrieval.
  • Handling daily tasks including but not limited to review of holds, stop payments and wires, monitoring returned mail, processing garnishments and levy requests, entries and reconcilements.
  • Assist other Operations staff by performing delegated tasks and necessary back-up and overflow coverage.
  • Make appropriate recommendations for procedural changes to help achieve efficiencies and to stay current and consistent with new regulations, policies, procedures, and audits.
  • Additional responsibilities as assigned.
  • Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
  • Be familiar with and comply with all federal and state banking regulations as applicable.

Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Experience and/or Education
  • High School Diploma or equivalent
  • Previous banking experience, preferably in retail and operations.
  • Familiarity with Bank products, regulations, and internal operations. Strong interpersonal skills to resolve complex problems effectively with customers and employees.

Competencies
Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Analytical - Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data.
Technical Skills - Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others.
Quality - Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality.
Quantity - Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly.
Adaptability - Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays, or unexpected events.
Dependability - Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; completes tasks on time or notifies appropriate person with an alternate plan.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. This position is not remote-eligible.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.