Commercial Loan Officer III
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer III
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer III
Brighton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Quick apply
Commercial Loan Officer III
Brighton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Quick apply
Commercial Loan Officer
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer III
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Quick apply
Commercial Loan Officer III
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer III
Brighton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer III
Brighton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Commercial Loan Officer
Fenton, MI · On-site
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Be active in community affairs to increase bank's visibility and to enhance new business ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Mortgage Loan Officer
Saginaw, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Mortgage Loan Officer
Saginaw, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Mortgage Loan Officer
Saginaw, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Quick apply
Mortgage Loan Officer
Saginaw, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Mortgage Loan Officer
Brighton, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Quick apply
Mortgage Loan Officer
Brighton, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Mortgage Loan Officer
Brighton, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Mortgage Loan Officer
Brighton, MI · On-site
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
The originator's primary responsibility is to bring new mortgage loan business to the bank ... bank officer. * Be familiar with and comply with all federal and state banking regulations as ...
Universal Banker
$16 - $20/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Universal Banker
$16 - $20/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Universal Banker
Holly, MI · On-site
$16 - $20/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Quick apply
Universal Banker
Holly, MI · On-site
$16 - $20/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Universal Banker
$16.75 - $21/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Universal Banker
$16.75 - $21/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Universal Banker
Sparta, MI · On-site
$16.75 - $21/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Quick apply
Universal Banker
Sparta, MI · On-site
$16.75 - $21/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Full-Time Universal Banker
Grand Rapids, MI · On-site
$17.25 - $21.75/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Quick apply
Full-Time Universal Banker
Grand Rapids, MI · On-site
$17.25 - $21.75/hr
Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer. * Be familiar with and ...
Bank Officer information
What is a bank officer?
Bank Officers are professionals who manage various operations within a bank, including customer service, account management, loan processing, and regulatory compliance. They may hold different titles such as loan officer, branch manager, or operations officer, depending on their specific duties. Bank Officers play a key role in ensuring smooth banking operations, assisting clients with financial products, and maintaining the bank's standards and procedures. They typically need strong analytical, communication, and customer service skills, along with knowledge of banking regulations and products.
What are the key skills and qualifications needed to thrive as a bank officer, and why are they important?
To thrive as a Bank Officer, you need a solid understanding of financial products, risk assessment, and banking regulations, typically supported by a degree in finance, accounting, or a related field. Familiarity with banking software, customer relationship management (CRM) systems, and compliance tools is essential. Strong interpersonal skills, attention to detail, and problem-solving abilities help Bank Officers build client trust and efficiently address financial needs. These competencies ensure the effective management of financial transactions, regulatory compliance, and exceptional customer service.
What are some common challenges bank officers face when balancing customer service with regulatory compliance?
Bank Officers frequently encounter the challenge of delivering excellent customer service while strictly adhering to regulatory requirements. Customers often expect quick and flexible solutions, but Bank Officers must carefully follow protocols designed to prevent fraud and ensure compliance with financial regulations. This balance can be demanding, requiring strong communication skills to explain policies clearly and empathy to address customer concerns. Success in this area depends on staying updated with banking regulations and developing effective problem-solving approaches.
What is the difference between Bank Officer vs Bank Teller?
| Aspect | Bank Officer | Bank Teller |
|---|---|---|
| Credentials | Typically requires a bachelor's degree in finance, business, or related field | No formal degree required; high school diploma often sufficient |
| Work Environment | Office setting, handling complex banking services and client consultations | Branch counter, assisting customers with transactions |
| Job Responsibilities | Loan processing, account management, financial advising | Cash handling, deposits, withdrawals, basic customer service |
| Industry Usage | Used across banks for client management and financial services | Commonly found in retail banking branches for daily customer transactions |
While both roles are integral to banking operations, a Bank Officer typically handles more complex financial services and client management, requiring higher education and specialized skills. A Bank Teller focuses on routine transactions and customer service at the branch level. Understanding these differences helps in choosing the right career path or job search focus.
Do bank officers get paid a lot?
Bank officers typically earn a competitive salary that varies based on experience, location, and the size of the bank. In general, they receive higher pay than entry-level banking roles and may also have bonuses or benefits, reflecting their managerial responsibilities and required skills in finance and customer service.
How do you become a bank officer?
To become a bank officer, candidates typically need a bachelor's degree in finance, business, or a related field, along with relevant work experience in banking or customer service. Developing strong communication, analytical, and leadership skills is important, and some positions may require professional certifications such as the Series 6 or 63 licenses. Entry often involves starting in entry-level banking roles and advancing through experience and performance.
What are popular job titles related to Bank Officer jobs in Michigan?
For Bank Officer jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Bank Officer jobs in Michigan look for?
The top searched job categories for Bank Officer jobs in Michigan are:
Commercial Loan Officer III
Fenton, MI • On-site
ChoiceOne Bank
Full-time
Re-posted 18 days ago
Job description
Job Type
Full-time
Description
Commercial Loan Officer III
Exempt - Grade Level 11
Equal Employment Opportunity
Corporate Values & Mission
"Provide superior service, quality advice and show our utmost respect to everyone we meet."
General Summary
The Commercial Loan Officer develops and manages commercial loan accounts that meet established lending requirements and provide maximum profitability to the Bank at minimum risk.
Reports To: VP Commercial Lending Team Lead & SVP Chief Lending Officer or SVP Senior Lender Southeast Michigan
Essential Duties and Responsibilities
Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Experience and/or Education
Competencies
Written and Oral Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Quality - Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality.
Technical Skills - Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others as necessary. Has a thorough understanding of underwriting, coverages and rating procedures.
Judgment - Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions.
Project Management - Develops project plans; coordinates projects; communicates changes and progress; completes projects on time ad budget; manages project team activities.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Quantity - Meets productivity standards; completes work in a timely manner; stives to increase productivity; works quickly.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. In addition, this position requires many hours of "outside" or non-office activities that will place the employee in a variety of private and public environments. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.
By signing below, I acknowledge and understand the expectations and requirements of my role and agree to meet these duties to the best of my ability.
Full-time
Description
Commercial Loan Officer III
Exempt - Grade Level 11
Equal Employment Opportunity
Corporate Values & Mission
"Provide superior service, quality advice and show our utmost respect to everyone we meet."
General Summary
The Commercial Loan Officer develops and manages commercial loan accounts that meet established lending requirements and provide maximum profitability to the Bank at minimum risk.
Reports To: VP Commercial Lending Team Lead & SVP Chief Lending Officer or SVP Senior Lender Southeast Michigan
Essential Duties and Responsibilities
- Monitor and manage assigned loan portfolio by maintaining up to date financial information to ensure ongoing accurate loan grades and risk assessments. Portfolio to consist of, on average, 75-150 accounts totaling $30-35,000,000.00.
- Make sales calls and develop new business by contacting prospects and existing clients.
- Interview loan applicants. Collect and analyze financial and related data to determine general creditworthiness of the borrower and merits of the specific loan request to evaluate for the purpose of making commercial loans and/or continuation/renewal of existing loans.
- Prepare and/or present loan presentations for committee review and approval authority
- Be active in community affairs to increase bank's visibility and to enhance new business opportunities.
- Additional responsibilities as assigned.
- Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
- Be familiar with and comply with all federal and state banking regulations as applicable.
Qualifications
To perform this job successfully, an Individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.
Experience and/or Education
- Bachelor's Degree in Business or related major
- Lending and/or Credit Experience required
- 7+ Years of job experience to progressively become familiar with all lending functions and regulatory requirements
- Understanding of underwriting, coverages, and rating procedures
Competencies
Written and Oral Communication - Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Quality - Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality.
Technical Skills - Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others as necessary. Has a thorough understanding of underwriting, coverages and rating procedures.
Judgment - Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process. Makes timely decisions.
Project Management - Develops project plans; coordinates projects; communicates changes and progress; completes projects on time ad budget; manages project team activities.
Initiative - Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.
Quantity - Meets productivity standards; completes work in a timely manner; stives to increase productivity; works quickly.
Physical Demands and Work Environment
Ability to work in an office environment which may include many hours of computer and telephone usage. In addition, this position requires many hours of "outside" or non-office activities that will place the employee in a variety of private and public environments. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position description is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.
By signing below, I acknowledge and understand the expectations and requirements of my role and agree to meet these duties to the best of my ability.