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Deposit Operations Analyst Jobs (NOW HIRING)

MVB

Deposit Operations Analyst II

The position Deposit Ops Analyst II (Wires Department) performs daily operational tasks that are considered modern and complex in nature. Demonstrate analytical capabilities while performing tasks ...

Blue Sky Bank

Deposit Operations Specialist

Tulsa, OK · On-site

As a Deposit Operations Specialist , you will perform a wide variety of operational and regulatory ... Success in this role requires strong attention to detail, analytical skills, teamwork, and a ...

Blue Sky Bank

Deposit Operations Specialist

Tulsa, OK · On-site

As a Deposit Operations Specialist , you will perform a wide variety of operational and regulatory ... Success in this role requires strong attention to detail, analytical skills, teamwork, and a ...

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Deposit Operations Analyst information

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How much do deposit operations analyst jobs pay per hour?

As of Jul 25, 2026, the average hourly pay for deposit operations analyst in the United States is $33.75, according to ZipRecruiter salary data. Most workers in this role earn between $24.04 and $40.38 per hour, depending on experience, location, and employer.

What does a typical day look like for a Deposit Operations Analyst?

A typical day for a Deposit Operations Analyst involves monitoring and reconciling deposit transactions, researching discrepancies or exceptions, and ensuring all processes comply with banking regulations and policies. You may also review account activity for potential fraud, assist with audits, and collaborate with other departments such as customer service and compliance to resolve issues. Most analysts work in a structured office environment as part of a larger operations or back-office team, with a blend of independent and collaborative tasks. This role offers valuable exposure to core financial operations and can serve as a solid foundation for career advancement within banking or financial services.

What is a Deposit Operations Analyst job?

A Deposit Operations Analyst is responsible for overseeing and ensuring the accuracy of deposit-related transactions within a financial institution. They handle account reconciliations, process exceptions, monitor regulatory compliance, and support operational efficiency. Their role involves analyzing transaction data, troubleshooting discrepancies, and collaborating with internal teams to enhance banking processes. Strong attention to detail, analytical skills, and knowledge of banking regulations are essential for this position.

What are the key skills and qualifications needed to thrive in the Deposit Operations Analyst position, and why are they important?

To thrive as a Deposit Operations Analyst, you need a strong understanding of banking operations, attention to detail, and familiarity with regulatory compliance, often supported by a degree in finance, accounting, or a related field. Experience with core banking systems, transaction processing software, and knowledge of regulations such as NACHA or BSA/AML are highly valued and sometimes required. Exceptional analytical thinking, problem-solving skills, and clear communication help you collaborate effectively and resolve issues efficiently. These competencies are essential to ensure the accurate processing of deposits, maintain compliance, and support the overall integrity of financial operations.

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Deposit Operations Analyst jobs near you
Infographic showing various Deposit Operations Analyst job openings in the United States as of July 2026, with employment types broken down into 2% Locum Tenens, 87% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $70,210 per year, or $33.8 per hour.
Senior Deposit Operations Analyst

Senior Deposit Operations Analyst

Prevail Bank

Wisconsin Rapids, WI • On-site

Full-time

Medical, Retirement, PTO

Posted 7 days ago

Job description

Benefits:
  • Health insurance
  • Paid time off
  • 401(k)

Position Summary:
The Senior Deposit Operations Analyst is responsible for performing a broad range of advanced operational, technical, analytical and payment services functions in support of Deposit Operations and all Bank departments. This position serves as a subject matter expert for deposit operations systems, payment processing, digital banking platforms, operational procedures and payment services administration.
The Senior Deposit Operations Analyst is responsible for monitoring, administering, troubleshooting, and improving critical deposit operations processes while ensuring compliance with regulatory requirements and Bank policies. This position serves as a key resource for operational problem resolution, system administration, process improvement initiatives, and organizational projects.
Duties and Responsibilities
Operational Leadership & Technical Expertise
  • Serve as a subject matter expert for deposit operations systems, processes, and products.
  • Research and resolve complex operational exceptions and issues requiring advanced analysis and decision making.
  • Act as an escalation resource for Deposit Operations staff, branch personnel, and other departments.
  • Provide guidance and training to employees regarding deposit operations products, services, systems, and procedures.
  • Assist with development and maintenance of departmental procedures and developing documentation. 
Systems Administration
  • Assist with administration, maintenance, testing, and implementation of core processing systems and ancillary applications.
  • Coordinate and perform testing related to software upgrades, enhancements, new products, and regulatory changes.
  • Monitor system performance and recommend process or system improvements.
  • Participate in vendor communications regarding operational issues, enhancements, and support requests.
 
Payment Services Focus
  • Serve as the operational subject matter expert for the Bank's payment services, including ACH, wire transfers, debit card operations, instant payments, positive pay, and other payment-related products and services.
  • Act as the primary resource for payment processing procedures, operational support, troubleshooting, and exception resolution.
  • Partner with business units, technology teams, vendors, and future payment strategy leadership to support payment product enhancements and implementations.
  • Coordinate testing, operational readiness activities, and process documentation for new payment services, system upgrades, and product enhancements.
  • Assist in evaluating payment workflows and identifying opportunities to improve efficiency, controls, customer experience, and operational effectiveness.
  • Monitor payment operations for accuracy, compliance, risk management, and adherence to Bank policies and procedures.
  • Provide guidance and training to employees regarding payment services, operational procedures, and system functionality.
  • Support payment-related projects and serve as a key operational resource for implementation and ongoing administration of payment solutions. 
Project & Process Improvement Responsibilities
  • Participate in operational projects, system conversions, product implementations, and strategic initiatives.
  • Identify opportunities to improve efficiency, reduce risk, and enhance the customer experience.
  • Assist with workflow analysis, process improvement, and automation initiatives.
  • Develop and maintain operational reports and management information as needed. 
Compliance & Risk Management
  • Assist with operational audits, examinations, and internal reviews.
  • Monitor operational controls and recommend enhancements to mitigate risk.
  • Assist in researching and implementing regulatory and compliance-related operational changes.
  • Support fraud prevention, payment risk management, and operational risk mitigation activities.
Miscellaneous
  • Perform other duties as required to fulfill the responsibilities of the position.
  • Follow procedures and policies that ensure compliance with not only Bank policies and procedures, but also all applicable federal and state banking regulatory agency policies.
  • Comply with bank standards for attendance and hours of work. 
Qualifications
Education/Experience:  
Associate's Degree in Business, Accounting, Finance, Information Systems, or related field preferred.
Minimum of 5 years of banking experience with significant exposure to deposit operations, payment systems, digital banking administration, operational support, or related banking functions.
Demonstrated expertise in core banking systems, electronic payment channels, deposit regulations, and operational processes.
Skills and Abilities:  
Adaptability:
  • Able to adjust quickly to different work situations; remain composed under pressure and in stressful situations.
Attention to Detail:
  • Regard for important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details.
Change Management: 
  • Must embrace change and see change as opportunity. Must be willing to express and support management's ideas to affected staff.
Customer Orientation:
  • Respond sensitively to the needs and priorities of the customer; recognize and take appropriate action to meet their needs; establish an effective working relationship with customers to gain their respect and loyalty.
Oral/Written Communication:
  • The ability to express thoughts and ideas in a clear and concise manner, both orally and in written form to a variety of audiences and to all levels of staff.
Professionalism:
  • Project a positive image of the bank to all internal and external customers.
Time Management:
  • Ability to effectively manage one’s time to complete work according to established deadlines.  The ability to prioritize tasks to make the best use of time for high priority tasks.
Team Player:
  • Must view oneself as part of an overall team.  This includes supporting others throughout the entire bank to achieve the overall goals of the bank. 
Working Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Travel:  
Valid driver’s license required for travel to Bank offices, training sessions, customer meetings, Bank and community meetings, etc.  
Physical Requirements
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This job description in no way states or implies that these are the only duties to be performed by the employee occupying this position.  Employees may be required to follow other job-related instructions and to perform other job-related duties as requested, subject to all applicable state and federal laws.  Certain job functions described herein may be subjected to possible modification in accordance with applicable state and federal laws.  There are different experiences that suggest other ways or circumstances where reasonable changes or accommodations are appropriate.  All activities, demands, conditions, and requirements are linked to duties and responsibilities.
Job Description subject to change at any time at the discretion of management.