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How much do deposit operations analyst jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for deposit operations analyst in Missouri is $31.66, according to ZipRecruiter salary data. Most workers in this role earn between $22.55 and $37.88 per hour, depending on experience, location, and employer.

What is a deposit operations analyst?

A Deposit Operations Analyst is responsible for overseeing and ensuring the accuracy of deposit-related transactions within a financial institution. They handle account reconciliations, process exceptions, monitor regulatory compliance, and support operational efficiency. Their role involves analyzing transaction data, troubleshooting discrepancies, and collaborating with internal teams to enhance banking processes. Strong attention to detail, analytical skills, and knowledge of banking regulations are essential for this position.

What does a deposit operations analyst do?

A typical day for a Deposit Operations Analyst involves monitoring and reconciling deposit transactions, researching discrepancies or exceptions, and ensuring all processes comply with banking regulations and policies. You may also review account activity for potential fraud, assist with audits, and collaborate with other departments such as customer service and compliance to resolve issues. Most analysts work in a structured office environment as part of a larger operations or back-office team, with a blend of independent and collaborative tasks. This role offers valuable exposure to core financial operations and can serve as a solid foundation for career advancement within banking or financial services.

What skills and qualifications are needed to be a deposit operations analyst?

To thrive as a Deposit Operations Analyst, you need a strong understanding of banking operations, attention to detail, and familiarity with regulatory compliance, often supported by a degree in finance, accounting, or a related field. Experience with core banking systems, transaction processing software, and knowledge of regulations such as NACHA or BSA/AML are highly valued and sometimes required. Exceptional analytical thinking, problem-solving skills, and clear communication help you collaborate effectively and resolve issues efficiently. These competencies are essential to ensure the accurate processing of deposits, maintain compliance, and support the overall integrity of financial operations.

How much does a deposit operations analyst make?

A deposit operations analyst typically earns between $45,000 and $70,000 annually, depending on experience, location, and the size of the financial institution. Entry-level roles may start lower, while experienced analysts with certifications can earn higher salaries. The role often requires proficiency with banking software and attention to detail.

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Deposit Operations Analyst jobs near you
Infographic showing various Deposit Operations Analyst job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 13% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $65,857 per year, or $31.7 per hour.

Deposit Operations Business Systems Analyst

Stifel

Saint Louis, MO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 25 days ago

Stifel rating

8.3

Company rating: 8.3 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

Job description

Why Stifel
Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.
Let's talk about how you can find your place here at Stifel, where success meets success.
What You'll Be Doing
The Deposit Operations Business Systems Analyst is responsible for administering and supporting core banking and ancillary systems while serving as a key resource for operational reporting, user access management, system configuration, and process improvement initiatives. This role independently analyzes operational data, supports audit and compliance requirements, troubleshoots system-related issues, and partners with business units to improve efficiency, accuracy, and control practices across Deposit Operations and related departments.
What We're Looking For
  • Administer and maintain core banking and operational systems, including product setup, configuration updates, user administration, and system maintenance activities.
  • Independently manage user access controls across multiple banking applications, including onboarding, modifications, terminations, and periodic access reviews.
  • Generate, validate, analyze, and distribute operational and Business Analytics reports to support business and regulatory requirements.
  • Research, troubleshoot, and resolve moderate-complexity system, reporting, and operational issues while coordinating with internal partners and vendors as needed.
  • Monitor system updates, release communications, and vendor notices, assessing operational impacts and assisting with implementation activities.
  • Support internal and external audits by gathering documentation, validating controls, responding to inquiries, and assisting with remediation efforts.
  • Perform data analysis, reconciliations, and exception monitoring to identify trends, risks, inaccuracies, and process improvement opportunities.
  • Maintain operational procedures, process documentation, system specifications, and user administration standards.
  • Participate in testing activities for system upgrades, product implementations, workflow enhancements, and operational changes.
  • Collaborate with business partners to evaluate operational needs and recommend solutions that improve efficiency, controls, and customer service.
  • Provide guidance and knowledge sharing to less experienced team members and serve as a resource within the department.

What You'll Bring
  • Working knowledge of banking operations, deposit operations processes, and financial services environments.
  • Strong analytical, problem-solving, and critical-thinking skills.
  • Ability to interpret data, identify trends, and recommend solutions.
  • Knowledge of user access administration, system controls, and operational risk management principles.
  • Strong attention to detail with a focus on accuracy, completeness, and data integrity.
  • Ability to prioritize multiple assignments and meet deadlines in a fast-paced environment.
  • Strong verbal and written communication skills.
  • Ability to build effective working relationships across departments and functional areas.
  • Understanding of audit, compliance, and regulatory requirements affecting banking operations.
  • Ability to work independently while exercising sound judgment and escalating issues when appropriate.

Education & Experience
  • Minimum Required: High school diploma or equivalent.
  • Preferred: Bachelor's degree in Business, Finance, Information Systems, or a related field.
  • Minimum Required: 3+ years of experience in banking operations, systems administration, business systems support, deposit operations, or a related area.

Licenses & Credentials
  • Minimum Required: None.

Systems & Technology
  • Proficient in Microsoft Office Suite (Excel, Outlook, Word, PowerPoint).
  • Experience with core banking platforms and ancillary banking systems.
  • Experience utilizing reporting, analytics, or business intelligence tools.
  • Ability to analyze and manipulate data using advanced Excel functions.

About Stifel
Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients' money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.
While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where success meets success.
At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.
Stifel's bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.
Stifel is an Equal Opportunity Employer.

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