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Deposit Operations Officer Jobs (NOW HIRING)

Baybank

Account Service Representative

Gladstone, MI · On-site

BSA & Operations Officer Position Summary: The Account Services Representative plays a critical ... Monitor and resolve discrepancies in deposit application accounts * Ensure accurate and timely ...

Hanmi Bank

Branch Operations Officer

Los Angeles, CA · On-site

$52K - $67K/yr

SUMMARY The Branch Operations Officer is responsible for supervising and coordinating the ... to safe deposit boxes, following specified procedures. 9. Monitors and reviews financial ...

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Deposit Operations Officer information

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$31.5K

$77.3K

$136.5K

How much do deposit operations officer jobs pay per year?

As of Jun 30, 2026, the average yearly pay for deposit operations officer in the United States is $77,254.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,500.00 and $102,500.00 per year, depending on experience, location, and employer.

What is the difference between Deposit Operations Officer vs Deposit Services Specialist?

AspectDeposit Operations OfficerDeposit Services Specialist
CredentialsTypically requires banking or finance certifications, relevant experienceSimilar credentials, often entry to mid-level banking certifications
Work EnvironmentBanking operations department, back-office settingCustomer service centers, branch support roles
Employer & IndustryCommercial banks, financial institutionsRetail banks, credit unions, financial service providers
Search & Comparison IntentUnderstanding operational roles in deposit processingCustomer-facing deposit services roles

The Deposit Operations Officer primarily handles back-office deposit processing, ensuring accuracy and compliance within banking operations. In contrast, the Deposit Services Specialist often interacts directly with customers, providing deposit-related support and services. While both roles require banking knowledge and certifications, their focus areas differ—one on operational efficiency, the other on customer service.

Is operations a high paying job?

The salary for a Deposit Operations Officer varies depending on experience, location, and the employer, but it is generally considered an entry- to mid-level banking role with moderate pay. Salaries typically range from $35,000 to $60,000 annually, with opportunities for advancement and increased compensation with experience and additional certifications. Overall, it is not classified as a high-paying job compared to senior banking or financial management roles.

What is the highest paid position in a bank?

In banking, the highest paid positions are typically executive roles such as Chief Executive Officer (CEO), Chief Financial Officer (CFO), or Chief Risk Officer (CRO). These roles require extensive experience, leadership skills, and often advanced degrees or certifications, and they oversee the bank's strategic direction and operations.

What is the role of a deposit operations officer?

A deposit operations officer manages the processing and settlement of customer deposits, ensuring accuracy and compliance with banking regulations. They handle transaction reconciliation, maintain account records, and often use banking software to support daily operations in a financial institution.

What are the key skills and qualifications needed to thrive as a Deposit Operations Officer, and why are they important?

To thrive as a Deposit Operations Officer, you need a solid understanding of banking regulations, transaction processing, and account management, typically supported by a degree in finance or business and relevant banking experience. Familiarity with core banking systems, payment processing platforms, and compliance management tools is essential. Strong attention to detail, analytical thinking, and effective communication skills help you resolve discrepancies and coordinate with various departments. These skills ensure the accuracy, security, and efficiency of deposit operations, supporting customer trust and regulatory compliance.

How much does a deposit operations specialist make?

The average salary for a deposit operations specialist in Texas ranges from $45,000 to $60,000 annually, depending on experience, certifications, and the size of the financial institution. Entry-level roles may start lower, while experienced professionals with specialized skills can earn higher wages. Compensation often includes benefits such as health insurance and retirement plans.

What is a Deposit Operations Officer?

A Deposit Operations Officer is a banking professional responsible for overseeing the daily operations related to deposit accounts within a financial institution. Their duties often include managing account maintenance, ensuring regulatory compliance, resolving discrepancies, and supporting internal and external customers with deposit-related issues. They play a key role in ensuring smooth transaction processing, accurate record-keeping, and adherence to industry standards and policies. This position typically requires strong attention to detail, problem-solving skills, and knowledge of banking regulations.

What are some common challenges faced by Deposit Operations Officers and how can they be effectively managed?

Deposit Operations Officers often encounter challenges such as maintaining compliance with changing banking regulations, ensuring accurate transaction processing, and managing large volumes of data. Staying current with regulatory updates and implementing robust internal controls can help avoid compliance issues. Effective communication and collaboration with IT, compliance, and front-line staff are also key, as these teams work together to resolve discrepancies and improve operational efficiency. Leveraging technology to automate routine tasks and participating in ongoing training can further enhance performance and reduce errors.
More about Deposit Operations Officer jobs
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What states have the most Deposit Operations Officer jobs? States with the most job openings for Deposit Operations Officer jobs include:
What job categories do people searching Deposit Operations Officer jobs look for? The top searched job categories for Deposit Operations Officer jobs are:
Deposit Operations Officer jobs near you

SVP, Banking Operations

Connectly Recruiting

Baton Rouge, LA • On-site

Other

This job post has expired today. Applications are no longer accepted.

Key responsibilities

  • Oversee loan and deposit operations across retail, small business, CRE, and C&I.

  • Develop and maintain policies, procedures, and controls for banking operations.

  • Lead, coach, and hold teams accountable in a highly regulated environment.

Job description

Ready for the role that puts you on the path to COO or similar C-level roles?


On behalf of our growing banking client based in Baton Rouge, we are recruiting for a rare opportunity for a banking operations leader to step into a true second-in-command role and help shape the future of a growing, multi-state financial institution.


Partnering directly with the COO, this person will lead and scale critical operational functions with meaningful visibility, influence, and long-term upside. The role is designed as a successor-track opportunity for someone ready to take the next step.


The initial priorities will be focused Loan Operations and Deposit Operations, with leadership across various other departments, and the opportunity to expand scope over time. This leader will help drive operational efficiency, process improvement, compliance, systems optimization, and team performance while supporting the bank’s continued growth and highly reputable culture as a best place to work in the banking industry. This is a hands-on leadership role that requires both strategic perspective and the willingness to roll up your sleeves.


Key responsibilities include overseeing loan and deposit operations across retail, small business, CRE, and C&I; developing and maintaining policies, procedures, and controls; supporting strategic planning and operational execution with the COO; analyzing staffing, profitability, and performance metrics; strengthening process efficiency and infrastructure; partnering with regional and market leaders; overseeing key vendor relationships and core systems; supporting system enhancements and releases; and leading, coaching, and holding teams accountable in a highly regulated environment.


What We’re Looking For

  • 10+ years of experience in banking operations
  • Deep expertise in Loan Operations and Deposit Operations
  • Experience in a community or regional bank environment, ideally $5B+ in assets
  • Strong understanding of banking products, workflows, and operational infrastructure; experience with product development is a huge plus.
  • Experience working in a regulated environment; SOX or public bank exposure is a plus
  • Familiarity with core systems such as FIS, Jack Henry, CSI, or similar
  • Strong analytical skills, including advanced Excel (pivot tables, data analysis)
  • Power BI or similar tools are a plus
  • Proven ability to lead teams, develop talent, and drive accountability with capabilities to manage teams of 50+ team members (direct and indirect reports)
  • Comfortable operating at both a strategic and hands-on level
  • Strong communication skills with the ability to influence across the organization
  • Thrives in a fast-paced, growth-oriented environment


The ideal candidate is a strong operator and leader who is ready for the next step, not someone who is already long-tenured in a COO seat. This person should bring discipline, ownership, and a mindset focused on building and scaling for the future.


Position is onsite 100% and can be based in Baton Rouge or Lafayette, LA.


This is a position summary for advertising purposes. Official job description to be provided at the time of initial interview.

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