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Senior Card Operations Jobs (NOW HIRING)

Provides general training to Card Operations Associates. Compiles data and enters statistics, performs assigned posting and balancing duties, and various card processing functions as required.

$45K - $61K/yr

Ensures credit card applications, limit increases and decreases, name/address changes and anything ... Sr. leadership

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Senior Card Operations information

See salary details

$39K

$98.7K

$159.5K

How much do senior card operations jobs pay per year?

As of Jun 22, 2026, the average yearly pay for senior card operations in the United States is $98,723.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,000.00 and $121,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Card Operations professional, and why are they important?

To thrive as a Senior Card Operations professional, you need in-depth knowledge of payment processing, card scheme regulations, and risk management, typically supported by a degree in finance, business, or a related field. Familiarity with core banking systems, card management software, and compliance platforms like Visa, Mastercard, or PCI DSS certification is often required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for managing complex operations and cross-functional teams. These abilities ensure secure, efficient, and compliant card operations, which are vital for customer trust and organizational reputation.

What's the highest paying job at Tractor Supply?

At Tractor Supply, the highest paying roles are typically store managers or regional managers, with salaries often exceeding $70,000 annually. Senior leadership positions, such as district or regional managers, can earn higher compensation, especially with experience and additional responsibilities.

What jobs pay $10,000 a month without a degree?

Senior Card Operations roles typically require specialized knowledge of payment processing, compliance, and financial systems, and they often pay well but usually require relevant experience or certifications rather than a degree. High-paying jobs that do not require a degree include sales, real estate, certain tech roles like web development, and skilled trades such as plumbing or electrical work, which can reach or exceed $10,000 monthly with experience. Success in these fields depends on skills, certifications, and performance rather than formal education alone.

What is the difference between Senior Card Operations vs Card Processing Specialist?

AspectSenior Card OperationsCard Processing Specialist
CredentialsRelevant certifications (e.g., CCSP, CTP), experience in card servicesBasic industry certifications, technical knowledge of processing systems
Work EnvironmentTeam leadership, cross-department collaboration, strategic planningOperational tasks, system management, transaction processing
Employer & Industry UsageFinancial institutions, card issuers, payment processorsPayment processing companies, banks, card networks

Senior Card Operations roles focus on overseeing card services, managing teams, and strategic planning, while Card Processing Specialists handle day-to-day transaction processing and system management. The senior role involves leadership and broader responsibilities, whereas the specialist role is more technical and operational.

Where do 70 year olds work?

Senior Card Operations professionals typically work in financial institutions, such as banks and credit card companies, managing card processing and transaction activities. Many continue working into their 70s if they are able and choose to do so, often in roles that require experience and expertise, sometimes with flexible schedules or part-time arrangements.

What are Senior Card Operations?

Senior Card Operations professionals oversee and manage the processes related to card products such as credit, debit, and prepaid cards within a bank or financial institution. Their responsibilities typically include supervising card issuance, transaction management, fraud detection, compliance with regulations, and supporting customer service teams. They also work to improve operational efficiency, coordinate with vendors, and ensure the integrity and security of all card transactions. Senior Card Operations staff often lead a team and interact with other departments to resolve complex issues and implement new card-related initiatives.

Is it hard for a 62 year old to get a job?

Age should not be a barrier for a senior card operations professional seeking employment, as many organizations value experience and skills. Success depends on factors such as relevant expertise, adaptability, and the ability to demonstrate current knowledge of industry tools and regulations. Employers often prioritize qualifications over age, especially in roles requiring attention to detail and operational knowledge.

What are some common challenges faced by Senior Card Operations professionals, and how can they be addressed?

Senior Card Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and swiftly resolving cardholder issues. Staying up to date with evolving industry regulations and implementing robust fraud prevention measures are key to success. Collaboration with IT, compliance, and customer service teams is essential for streamlining processes and maintaining operational efficiency. By leveraging automation tools and fostering continuous training, professionals in this role can effectively manage these challenges while supporting team growth and operational excellence.
More about Senior Card Operations jobs
What cities are hiring for Senior Card Operations jobs? Cities with the most Senior Card Operations job openings:
What are the most commonly searched types of Card Operations jobs? The most popular types of Card Operations jobs are:
What states have the most Senior Card Operations jobs? States with the most job openings for Senior Card Operations jobs include:
Infographic showing various Senior Card Operations job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 63% Full Time, 32% Part Time, and 4% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $98,723 per year, or $47.5 per hour.

Senior Card Operations Associate

hsfcu

Honolulu, HI • On-site

$43K - $60K/yr

Other

Medical, Dental, Life, Retirement, PTO

Posted 7 days ago


Job description

Position Summary

Coordinates and oversees functions assigned to the Card Operations Associates, ensuring accurate completion of card processing and member services functions. Ensures adherence to regulations and established internal security measures. Researches, analyzes, and performs back-office functions to prevent, resolve, and mitigate fraudulent card and ATM activity. Provides general training to Card Operations Associates. Compiles data and enters statistics, performs assigned posting and balancing duties, and various card processing functions as required. Performs related clerical and balancing duties as required. Understands all card processing functions and provides assistance as needed. Professionally serves members and vendors, providing phone and email support for various departments and members, including troubleshooting card denials, instant issue production, ATM machines, and card disputes. Assists with planning, evaluating, and administering card operations and functions.

Qualifications/Experience

  • 2-4 years of related experience in Card Operations. 
  • Knowledge of ATMs and card processing procedures and requirements.
  • Ability to analyze transaction data; determine probability of fraud; and take appropriate action to mitigate fraud losses.
  • Familiarity with related accounting procedures.
  • Able to use 10-key, PC, telephone, card machine, and all related business equipment.
  • Excellent verbal and written communication, analytical and problem-solving skills.
  • Excellent customer service skills.
  • Independently handle a variety of responsibilities simultaneously and be able to prioritize those tasks.
  • Well organized, detail-oriented, with the ability to multi-task.
  • Ability to assist and train department staff.
  • Working knowledge of MS Windows (i.e. Word, Excel and PowerPoint) to effectively utilize multiple software systems.
  • High school graduate or equivalent; college coursework in business or finance preferred.

Salary Range

  • Minimum - $43,316
  • Maximum - $60,642

Benefits:

 

  • Competitive Compensation: HSFCU offers competitive pay, merit increases, and incentives.
  • Health Coverage: Comprehensive medical and dental coverage, with 100% paid single coverage for full-time employees.
  • Paid Time Off: Enjoy 13 paid annual holidays and up to 29 PTO days.
  • Retirement Savings: Contribute to a 401(k) plan with up to 10% employer contributions.
  • Transportation Subsidy: On-site parking at a small cost, up to $100 parking subsidy, or 100% bus pass reimbursement.
  • Health & Wellness:  Access to wellness fairs, flu shot clinics, and on-site fitness centers.
  • Additional Benefits:  Flexible spending plans, credit union discounts, life, accident, and disability insurance.
  • Growth Opportunities: HSFCU invests in employee development through in-person and online training programs, workshops, career development assistance, and tuition assistance. Employees are encouraged to further their education and unlock new opportunities.
  • Work Environment: HSFCU’s modern headquarters prioritize a balance between wellness and productivity, offering a variety of amenities. The culture is inclusive, with a focus on teamwork and community, often described as an 'ohana' or family atmosphere.
  • Employee Testimonials: Employees appreciate the supportive environment where everyone’s voice is heard and valued. The credit union has been recognized as one of Hawaii’s best places to work for over 12 years.

Overview:

Are you ready to join a dynamic team that values collaboration, growth, and making a positive impact in our community? Look no further than Hawaii State Federal Credit Union! We’re more than just a financial institution; we’re a family that believes in being “Always Right By You.”

Hawaii State Federal Credit Union (HSFCU) is committed to enriching lives by building strong relationships within the community. As an employee, you will be part of a team that values trust, encouragement, and the holistic experience of working together. HSFCU offers a dynamic and supportive work environment where employees can thrive both personally and professionally.

  • Voted Hawaii's Best Places to Work 2024, 2025 (Hawaii Business Magazine)
  • Voted Hawaii's Best - Best Financial Credit Union 2024 (Star Advertiser)