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Bank Deposit Operations Jobs (NOW HIRING)

Job Type Full-time Description Join Blue Sky Bank as a Deposit Operations Specialist in Tulsa, Oklahoma! As a Deposit Operations Specialist , you will perform a wide variety of operational and ...

the Deposit Operations Manager leads and oversees all functions of the Deposit Operations ... At Harford Bank, we pride ourselves on following "The Harford Bank Way" a set of core values that ...

Deposit Operations Specialist

Quincy, IL ยท On-site

$18 - $22/hr

Employee will work from HOMEBANK 12th & Broadway, Quincy, IL The Deposit Operations Specialist supports the bank's critical deposit functions by ensuring that daily processing activities are ...

Position Summary Climate First Bank is seeking an experienced Director of Deposit Operations & Treasury Management to serve as the primary owner and subject matter expert for the Bank's Deposit ...

Showing results 21-40

Bank Deposit Operations information

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$11

$19

$30

How much do bank deposit operations jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for bank deposit operations in the United States is $19.82, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $22.36 per hour, depending on experience, location, and employer.

What is the difference between Bank Deposit Operations vs Bank Teller?

AspectBank Deposit OperationsBank Teller
Primary RoleProcessing and managing deposit transactions, ensuring accuracy and complianceAssisting customers with transactions, account inquiries, and cash handling
Required SkillsAttention to detail, knowledge of banking procedures, data entryCustomer service, cash handling, communication skills
Work EnvironmentBack-office, administrative setting within banksFront-line, customer-facing branch environment
CertificationsTypically no specific certifications required, but familiarity with banking software is essentialCustomer service skills, sometimes cash handling certifications

While both roles are integral to banking operations, Bank Deposit Operations focuses on processing deposit transactions behind the scenes, ensuring accuracy and compliance. In contrast, Bank Tellers interact directly with customers, handling a variety of banking transactions and providing customer service. Understanding these differences helps clarify career paths and job expectations within the banking industry.

What is bank deposit operations?

Bank Deposit Operations refer to the processes and activities involved in handling and managing customer deposits at a bank. This includes processing deposits, verifying account information, reconciling discrepancies, ensuring regulatory compliance, and maintaining accurate records. Professionals in this field play a crucial role in making sure that all deposit transactions are completed efficiently, securely, and in accordance with banking policies and legal requirements.

What are the key skills and qualifications needed to thrive in bank deposit operations?

To thrive in Bank Deposit Operations, you need strong attention to detail, knowledge of banking regulations, and experience with financial transaction processing, often supported by a background in finance or accounting. Familiarity with core banking systems, automated clearing house (ACH) platforms, and compliance tools is typically required. Excellent organizational skills, analytical thinking, and effective communication help professionals excel in this role. These skills and qualities ensure accurate processing, regulatory compliance, and efficient service in a high-volume banking environment.

What are some common challenges faced in a bank deposit operations role and how can they be managed?

Professionals in Bank Deposit Operations often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and accurately reconciling accounts. These tasks require close attention to detail and effective time management skills. Staying organized through structured workflows and leveraging banking technology can help manage workloads efficiently. Additionally, regular training on compliance updates and strong communication with other departments, such as IT and customer service, are crucial for resolving issues promptly and maintaining smooth operations.
What cities are hiring for Bank Deposit Operations jobs? Cities with the most Bank Deposit Operations job openings:
What are the most commonly searched types of Bank Deposit Operations jobs? The most popular types of Bank Deposit Operations jobs are:
What states have the most Bank Deposit Operations jobs? States with the most job openings for Bank Deposit Operations jobs include:
Infographic showing various Bank Deposit Operations job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 12% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $41,222 per year, or $19.8 per hour.

Deposit Operations Specialist

Blue Sky Bank

Tulsa, OK โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago


Job description

Job Type
Full-time
Description
Join Blue Sky Bank as a Deposit Operations Specialist in Tulsa, Oklahoma!
As a Deposit Operations Specialist, you will perform a wide variety of operational and regulatory functions that support the day-to-day operations of the Bank. This role is responsible for processing critical deposit operations activities, monitoring exceptions, handling ACH and wire transactions, supporting fraud prevention efforts, and ensuring compliance with bank policies, procedures, and regulatory requirements. Success in this role requires strong attention to detail, analytical skills, teamwork, and a commitment to operational excellence.
Why Blue Sky Bank?
  • Benefits - Enjoy a comprehensive benefits package that includes a starting accrual of three weeks of paid time off, a 401(k) plan with employer matching, and medical, dental, and vision insurance. Additional benefits include a Health Savings Account (HSA), Flexible Spending Account (FSA), Dependent Care FSA, voluntary accident and critical illness coverage, and 100% employer-paid short-term disability, long-term disability, and group life/AD&D insurance, as well as optional voluntary life/AD&D coverage.
  • Operational Excellence - Play a critical role in supporting the Bank's daily operations and financial integrity.
  • Professional Growth - Develop specialized knowledge in deposit operations, payments processing, fraud prevention, and regulatory compliance.
  • Impactful Work - Help safeguard customer relationships, support operational efficiency, and protect the Bank from financial and reputational risk.

What You'll Do
  • Perform daily review, balancing, and reconciliation of Deposit Operations reports
  • Process daily reports, settlements, and operational tasks as assigned by the Deposit Operations Manager
  • Monitor and address non-post items, stop payments, positive pay exceptions, and NSF transactions
  • Handle overdrawn account reporting and accounts over 60 days past due in coordination with the Chief Operations Officer
  • Process foreign collection items and international transactions
  • Manage ACH transactions, wire transfers, returns, corrections, chargebacks, and related electronic funds transfers
  • Verify all wire transfers comply with Bank policies, procedures, and regulatory requirements
  • Process and verify daily account maintenance activities in accordance with Bank standards
  • Approve non-over-the-counter deposits, including ATM deposits
  • Balance and maintain Virtual Vault accounts related to cannabis banking operations
  • Review and process positive pay exceptions from X9 files and ACH alerts
  • Monitor for discrepancies and report concerns promptly, assisting with research and resolution efforts
  • Assist with fraud prevention activities by identifying potential scams, fraud, phishing attempts, and other suspicious activity
  • Support the Deposit Operations Fraud and Regulation E Specialist with online banking support, e-statements, bill pay services, new form submissions, mobile deposit review, and ATM-related maintenance and research
  • Collaborate closely with the Treasury Management team to support customer and operational needs
  • Remain current on all banking regulations, compliance requirements, and required training
  • Provide backup support for other Deposit Operations Specialists and assist across departmental functions as needed
  • Travel between branch locations when necessary
  • Perform additional responsibilities and special projects as assigned by management

Requirements
Qualifications
  • Education: High School Diploma or GED required.
  • Experience: 1-3 years of related banking experience required.
  • Preferred Certifications: Accredited ACH Professional (AAP) certification preferred. If not currently certified, must be willing to begin certification within one year and successfully obtain the designation.
  • Valid driver's license, proof of insurance, qualifying motor vehicle record report, and reliable transportation
  • Knowledge and understanding of banking operations, industry practices, and banking principles
  • Strong understanding of deposit operations processes, electronic payments, and transaction processing
  • Ability to accurately calculate figures, balances, and financial transactions common within the banking industry
  • Strong computer skills and proficiency with Microsoft Office applications
  • Excellent customer service skills
  • High level of professionalism and integrity
  • Ability to maintain confidentiality
  • Flexible, adaptable, and willing to continuously learn
  • Strong analytical and problem-solving abilities
  • Excellent written and verbal communication skills
  • Ability to work both independently and collaboratively as part of a team
  • Exceptional organizational skills, with the ability to prioritize and execute multiple tasks and projects simultaneously
  • Strong work ethic and attention to detail
  • Commitment to following all Bank policies, procedures, security protocols, and regulatory requirements