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Bank Deposit Operations Jobs in Raleigh, NC (NOW HIRING)

Production & Operations Specialist

Raleigh, NC · On-site

$14.25 - $19.25/hr

... bank deposit. Locates deposit errors and acts on them accordingly. • Performs corrections to ... and stockroom operations by assisting with projects, managing inventory control processes ...

Universal Banker

Fuquay Varina, NC · On-site

$14.75 - $18.50/hr

Open and maintain deposit accounts for both consumers and businesses, and contribute to the Bank ... Essential Duties and Responsibilities Teller Operations (50%) - Support the head teller as needed ...

Leads end-to-end delivery of strategic deposit and debit initiatives across Consumer & Small ... of banking operations, policies and procedure 2. Perform with a high degree of authority and ...

Personal Banker I

Apex, NC · On-site

$14.75 - $18/hr

Safe deposit boxes * Official checks * Any other bank product or service * Processes non-post ... Adherence to all operational, regulatory and security requirements, directives and procedures while ...

Universal Banker

Cary, NC · On-site

$16.75 - $21/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

Universal Banker

Cary, NC

$16.75 - $21/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

Universal Banker-Float

Raleigh, NC

$17.50 - $21.75/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

Universal Banker-Float

Raleigh, NC · On-site

$17.50 - $21.75/hr

... certificates of deposit, and money market accounts. * Cross-sell and make referrals to bank ... Operational efficiency * Assist banking center associates with all aspects of daily operations as ...

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Bank Deposit Operations information

See Raleigh, NC salary details

$10

$19

$29

How much do bank deposit operations jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for bank deposit operations in Raleigh, NC is $19.26, according to ZipRecruiter salary data. Most workers in this role earn between $14.95 and $21.73 per hour, depending on experience, location, and employer.

Is bank operations a good career?

Bank deposit operations is a stable career that involves processing and managing financial transactions, ensuring accuracy and compliance. It requires attention to detail, knowledge of banking systems, and often involves working in a structured environment with regular hours. The role can offer opportunities for advancement and skill development in financial services.

What is the highest paying position at a bank?

In bank deposit operations, senior roles such as Bank Vice President, Chief Operations Officer, or Director of Deposit Operations tend to be the highest paying positions. These roles require extensive experience, leadership skills, and often involve overseeing multiple departments or strategic planning.

What is the difference between Bank Deposit Operations vs Bank Teller?

AspectBank Deposit OperationsBank Teller
Primary RoleProcessing and managing deposit transactions, ensuring accuracy and complianceAssisting customers with transactions, account inquiries, and cash handling
Required SkillsAttention to detail, knowledge of banking procedures, data entryCustomer service, cash handling, communication skills
Work EnvironmentBack-office, administrative setting within banksFront-line, customer-facing branch environment
CertificationsTypically no specific certifications required, but familiarity with banking software is essentialCustomer service skills, sometimes cash handling certifications

While both roles are integral to banking operations, Bank Deposit Operations focuses on processing deposit transactions behind the scenes, ensuring accuracy and compliance. In contrast, Bank Tellers interact directly with customers, handling a variety of banking transactions and providing customer service. Understanding these differences helps clarify career paths and job expectations within the banking industry.

What are Bank Deposit Operations?

Bank Deposit Operations refer to the processes and activities involved in handling and managing customer deposits at a bank. This includes processing deposits, verifying account information, reconciling discrepancies, ensuring regulatory compliance, and maintaining accurate records. Professionals in this field play a crucial role in making sure that all deposit transactions are completed efficiently, securely, and in accordance with banking policies and legal requirements.

What are the key skills and qualifications needed to thrive in Bank Deposit Operations, and why are they important?

To thrive in Bank Deposit Operations, you need strong attention to detail, knowledge of banking regulations, and experience with financial transaction processing, often supported by a background in finance or accounting. Familiarity with core banking systems, automated clearing house (ACH) platforms, and compliance tools is typically required. Excellent organizational skills, analytical thinking, and effective communication help professionals excel in this role. These skills and qualities ensure accurate processing, regulatory compliance, and efficient service in a high-volume banking environment.

What skills are needed for banking operations jobs?

Banking operations jobs require strong attention to detail, numerical proficiency, and good organizational skills. Knowledge of banking software, data entry accuracy, and understanding of financial procedures are essential. Communication skills and the ability to work under pressure are also important in this role.

What are deposit operations at a bank?

Deposit operations at a bank involve processing and managing customer deposits, such as cash, checks, and electronic transfers. Employees in this role ensure accurate recording, verification, and posting of deposits to customer accounts, often using banking software and adhering to security protocols.

What are some common challenges faced in a Bank Deposit Operations role and how can they be managed?

Professionals in Bank Deposit Operations often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and accurately reconciling accounts. These tasks require close attention to detail and effective time management skills. Staying organized through structured workflows and leveraging banking technology can help manage workloads efficiently. Additionally, regular training on compliance updates and strong communication with other departments, such as IT and customer service, are crucial for resolving issues promptly and maintaining smooth operations.
What are popular job titles related to Bank Deposit Operations jobs in Raleigh, NC? For Bank Deposit Operations jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Bank Deposit Operations jobs in Raleigh, NC look for? The top searched job categories for Bank Deposit Operations jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Bank Deposit Operations jobs? Cities near Raleigh, NC with the most Bank Deposit Operations job openings:
Infographic showing various Bank Deposit Operations job openings in Raleigh, NC as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $40,071 per year, or $19.3 per hour.
Payments Operations Manager

Other

Posted 17 days ago


Job description

Description

  LCCU is hiring!


Your Contribution: The Payments Operations Manager is responsible for leading the daily operations of the Payment Services team, including ACH, check processing, wire transfers, P2P payments, online bill pay, remote deposit capture, Zelle and any other payment services, and related disputes. This role ensures payment services are processed accurately, timely, securely, and in compliance with applicable regulations, network rules, and internal policies. The Manager serves as the primary subject matter expert for payment operations and partners with Retail Services, Branch Operations, the Virtual Center, Digital Banking, Compliance, Risk Management, Fraud Prevention, BSA, Finance, IT, and vendors to support operational excellence, risk management, and a strong member experience.
Essential Duties and Responsibilities Operational Leadership 

  • Lead daily operations of the Payment Services team, including ACH, check processing, wire transfers, P2P payments, online bill pay, RDC, and related services. 
  • Develop and maintain departmental procedures, workflows, controls, service standards, and performance metrics. 
  • Monitor daily processing to ensure accuracy, timeliness, compliance, and timely resolution of issues. 
  • Lead process improvement initiatives, system enhancements, new product implementations, and payment-related projects. 

Payment Services and Item Processing 

  • Serve as the subject matter expert for payment services, ACH, item processing, and related operational functions. 
  • Manage payment exceptions, escalations, research requests, disputes, corrections, reconciliations, and operational losses. 
  • Ensure assigned payment services are completed in accordance with applicable laws, regulations, network rules, vendor requirements, and internal procedures. 
  • Prepare reports on payment activity, trends, losses, exceptions, and key operational metrics. 

Compliance, Risk, and Vendor Management 

  • Partner with Compliance, Risk Management, BSA, Fraud Prevention, Finance, IT, and vendors to strengthen payment-related controls and resolve issues. 
  • Monitor payment activity for risk trends, fraud indicators, operational gaps, and process improvement opportunities. 
  • Manage vendor relationships related to payment services, including service levels, issue resolution, system performance, and operational support. 
  • Maintain working knowledge of applicable rules and regulations, including Regulation E, Regulation CC, NACHA rules, Check 21, BSA/AML requirements, OFAC, and other applicable requirements. 

Cross-Functional Partnership and Service Support 

  • Serve as the primary point of contact for internal operational support related to payment services and item processing. 
  • Partner with Retail Services, Branch Operations, the Virtual Center, Digital Banking, Compliance, BSA, Fraud Prevention, Risk Management, Finance, IT  or any internal department to resolve escalated issues and improve processes. 
  • Provide timely guidance, communication, and training support to branches and internal departments. 
  • Participate in new product and service development related with Payment Services. 

Team Leadership 

  • Lead, coach, and support team members responsible for payment services, item processing, ACH, wires, RDC, bill pay, Zelle and related functions. 
  • Set clear expectations, monitor performance, and provide regular feedback. 
  • Foster accountability, teamwork, accuracy, continuous improvement, and high-quality service delivery. 

Requirements

Curious about joining our LCCU team? Here's what you'll need to bring along:

  • Bachelor's degree in business, finance, operations, or a related field; equivalent experience may be considered. 
  • Minimum of 7 years of experience in deposit operations, payment services, item processing, electronic payments, or related financial institution operations. 
  • Minimum of 3 years of supervisory or team leadership experience preferred. 
  • Experience with ACH processing, check processing, wire transfers, P2P payments, online bill pay, RDC,  payment disputes, reconciliations, exception handling, and operational controls. 
  • Strong working knowledge of applicable regulations and rules, including NCUA requirements, North Carolina credit union laws and regulations, Regulation E, Regulation CC, NACHA rules, Check 21, BSA/AML requirements, OFAC, CFPB rules, and other applicable federal and state requirements. 
  • Experience with deposit processing systems, online banking platforms, payment systems, core banking systems, and operational support tools; Symitar experience preferred. 
  • Experience with FedLine Web/FedLine Advantage, WITS Pathfinder, Paymentus, Ensenta/RDC, Zelle, or similar systems preferred. 
  • NACHA Accredited ACH Professional certification preferred. 
  • Strong analytical, problem-solving, decision-making, communication, and relationship-management skills. 
  • Ability to develop procedures, improve workflows, implement controls, lead change, and manage operational risk. 
  • Demonstrated ability to lead, coach, and develop team members. 
  • Bilingual English/Spanish skills preferred. 

Key Competencies 

  • Payment operations leadership 
  • ACH and item processing expertise 
  • Risk and control mindset 
  • Regulatory and compliance awareness 
  • Vendor and system management 
  • Process improvement 
  • Cross-functional collaboration 
  • Member-focused service delivery 
  • Team leadership and coaching 

Physical Requirements 

Physical requirements: Must be able to sit for extended periods of time, use the computer and telephone to complete work, and lift up to 30 pounds at times. 

The above statements are intended to describe the general nature of work being performed by individuals assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties, knowledge, skills, and abilities required of individuals so classified.Â