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Deposit Operations Jobs in Raleigh, NC (NOW HIRING)

Truist

Deposit Initiative Manager

Raleigh, NC

... operations, and risk. Provides support to strengthen the operating model across a single business line spanning 10M accounts, $160B balance, and 50+ deposit products. Leverage a working knowledge of ...

AKC

Production & Operations Specialist

Raleigh, NC · On-site

$14.25 - $19.25/hr

Locates deposit errors and acts on them accordingly. • Performs corrections to scanned images in ... and stockroom operations by assisting with projects, managing inventory control processes ...

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All JobsDeposit Operations JobsDeposit Operations Jobs in Raleigh, NC

Deposit Operations information

See Raleigh, NC salary details

$10

$25

$51

How much do deposit operations jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for deposit operations in Raleigh, NC is $25.51, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $29.42 per hour, depending on experience, location, and employer.

What is the highest paying banking job?

In deposit operations, senior roles such as Deposit Operations Manager or Director tend to have the highest salaries, often exceeding six figures depending on the institution and location. Executive-level banking positions like Chief Banking Officer or Chief Operations Officer also offer higher compensation, typically requiring extensive experience and leadership skills.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, attention to detail, and strict regulatory compliance. The job often involves managing high volumes of transactions and meeting deadlines, which can contribute to work pressure, especially during busy periods or audits.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the job description of a deposit operations?

Deposit operations professionals are responsible for processing and reconciling customer deposits, ensuring accurate account updates, and maintaining compliance with banking regulations. They handle transaction processing, monitor account activity, and use banking software to support daily operations. Strong attention to detail and knowledge of financial systems are essential for this role.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary ranging from $40,000 to $60,000 annually, depending on experience and location. The role involves managing transaction processing, reconciling accounts, and ensuring compliance with banking regulations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Raleigh, NC? The most popular types of Deposit Operations jobs in Raleigh, NC are:
What are popular job titles related to Deposit Operations jobs in Raleigh, NC? For Deposit Operations jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Deposit Operations jobs in Raleigh, NC look for? The top searched job categories for Deposit Operations jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Deposit Operations jobs? Cities near Raleigh, NC with the most Deposit Operations job openings:
Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Raleigh, NC as of July 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $53,061 per year, or $25.5 per hour.
Payments Operations Manager

Payments Operations Manager

Latino Community Credit Union

Durham, NC • On-site

Other

Posted 14 days ago

Job description

Description

  LCCU is hiring!


Your Contribution: The Payments Operations Manager is responsible for leading the daily operations of the Payment Services team, including ACH, check processing, wire transfers, P2P payments, online bill pay, remote deposit capture, Zelle and any other payment services, and related disputes. This role ensures payment services are processed accurately, timely, securely, and in compliance with applicable regulations, network rules, and internal policies. The Manager serves as the primary subject matter expert for payment operations and partners with Retail Services, Branch Operations, the Virtual Center, Digital Banking, Compliance, Risk Management, Fraud Prevention, BSA, Finance, IT, and vendors to support operational excellence, risk management, and a strong member experience.
Essential Duties and Responsibilities Operational Leadership 

  • Lead daily operations of the Payment Services team, including ACH, check processing, wire transfers, P2P payments, online bill pay, RDC, and related services. 
  • Develop and maintain departmental procedures, workflows, controls, service standards, and performance metrics. 
  • Monitor daily processing to ensure accuracy, timeliness, compliance, and timely resolution of issues. 
  • Lead process improvement initiatives, system enhancements, new product implementations, and payment-related projects. 

Payment Services and Item Processing 

  • Serve as the subject matter expert for payment services, ACH, item processing, and related operational functions. 
  • Manage payment exceptions, escalations, research requests, disputes, corrections, reconciliations, and operational losses. 
  • Ensure assigned payment services are completed in accordance with applicable laws, regulations, network rules, vendor requirements, and internal procedures. 
  • Prepare reports on payment activity, trends, losses, exceptions, and key operational metrics. 

Compliance, Risk, and Vendor Management 

  • Partner with Compliance, Risk Management, BSA, Fraud Prevention, Finance, IT, and vendors to strengthen payment-related controls and resolve issues. 
  • Monitor payment activity for risk trends, fraud indicators, operational gaps, and process improvement opportunities. 
  • Manage vendor relationships related to payment services, including service levels, issue resolution, system performance, and operational support. 
  • Maintain working knowledge of applicable rules and regulations, including Regulation E, Regulation CC, NACHA rules, Check 21, BSA/AML requirements, OFAC, and other applicable requirements. 

Cross-Functional Partnership and Service Support 

  • Serve as the primary point of contact for internal operational support related to payment services and item processing. 
  • Partner with Retail Services, Branch Operations, the Virtual Center, Digital Banking, Compliance, BSA, Fraud Prevention, Risk Management, Finance, IT  or any internal department to resolve escalated issues and improve processes. 
  • Provide timely guidance, communication, and training support to branches and internal departments. 
  • Participate in new product and service development related with Payment Services. 

Team Leadership 

  • Lead, coach, and support team members responsible for payment services, item processing, ACH, wires, RDC, bill pay, Zelle and related functions. 
  • Set clear expectations, monitor performance, and provide regular feedback. 
  • Foster accountability, teamwork, accuracy, continuous improvement, and high-quality service delivery. 

Requirements

Curious about joining our LCCU team? Here's what you'll need to bring along:

  • Bachelor's degree in business, finance, operations, or a related field; equivalent experience may be considered. 
  • Minimum of 7 years of experience in deposit operations, payment services, item processing, electronic payments, or related financial institution operations. 
  • Minimum of 3 years of supervisory or team leadership experience preferred. 
  • Experience with ACH processing, check processing, wire transfers, P2P payments, online bill pay, RDC,  payment disputes, reconciliations, exception handling, and operational controls. 
  • Strong working knowledge of applicable regulations and rules, including NCUA requirements, North Carolina credit union laws and regulations, Regulation E, Regulation CC, NACHA rules, Check 21, BSA/AML requirements, OFAC, CFPB rules, and other applicable federal and state requirements. 
  • Experience with deposit processing systems, online banking platforms, payment systems, core banking systems, and operational support tools; Symitar experience preferred. 
  • Experience with FedLine Web/FedLine Advantage, WITS Pathfinder, Paymentus, Ensenta/RDC, Zelle, or similar systems preferred. 
  • NACHA Accredited ACH Professional certification preferred. 
  • Strong analytical, problem-solving, decision-making, communication, and relationship-management skills. 
  • Ability to develop procedures, improve workflows, implement controls, lead change, and manage operational risk. 
  • Demonstrated ability to lead, coach, and develop team members. 
  • Bilingual English/Spanish skills preferred. 

Key Competencies 

  • Payment operations leadership 
  • ACH and item processing expertise 
  • Risk and control mindset 
  • Regulatory and compliance awareness 
  • Vendor and system management 
  • Process improvement 
  • Cross-functional collaboration 
  • Member-focused service delivery 
  • Team leadership and coaching 

Physical Requirements 

Physical requirements: Must be able to sit for extended periods of time, use the computer and telephone to complete work, and lift up to 30 pounds at times. 

The above statements are intended to describe the general nature of work being performed by individuals assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties, knowledge, skills, and abilities required of individuals so classified. 

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