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Deposit Operations Jobs in Raleigh, NC (NOW HIRING)

Truist

Deposit Initiative Manager

Raleigh, NC · On-site

... operations, and risk. Provides support to strengthen the operating model across a single business line spanning 10M accounts, $160B balance, and 50+ deposit products. Leverage a working knowledge of ...

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Deposit Operations information

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$10

$25

$51

How much do deposit operations jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for deposit operations in Raleigh, NC is $25.51, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $29.42 per hour, depending on experience, location, and employer.

What is the highest paying banking job?

In deposit operations and banking overall, executive roles such as Chief Financial Officer (CFO) or Chief Risk Officer (CRO) tend to be the highest paid, often earning six-figure salaries or more. Senior management positions that oversee large departments or institutions typically have the highest compensation, especially with relevant certifications like CPA or CFA and extensive experience.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What jobs pay $10,000 a month without a degree?

In deposit operations, high-paying roles such as senior deposit specialists or operations managers can reach or exceed $10,000 per month, especially with extensive experience and industry knowledge. These positions often require strong analytical skills, attention to detail, and proficiency with banking software, but may not require a formal degree if complemented by relevant experience or certifications. Generally, such salaries are more common in senior or managerial roles within financial institutions or large corporations.

What is the job description of a deposit operations?

Deposit operations professionals are responsible for processing and reconciling customer deposits, ensuring accurate account updates, and maintaining compliance with banking regulations. They handle transaction processing, monitor account activity, and use banking software to support daily financial operations. Strong attention to detail and knowledge of banking procedures are essential for this role.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

How much does a deposit operations specialist make at Cadence bank?

A deposit operations specialist at Cadence Bank typically earns an average salary ranging from $40,000 to $55,000 annually, depending on experience and location. The role involves handling transaction processing, account maintenance, and compliance tasks, often requiring familiarity with banking software and attention to detail.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Raleigh, NC? The most popular types of Deposit Operations jobs in Raleigh, NC are:
What are popular job titles related to Deposit Operations jobs in Raleigh, NC? For Deposit Operations jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Deposit Operations jobs in Raleigh, NC look for? The top searched job categories for Deposit Operations jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Deposit Operations jobs? Cities near Raleigh, NC with the most Deposit Operations job openings:
Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Raleigh, NC as of June 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% In-person job distribution, with an average salary of $53,061 per year, or $25.5 per hour.
Deposit Initiative Manager

Deposit Initiative Manager

Truist

Raleigh, NC • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Truist rating

8.3

Company rating: 8.3 out of 10

Based on 109 frontline employees who took The Breakroom Quiz

34th of 141 rated banks

Job description

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

Need Help?

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)Please review the following job description:This role in office role requiring working in office five days per week in one of the locations listed below.
Leads end-to-end delivery of strategic deposit and debit initiatives across Consumer & Small Business Banking (CSBB), ensuring alignment to growth, modernization, and client experience objectives while driving execution across product, technology, operations, and risk. Provides support to strengthen the operating model across a single business line spanning 10M accounts, $160B balance, and 50+ deposit products. Leverage a working knowledge of multiple banking systems to lead projects including the analysis of the issue, develop short and long-term plans, and consult on policies, processes, and practices for the resolution of issues for personal and small business deposit and debit card products, including supporting and the managing of regulatory and legislative projects on an ongoing basis.
ESSENTIAL DUTIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Support the overall end to end consumer and small business deposit and debit card integration activities ensuring a successful integration including but not limited to product definitions and product mapping, client communications, teammate training, and updates to documents and procedures.
2. Manage the mitigation/resolution of potential business risks associated with consumer and small business deposit products or processes by working with internal teams on root cause analysis; identify short-term and long-term action items for resolution and remediation of the issue.
3. Manage complex projects and initiatives such as new products, product enhancements, risk, regulatory or client remediation projects for consumer and small business deposits & debit card.
4. Utilize understanding of the business line's operations, products/services, systems, and the associated risks/controls and provide consultation, advice, and support to others for consumer deposit products that support the overall business objectives.
5. Working knowledge of multiple banking systems, channel platforms, and their interfaces to deposits.
6. Ability to work collaboratively with cross functional leaders to drive effective outcomes for clients, teammates, and shareholders.

QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. College degree or equivalent education, training and work-related experience
2. Ten years of financial services work related experience
3. Demonstrated proficiency in basic computer applications such as Microsoft Office software products
4. Experience with organizing and prioritizing multiple tasks and projects
5. Maintains sensitive and confidential information
6. Ability to collect, analyze, and interpret data and information to provide recommendations with limited oversight
7. Ability to communicate in a clear, concise, and logical manner at the level necessary to satisfactorily perform the position responsibilities

Preferred Qualifications:
1. Advanced knowledge of banking operations, policies and procedure
2. Perform with a high degree of authority and autonomy in securing understanding and cooperation with internal and/or external contacts
3. Knowledge of MS Visio and MS Project

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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About Truist

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Truist is combining distinctive personal service with investments in innovation to create transformational client experiences. We believe the unique blend of human touch and innovative technology will set us apart, instill confidence, and build deeper levels of trust with our clients

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

2019

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