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Associate Credit Analyst Jobs (NOW HIRING)

Farm Credit East

Credit Analyst Associate

Enfield, CT · On-site

$55K - $80K/yr

The Credit Analyst role is responsible for analyzing and effectively communicating strengths and ... This position requires an associate or bachelor's degree in Agriculture, Agri-Business, Economics ...

Farm Credit East

Credit Analyst Associate

Enfield, CT · Hybrid

$55K - $80K/yr

The Credit Analyst role is responsible for analyzing and effectively communicating strengths and ... This position requires an associate or bachelor's degree in Agriculture, Agri-Business, Economics ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams ... Perform credit analysis and underwriting for real estate debt investments across various types of ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA

This position is responsible for conducting detailed credit underwriting and financial analyses and overseeing all aspects of loan due diligence and transaction execution. The Credit Associate will ...

Farmers State Bank

Credit Analyst

Lagrange, IN · On-site

$19.78 - $32.97/hr

Credit Analytical / Loan Review Reports to: Credit Analyst Supervisor Supervises: None Grade: 5 ... Associate's degree or higher in accounting, finance, agribusiness or related field. * Ability to ...

Bank of Pontiac

Credit Analyst

Pontiac, IL · On-site

$50K - $60K/yr

Associate's degree in finance, accounting or a related field preferred * 2+ years of experience in credit analysis or similar role preferred Physical Requirements: * Regularly: Sitting, Talking ...

Bank of Pontiac

Credit Analyst

Pontiac, IL · On-site

$50K - $60K/yr

Associate's degree in finance, accounting or a related field preferred * 2+ years of experience in credit analysis or similar role preferred Physical Requirements: * Regularly: Sitting, Talking ...

Farmers State Bank

Credit Analyst

Lagrange, IN · On-site

$19.78/hr

Credit Analytical / Loan Review Reports to: Credit Analyst Supervisor Supervises: None Grade: 5 ... Associate's degree or higher in accounting, finance, agribusiness or related field. * Ability to ...

UMB Financial

Credit Analyst

Kansas City, MO · On-site

$38K - $56K/yr

On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial ... UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) ...

Cornhusker Bank

Credit Analyst

Lincoln, NE

... customer and associate inquiries · Prepare monthly reports · Act as consultant for computer ... credit analyst experience with a financial institution required or equivalent experience in a ...

First Horizon

Credit Analyst

Bentonville, AR · On-site

Summary The Credit Analyst position involves underwriting/analyzing commercial loans and assisting ... We remain committed to creating a more equitable society, and that starts with our associates, our ...

First Horizon Bank

Credit Analyst

Bentonville, AR

Summary The Credit Analyst position involves underwriting/analyzing commercial loans and assisting ... We remain committed to creating a more equitable society, and that starts with our associates, our ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Associates degree in Finance, Accounting, Business and/or similar field of education and/or three ...

Lake Ridge Bank

Credit Analyst

Middleton, WI · On-site

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Associates degree in Finance, Accounting, Business and/or similar field of education and/or three ...

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Associate Credit Analyst information

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How much do associate credit analyst jobs pay per hour?

As of Jun 30, 2026, the average hourly pay for associate credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

How much is the salary of a credit analyst?

The average salary of an associate credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and the size of the employer. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses or incentives.

What are some common challenges faced by Associate Credit Analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

Do credit analysts make a lot of money?

Credit analysts typically earn a median annual salary that varies by experience, location, and industry, with entry-level positions starting lower and experienced analysts earning higher wages. Salaries can range from around $50,000 to over $80,000 per year, and additional certifications or skills in financial analysis can increase earning potential.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an Associate Credit Analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What is an associate credit analyst?

An associate credit analyst is an entry-level finance professional responsible for assessing the creditworthiness of individuals or businesses. They analyze financial statements, credit reports, and other data to help determine lending risks and support credit decisions, often using financial analysis tools and adhering to company policies.

Will AI replace credit analyst?

AI can automate certain tasks performed by associate credit analysts, such as data analysis and risk assessment, increasing efficiency. However, the role still requires human judgment, relationship management, and interpretation of complex financial information that AI cannot fully replicate. Therefore, AI is likely to augment rather than replace credit analysts entirely.

What does an Associate Credit Analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
More about Associate Credit Analyst jobs
What cities are hiring for Associate Credit Analyst jobs? Cities with the most Associate Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
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What job categories do people searching Associate Credit Analyst jobs look for? The top searched job categories for Associate Credit Analyst jobs are:
Associate Credit Analyst jobs near you
Infographic showing various Associate Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 51% Full Time, 43% Part Time, and 3% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst Associate

Credit Analyst Associate

Farm Credit East

Enfield, CT • On-site

$55K - $80K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

Key responsibilities

  • Analyze credit requests and provide sound and timely analysis within customer and team expectations.

  • Ensure credit classifications, financial information, and loan policies are accurate, current, and compliant with underwriting requirements.

  • Assess financial information for opportunities to cross sell products such as new lending, crop insurance, recordkeeping, and tax preparation.

Job description

Position Summary:
Join a team focused on the success of our customers, the success of our communities, and the success of each other. Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm, forest product, fishing, and other agricultural business owners across the northeast with $13.5 billion in total loan volume and $29 million in annual financial services revenue from 18,000 customers across our 8-state territory. We are One Team Working Together with a focus on our five pillars: Outstanding Customer and Employee Experience, Quality Growth, Operational Excellence, Commitment to our Communities, and Protecting Customer Information.
The Credit Analyst role is responsible for analyzing and effectively communicating strengths and weaknesses of a credit application and appropriately structuring credit facilities. The analyst must develop a thorough understanding of the marketplace, credit analysis and underwriting including the five "C's" of credit, and all phases of the credit delivery process. The analyst also has a responsibility to protect the Association, meeting the needs of the customers, growing the business of the Association, and always promoting a positive corporate image. Sound and secure credit analysis and underwriting combined with the promotion of good customer and public relations is important for the advancement of both the employee and the Association.
The value drivers for this role are as follows:
  • Create operational efficiency by effectively and efficiently analyzing credit requests, assessing risk, and making recommendations.
  • Fuels organizational synergy through consistent processes and effective communication.

Come join a collaborative, customer-focused team at Farm Credit East!
Duties and Responsibilities:
Credit Analysis & Underwriting
  • Works with team members to effectively serve marketplaces across the Association providing sound and timely analysis within the time expectations of the customer and team members
  • Identifies and ensures that credit classifications, PDs, LGDs, and all financial information are accurate and current on the loan being services and all related loans
  • Effectively applies policies and procedures to meet underwriting requirements; This includes ensuring that loans are priced, and all fees collected, as required by policy, any waivers obtained must be properly documented and approved as required by ACA policy.
  • Employs approved differential analysis tools and technology as appropriate; Provides direct financial underwriting and analysis that consistently follows the organization's expectations of financial reporting consistency.
  • Delivers accurate and timely loan underwriting using provided lending software; Underwriting is to be completed on all levels of loan complexities, as determined by the designated leader

Business Development
  • Actively assesses financial information for opportunities to cross sell, paying particular attention to mining the balance sheet for new lending opportunities, consolidating takedowns, identifying crop insurance, recordkeeping, and tax preparation opportunities.

Job Qualifications and Requirements:
  • This position requires an associate or bachelor's degree in Agriculture, Agri-Business, Economics, Finance, Business or a related field. Or an equivalent combination of education and experience to perform the essential functions of the job.
  • We offer hybrid work options after two weeks of employment with Farm Credit East. Hybrid work options are determined based on job role and balancing the needs of the customers, the team, and individual work performance. This will be reviewed based on manager discretion.

Compensation and Benefits:
  • Salary: $55,000 - $80,000 commensurate with experience.
  • Short Term Incentive to reward business results
  • Retirement Contributions:
    • 401(k) match up to 6% of salary; or for those unable to take full advantage of the 401(k) match, verified student loan payments may qualify for an employer match in your 401(k) up to 6% of salary
    • Defined Contribution retirement plan funded at 2-9% of salary depending on years of service
  • Time Off:
    • 15-25 days of vacation leave per year, depending on years of service
    • 12 days of holiday leave per year
    • 7.5 days of sick leave in your first year, followed by 12 days of sick leave per year thereafter; unlimited rollover of unused sick leave year to year
    • Paid Parental Leave: Up to 80 hours of paid leave for birthing, non-birthing, and adoptive parents
    • Family Care Leave: Additional leave options available under SMLA and company policy
  • Health and Insurance:
    • Comprehensive medical, dental, and vision plans, including preventive care and wellness programs to support your overall health and well-being
    • Health Savings Account
    • Life insurance at 2x base pay
    • Accidental Death and Dismemberment insurance at 2x base pay
    • Long-term disability insurance at 2/3 base pay
  • Additional Benefits:
    • Tuition reimbursement
    • Continuing education and training
    • Employee Assistance Program offering a wide variety of tools and resources
  • Benefits Eligibility
    • Eligibility Begins: First of the month following your hire date
    • Eligible Employees: Full-time employees working 30+ hours per week; Part-time employees working 20+ hours per week

Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not discriminate on the basis of race, color, religion, national origin, sex, sexual orientation, gender identity or expression, age, marital status, parental status, political affiliation, disability status, protected veteran status, genetic information or any other status protected by federal, state or local law. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individual's qualifications for a specific job opening. In compliance with the Americans with Disabilities Act ("ADA"), if you have a disability and would like a reasonable accommodation in order to apply for a position with Farm Credit East, please call 1-800-562-2235 or e-mail FarmCreditCareers@farmcrediteast.com.

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