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Associate Credit Analyst Jobs (NOW HIRING)

The Credit Associate will collaborate closely with borrowers, sponsors, brokers, and internal teams ... Perform credit analysis and underwriting for real estate debt investments across various types of ...

Credit Analyst

Pontiac, IL ยท On-site

$50K - $60K/yr

Associate's degree in finance, accounting or a related field preferred * 2+ years of experience in credit analysis or similar role preferred Physical Requirements: * Regularly: Sitting, Talking ...

Credit Analyst

Pontiac, IL ยท On-site

$50K - $60K/yr

Associate's degree in finance, accounting or a related field preferred * 2+ years of experience in credit analysis or similar role preferred Physical Requirements: * Regularly: Sitting, Talking ...

Credit Analyst

Lagrange, IN

$19.78 - $32.97/hr

Credit Analytical / Loan Review Reports to: Credit Analyst Supervisor Supervises: None Grade: 5 ... Associate's degree or higher in accounting, finance, agribusiness or related field. * Ability to ...

This position is responsible for conducting detailed credit underwriting and financial analyses and overseeing all aspects of loan due diligence and transaction execution. The Credit Associate will ...

Credit Analyst

Lagrange, IN ยท On-site

$19.78/hr

Credit Analytical / Loan Review Reports to: Credit Analyst Supervisor Supervises: None Grade: 5 ... Associate's degree or higher in accounting, finance, agribusiness or related field. * Ability to ...

Rowe Price Associates, Inc. seeks a Credit Analyst in Baltimore, MD responsible for: * Analyzing, rating, recommending, and surveilling high yield bonds and leveraged loans. * Perform detailed ...

Associate (Credit) Location: New York, US We are one of the largest global private markets ... Creation of slides, reporting and analysis for internal and external stakeholders What we expect

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Associates degree in Finance, Accounting, Business and/or similar field of education and/or three ...

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Associates degree in Finance, Accounting, Business and/or similar field of education and/or three ...

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Associates degree in Finance, Accounting, Business and/or similar field of education and/or three ...

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Associate Credit Analyst information

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$15

$29

$49

How much do associate credit analyst jobs pay per hour?

As of Jun 8, 2026, the average hourly pay for associate credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are some common challenges faced by Associate Credit Analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an Associate Credit Analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What does an Associate Credit Analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
More about Associate Credit Analyst jobs
What cities are hiring for Associate Credit Analyst jobs? Cities with the most Associate Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Associate Credit Analyst jobs? States with the most job openings for Associate Credit Analyst jobs include:
Infographic showing various Associate Credit Analyst job openings in the United States as of May 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 33% In-person, 34% Hybrid, and 33% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Associate, Credit Risk & Underwriting

trezcapital

Addison, TX โ€ข On-site

Other

Posted 25 days ago


Job description

Job Purpose:

The Associate, Credit Risk & Underwriting is responsible for evaluating and underwriting commercial real estate loan opportunities. This role requires strong analytical capability, sound credit judgment, and the ability to synthesize financial, market, and borrower information into clear recommendations. The Associate will manage underwriting tasks with increasing autonomy while collaborating closely with senior team members on more complex transactions.

Primary Accountabilities:

1. Underwriting & Credit Analysis

  • Conduct comprehensive credit assessments for commercial real estate loan opportunities.
  • Identify key risks and propose appropriate mitigants.
  • Evaluate borrower and sponsor financial strength, highlighting areas requiring further investigation.
  • Support loan renewals and modifications through additional underwriting as required.

2. Due Diligence & Market Research

  • Collect and analyze due diligence materials, including appraisals, budgets, environmental reports, and engineering assessments.
  • Assess collateral strength and property condition.
  • Analyze market trends, comparable sales, rents, absorption, and demographic data.
  • Conduct site inspections and property reviews as needed.

3. Financial Modelling

  • Build and maintain financial models using propertylevel data.
  • Calculate key credit and risk metrics.
  • Perform sensitivity analyses on major underwriting assumptions.

4. Stakeholder Coordination

  • Coordinate with borrowers, brokers, lawyers, appraisers, engineers, and other thirdparty professionals.
  • Collaborate with internal teams including Origination, Credit Committee, Commercial Mortgage Funding, Asset Management, and Loan Accounting.

5. Process & Team Support

  • Recommend improvements to underwriting processes and workflows.
  • Stay current on industry trends, lending practices, and market developments.
  • Contribute to a collaborative, highperformance team environment.

Core Competencies

  • Strong analytical and problemsolving skills with exceptional attention to detail.
  • Excellent written and verbal communication skills.
  • Ability to manage multiple priorities in a fastpaced environment.
  • High emotional intelligence and strong interpersonal skills.
  • Customerfocused with a resultsdriven mindset.
  • Ability to work independently and collaboratively.
  • Proficiency in Microsoft Office, particularly Excel and Word.
  • Solid understanding of real estate and finance principles.

Education & Experience

  • Bachelorโ€™s degree in Economics, Business Administration, Finance, or a related field preferred.
  • Experience in real estate finance, underwriting, or credit analysis is an asset.

Working Conditions

  • Standard office environment with occasional travel for site inspections or meetings.

Trez Core Values

Demonstrates Trezโ€™s core values of Trust, Respect, Excellence, and Zest in all interactions and decisions.