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Associate Credit Analyst Jobs in Missouri (NOW HIRING)

UMB Financial Corporation

Credit Analyst

Kansas City, MO · On-site

$51K - $75K/yr

On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial ... UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) ...

UMB Financial

Credit Analyst

Kansas City, MO

$51K - $75K/yr

On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial ... UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) ...

Academy Bank

Credit Analyst II

Kansas City, MO · On-site

$70K/yr

Well-written credit analysis with minimal revisions made by supervisor or department head ... Full-time associates are eligible for our benefits package: * Medical * Dental * Vision * 401(k) ...

Academy Bank

Credit Analyst II

Kansas City, MO · On-site

$70K/yr

Well-written credit analysis with minimal revisions made by supervisor or department head ... Fulltime associates are eligible for our benefits package: * Medical * Dental * Vision * 401(k) ...

Academy Bank

Credit Analyst III

Kansas City, MO · On-site

Well-written credit analysis with minimal revisions made by supervisor or department head ... Benefits Fulltime associates are eligible for our benefits package: * Medical * Dental * Vision ...

Academy Bank

Credit Analyst III

Kansas City, MO · On-site

Well-written credit analysis with minimal revisions made by supervisor or department head ... Benefits Full-time associates are eligible for our benefits package: * Medical * Dental * Vision ...

Stifel

Commercial Credit Analyst II-BSL

Saint Louis, MO · On-site

Why Stifel Stifel strives for a culture that puts its clients and associates first: a culture where ... What You'll Be Doing The Commercial Credit Analyst II (CCAII) will provide support to Commercial ...

Kansas City Life Insurance

Be Seen First

Securities Analyst - Credit Risk Management

Kansas City, MO · On-site

Apply detailed financial analyses to measure credit risk of existing positions at both the issuer ... Our Home Office is located in Kansas City, Mo., with a staff of more than 400 associates who ...

DeLaval

Credit Representative

Kansas City, MO · On-site

Strong communication, negotiation, and analytical skills * Ability to manage priorities and work ... Associate's or Bachelor's degree in Finance, Accounting, or related field preferred. DeLaval is an ...

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All JobsAssociate Credit Analyst JobsAssociate Credit Analyst Jobs in Missouri

Associate Credit Analyst information

See Missouri salary details

$14

$28

$45

How much do associate credit analyst jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for associate credit analyst in Missouri is $28.07, according to ZipRecruiter salary data. Most workers in this role earn between $21.63 and $31.59 per hour, depending on experience, location, and employer.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

Are associate credit analysts paid well?

Associate credit analysts typically earn a median annual salary that is competitive within the finance industry, with pay often increasing with experience and certifications such as the CFA. Salaries can vary based on location, company size, and individual performance, but generally, the role offers a solid starting point for a career in credit analysis and financial services.

Is an associate credit analyst entry level?

An associate credit analyst is typically an entry-level position in the finance and credit analysis field. It often requires a bachelor's degree in finance, accounting, or a related field, and involves tasks such as assessing creditworthiness and supporting senior analysts. Advancement usually depends on experience, skills, and certifications like the CFA or credit analysis training.

What are the most commonly searched types of Credit Analyst jobs in Missouri?

The most popular types of Credit Analyst jobs in Missouri are:

What are popular job titles related to Associate Credit Analyst jobs in Missouri?

For Associate Credit Analyst jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Associate Credit Analyst jobs in Missouri look for?

The top searched job categories for Associate Credit Analyst jobs in Missouri are:

What cities in Missouri are hiring for Associate Credit Analyst jobs?

Cities in Missouri with the most Associate Credit Analyst job openings:

Associate Credit Analyst jobs near you
Infographic showing various Associate Credit Analyst job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 27% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $58,384 per year, or $28.1 per hour.

Credit Analyst

UMB Financial Corporation

Kansas City, MO • On-site

$51K - $75K/yr

Full-time

Re-posted 10 days ago

Job description

UMB Commercial Banking & Lending provides a comprehensive solution to commercial organizations of all sizes. On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial lending philosophy. You will gain broad understanding of loan processes and gain the skills needed to grow your career in UMB's Commercial Lending team.
As the Credit Analyst, you provide the initial analysis of every commercial loan for UMB. The Credit Analysis team works on different types of loans and size across all markets and verticals. As a Credit Analyst you will work with the Loan Officers to review new loan information for approval. In this role, you will have the opportunity to attend loan committee, participate in a credit rotation program, and interface with senior management.
How you'll spend your time:
  • You will spread and analyze information regarding various companies' credit standing to achieve loan approval.
  • You will analyze various companies' relationships with UMB to gain a wholistic view of overall financial health.
  • You will produce the formal credit write up to summarize the credit standing for approval.

We're excited to talk with you if:
  • You have completed your bachelor's degree in business, finance or related area.
  • OR equivalent work experience
  • Have completed 6 hours of Accounting at a collegiate level.

This position was posted on 08/18/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.
Compensation Range:
$51,291 - $75,460
The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.
If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
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