ZipRecruiter

Log In

1

Credit Analyst Jobs in Missouri (NOW HIRING)

Carboline

Credit Analyst

Maryland Heights, MO · On-site

Credit Analyst Location: St. Louis, MO (On-Site) Summary: Join Carboline's team as a Credit Analyst , where you'll play a key role in protecting the company's financial health while supporting ...

Tremco Construction

Credit Analyst

Saint Louis, MO · On-site

Credit Analyst Location: St. Louis, MO (On-Site) Summary: Join Carboline's team as a Credit Analyst , where you'll play a key role in protecting the company's financial health while supporting ...

Carboline

Credit Analyst

Saint Louis, MO · On-site

Credit Analyst Location: St. Louis, MO (On-Site) Summary: Join Carboline's team as a Credit Analyst , where you'll play a key role in protecting the company's financial health while supporting ...

Kop-Coat, Inc.

Credit Analyst

Saint Louis, MO · On-site

Credit Analyst Location: St. Louis, MO (On-Site) Summary: Join Carboline's team as a Credit Analyst , where you'll play a key role in protecting the company's financial health while supporting ...

Husqvarna Group

Credit Analyst

Kansas City, MO · On-site

As a Credit Analyst at Husqvarna Construction in Olathe, KS, you manage client accounts from a finance perspective in order to support sales yet mitigate the company's risk of payment delays and ...

Commerce Bank

Credit Analyst

Kansas City, MO · On-site

$26.70 - $31.50/hr

Prepare financial statement spreads and other credit related items as needed (minimal to moderate complexity) * Perform basic to moderate financial analysis on companies of diverse industries and ...

O'Reilly Auto Parts

Credit Analyst

Springfield, MO · On-site

Analyze and evaluate credit risk for current customers for limit increases, special financing and other requests. Establish payment plans for past due accounts. All other duties as assigned. SKILLS ...

O'Reilly Auto Parts

Credit Analyst

Springfield, MO · On-site

Analyze and evaluate credit risk for current customers for limit increases, special financing and other requests. Establish payment plans for past due accounts. All other duties as assigned. SKILLS ...

Academy Bank

Credit Analyst II

Kansas City, MO · On-site

$70K/yr

Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities * Financial statements spreadsheets. * Financial analysis of commercial loans (both real ...

Academy Bank

Credit Analyst II

Kansas City, MO · On-site

$70K/yr

Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities * Financial statements spreadsheets. * Financial analysis of commercial loans (both real ...

Academy Bank

Credit Analyst III

Kansas City, MO

Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities * Create financial statement spreads and summary charts. * Perform financial analysis of ...

Academy Bank

Credit Analyst III

Kansas City, MO · On-site

Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities * Create financial statement spreads and summary charts. * Perform financial analysis of ...

next page

Showing results 1-20

All JobsCredit Analyst JobsCredit Analyst Jobs in Missouri

Credit Analyst information

See Missouri salary details

$14

$28

$45

How much do credit analyst jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for credit analyst in Missouri is $28.07, according to ZipRecruiter salary data. Most workers in this role earn between $21.63 and $31.59 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Missouri?

The most popular types of Credit Analyst jobs in Missouri are:

What are popular job titles related to Credit Analyst jobs in Missouri?

For Credit Analyst jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Missouri look for?

The top searched job categories for Credit Analyst jobs in Missouri are:

What cities in Missouri are hiring for Credit Analyst jobs?

Cities in Missouri with the most Credit Analyst job openings:

What are popular job titles related to Credit Analyst jobs in MO?

For Credit Analyst jobs in MO, the most frequently searched job titles are:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Missouri as of September 2026, with employment types broken down into 1% Internship, 80% Full Time, 17% Part Time, and 2% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $58,384 per year, or $28.1 per hour.

Credit Analyst

Carboline

Maryland Heights, MO • On-site

Other

Retirement

This job post has expired 1 day ago. Applications are no longer accepted.

Key responsibilities

  • Review and release customer orders on credit hold by assessing account status, payment trends, and credit risk.

  • Evaluate new customer accounts through credit applications, financial statements, references, and credit reports.

  • Manage collections activities and partner with customers to resolve outstanding balances and improve cash flow.

Job description

Title: Credit Analyst

Location: St. Louis, MO (On-Site)


Summary:

Join Carboline's team as a Credit Analyst, where you'll play a key role in protecting the company's financial health while supporting business growth. In this position, you'll evaluate customer credit worthiness, manage collections activities, resolve credit holds, and partner closely with Sales, Customer Service, and Accounting to ensure a smooth customer experience and timely payment of accounts.


Minimum Requirements:

  • High School Diploma or equivalent
  • Minimum of 1 year of collections, credit, accounts receivable, or related financial experience
  • Strong analytical, organizational, and communication skills
  • Proficiency with Microsoft Office and financial systems


Physical Requirements:

  • This position requires minimal physical activity but does involve extended computer usage, up to 8 hours per day.
  • No unusual environmental, lifting, or exertion requirements are associated with this role.


Essential Functions:

  • Review and release customer orders on credit hold by assessing account status, payment trends, and credit risk.
  • Evaluate new customer accounts through credit applications, financial statements, references, and credit reports.
  • Establish and recommend credit limits while balancing business growth and financial risk.
  • Monitor customer accounts, resolve credit concerns, and take proactive steps to mitigate risk.
  • Manage collections activities and partner with customers to resolve outstanding balances and improve cash flow.
  • Utilize risk mitigation tools such as bonds, guarantees, joint check agreements, and lien rights when appropriate.
  • Reconcile accounts, resolve discrepancies, and maintain accurate customer records.
  • Support collection agencies and legal recovery efforts through documentation and claim preparation.
  • Apply sound judgment to credit decisions, payment trends, and order approvals, escalating complex situations as needed.
  • Partner with Sales, Customer Service, Accounting, and customers to deliver solutions that support both customer satisfaction and business objectives.
  • Thrive in a fast-paced environment while managing multiple priorities with attention to detail and exceptional service.


Who We Are:

Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously.

Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM’s market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you.


What We Offer:

We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan. Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply.


“In order to be the best, we must hire the best.”

Apply