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Associate Credit Analyst Jobs (NOW HIRING)

Rowe Price Associates, Inc. seeks a Credit Analyst in Baltimore, MD responsible for: * Analyzing, rating, recommending, and surveilling high yield bonds and leveraged loans. * Perform detailed ...

Credit Business Associate certification preferred. * Strong analytical skills with the ability to assess credit risk and interpret financial information. * Effective verbal and written communication ...

The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge ... Associates degree in Finance, Accounting, Business and/or similar field of education and/or three ...

Associate's degree in Accounting, Finance, Business Administration, or a related field. * 2-4 years of experience in credit analysis, accounts receivable, or a related financial role preferred.

Associate (Credit) Location: New York, US We are one of the largest global private markets ... Creation of slides, reporting and analysis for internal and external stakeholders What we expect

Associate's degree in Accounting, Finance, Business Administration, or a related field. * 2-4 years of experience in credit analysis, accounts receivable, or a related financial role preferred.

Yonkers, NY Compensation: $55-65k Position Summary The Credit Analyst is responsible for evaluating ... Associate's degree in Finance, Accounting, Business Administration, or a related field preferred.

Credit Analyst

Teaneck, NJ · On-site

$40K - $70K/yr

Associate's degree or equivalent; bachelor's degree in finance, accounting, or related field ... analysis to support sound credit decisions. Financial Acumen - You use financial data and ...

Credit Business Associate certification preferred. * Strong analytical skills with the ability to assess credit risk and interpret financial information. * Effective verbal and written communication ...

Associate's degree or equivalent; bachelor's degree in finance, accounting, or related field ... analysis to support sound credit decisions. Financial Acumen - You use financial data and ...

Credit Analyst

Teaneck, NJ · On-site

$55K - $70K/yr

Associate's degree or equivalent; bachelor's degree in finance, accounting, or related field ... analysis to support sound credit decisions. Financial Acumen - You use financial data and ...

Credit Analyst

Pasadena, CA · On-site

$27.75 - $46.25/hr

Responsible for the review, analysis, and evaluation of credit data for commercial loans ... We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans ...

The Credit Analyst I will be responsible for evaluating customer creditworthiness, analyzing ... Associate's degree in business or equivalent work experience * 6 months to 2 years of related ...

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Associate Credit Analyst information

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How much do associate credit analyst jobs pay per hour?

As of Jun 30, 2026, the average hourly pay for associate credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

How much is the salary of a credit analyst?

The average salary of an associate credit analyst typically ranges from $50,000 to $70,000 per year, depending on experience, location, and the size of the employer. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses or incentives.

What are some common challenges faced by Associate Credit Analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

Do credit analysts make a lot of money?

Credit analysts typically earn a median annual salary that varies by experience, location, and industry, with entry-level positions starting lower and experienced analysts earning higher wages. Salaries can range from around $50,000 to over $80,000 per year, and additional certifications or skills in financial analysis can increase earning potential.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an Associate Credit Analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What is an associate credit analyst?

An associate credit analyst is an entry-level finance professional responsible for assessing the creditworthiness of individuals or businesses. They analyze financial statements, credit reports, and other data to help determine lending risks and support credit decisions, often using financial analysis tools and adhering to company policies.

Will AI replace credit analyst?

AI can automate certain tasks performed by associate credit analysts, such as data analysis and risk assessment, increasing efficiency. However, the role still requires human judgment, relationship management, and interpretation of complex financial information that AI cannot fully replicate. Therefore, AI is likely to augment rather than replace credit analysts entirely.

What does an Associate Credit Analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
More about Associate Credit Analyst jobs
What cities are hiring for Associate Credit Analyst jobs? Cities with the most Associate Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Associate Credit Analyst jobs? States with the most job openings for Associate Credit Analyst jobs include:
Infographic showing various Associate Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 51% Full Time, 43% Part Time, and 3% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Credit Analyst

T Rowe Price

Baltimore, MD • Hybrid

Other

Posted 18 days ago


T. Rowe Price rating

9.1

Company rating: 9.1 out of 10

Based on 21 frontline employees who took The Breakroom Quiz


Job description

Role Summary

T. Rowe Price Associates, Inc. seeks a Credit Analyst in Baltimore, MD responsible for:

  • Analyzing, rating, recommending, and surveilling high yield bonds and leveraged loans.
  • Perform detailed financial modeling, capital structure analysis, and scenario testing for high-yield companies.
  • Monitor macroeconomic and industry trends and contribute to thematic research efforts within coverage sectors.
  • Conduct independent company research, develop actionable investment recommendations, and present regularly to portfolio managers.
  • Engage directly with company management teams, rating agencies, and sell-side analysts.
  • Integrate environmental, social, and governance (ESG) considerations into credit analysis where appropriate.

Qualifications

Minimum Requirements:

  • Master's degree in business administration, finance or related quantitative field PLUS
  • 2+ years of work experience in investment research, management consulting, or a related field working in a global environment with exposure to European markets.
  • 2+ years of experience in industry and company analysis;
  • 2+ years of experience in financial modeling and capital structure analysis.
  • 2+ years of experience in providing investment recommendations to senior decision-makers.

FINRA Requirements

FINRA licenses are not required and will not be supported for this role.

Work Flexibility

This role is eligible for hybrid work, with up to one day per week from home.


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