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Associate Credit Analyst Jobs (NOW HIRING)

Credit Business Associate certification preferred. * Strong analytical skills with the ability to assess credit risk and interpret financial information. * Effective verbal and written communication ...

Credit Analyst

Teaneck, NJ · On-site

$40K - $70K/yr

Associate's degree or equivalent; bachelor's degree in finance, accounting, or related field ... analysis to support sound credit decisions. Financial Acumen - You use financial data and ...

Credit Analyst

Teaneck, NJ · On-site

$40K - $70K/yr

Associate's degree or equivalent; bachelor's degree in finance, accounting, or related field ... analysis to support sound credit decisions. Financial Acumen - You use financial data and ...

Credit Analyst I

Clearwater, FL · Hybrid

$18 - $21.79/hr

Analyze credit and debit cases for completeness and accuracy. Gather and verify supporting ... In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other ...

Credit Analyst

Teaneck, NJ · On-site

$55K - $70K/yr

Associate's degree or equivalent; bachelor's degree in finance, accounting, or related field ... analysis to support sound credit decisions. Financial Acumen - You use financial data and ...

The Credit Analyst also reviews new lease and credit applications to ensure all required ... Associates degree in Finance, Accounting, or related field preferred. * Five or more years ...

The Credit Analyst also reviews new lease and credit applications to ensure all required ... Associates degree in Finance, Accounting, or related field preferred. * Five or more years ...

The Credit Analyst also reviews new lease and credit applications to ensure all required ... Associates degree in Finance, Accounting, or related field preferred. * Five or more years ...

CREDIT ANALYST (EXEMPT) Who we are: At Franklin Sports, Inc. we believe that sports make life ... will report to the Associate Manager of Credit, Collections and Accounts Receivables ...

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Associate Credit Analyst information

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$15

$29

$49

How much do associate credit analyst jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for associate credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
More about Associate Credit Analyst jobs
What cities are hiring for Associate Credit Analyst jobs? Cities with the most Associate Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Associate Credit Analyst jobs? States with the most job openings for Associate Credit Analyst jobs include:
Infographic showing various Associate Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 28% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Full-time

Re-posted 28 days ago


SMC Corporation Of America rating

7.3

Company rating: 7.3 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

304th of 487 rated machine equipment manufacturers


Job description

PURPOSE
The Credit Analyst will be responsible for evaluating the creditworthiness of new and existing customers, mitigating financial risk, and supporting healthy revenue growth. This involves conducting financial analysis, evaluating credit applications, and establishing appropriate credit limits. This role works closely with Collection Specialist and internal teams to resolving disputes with customers. This role plays a vital role in protecting the company's assets, optimizing cash flow, and maintaining strong customer relationships.
ESSENTIAL DUTIES
  • Analyze customer financial statements, credit reports, and payment history to assess creditworthiness and determine appropriate credit limits.
  • Review and approve credit applications in accordance with company policies and risk tolerance.
  • Monitor existing customer accounts for changes in credit risk and recommend adjustments to credit terms as needed.
  • Collaborate with Collection team to support resolution of high-risk or deliquent accounts and disputes with customers.
  • Maintain accurate and up-to-date credit files and tax exemption certificates for audit and compliance purposes.
  • Partner with internal teams to support strategic account decisions and ensure alignment on credit policies.
  • Prepare and present credit risk reports and accounts receivable aging reports to management, highlighting trends and potential exposure.
  • Support month-end and year-end closing processes by providing accurate accounts receivable data and reconciliation support.
  • Contribute to process improvements in credit policies, procedures, and scoring models.
  • Support financial projects and initiatives as assigned by the supervisor, contributing to cross-functional collaboration and timely execution.

PHYSICAL DEMANDS/WORK ENVIRONMENT
  • Working conditions are typical for an office environment
  • Work requires extensive work using a computer
  • Maintain seated posture/position for eight or more hours per day
  • Responsibilities may require evening and weekend work in response to needs of the systems being supported

MINIMUM REQUIREMENTS
  • Associate's degree in Accounting, Finance, Business Administration, or a related field.
  • 2-4 years of experience in credit analysis, accounts receivable, or a related financial role preferred.
  • Proficient in Microsoft Excel and accounting software.
  • Strong analytical skills with attention to detail and accuracy in financial evaluations and reporting.
  • A "get things done" and "do more with less" attitude, with a relentless focus on efficiency and results.
  • Strong communication and problem-solving skills for interacting with customers and internal teams.
  • Commitment to continuous learning and skillset development.

For internal use only: Finance001

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