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Associate Credit Analyst Jobs in Virginia (NOW HIRING)

Credit Analyst

Richmond, VA ยท Hybrid

$60K - $70K/yr

As a Credit Analyst, you'll play a key role in driving our company's financial health by managing ... Our benefits-eligible associates enjoy healthcare, dental and vision plans, a robust wellness ...

New

The Associate serves as a deal team lead and collaborates with our Analysts, Directors, Sales team ... Compose credit memorandums * Present analysis to Investment Committee, CSC executives, and ...

4223 Credit Associate 4223 | US Citizen OVERVIEW: The Credit Associate is a key member of the ... Conduct thorough credit analysis and risk assessments for financing, including financial statement ...

Credit Associate The Credit Associate is a key member of the Client Advisory Team alongside a ... Conduct thorough credit analysis and risk assessments for financing, including financial statement ...

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis ... Inclusion and Associate Engagement Programs Who we are & what we value: * We focus on what's most ...

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Associate Credit Analyst information

See Virginia salary details

$15

$29

$48

How much do associate credit analyst jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for associate credit analyst in Virginia is $29.67, according to ZipRecruiter salary data. Most workers in this role earn between $22.88 and $33.37 per hour, depending on experience, location, and employer.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

Are associate credit analysts paid well?

Associate credit analysts typically earn a median annual salary that is competitive within the finance industry, with pay often increasing with experience and certifications such as the CFA. Salaries can vary based on location, company size, and individual performance, but generally, the role offers a solid starting point for a career in credit analysis and financial services.

Is an associate credit analyst entry level?

An associate credit analyst is typically an entry-level position in the finance and credit analysis field. It often requires a bachelor's degree in finance, accounting, or a related field, and involves tasks such as assessing creditworthiness and supporting senior analysts. Advancement usually depends on experience, skills, and certifications like the CFA or credit analysis training.

What are the most commonly searched types of Credit Analyst jobs in Virginia?

The most popular types of Credit Analyst jobs in Virginia are:

What are popular job titles related to Associate Credit Analyst jobs in Virginia?

For Associate Credit Analyst jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Associate Credit Analyst jobs in Virginia look for?

The top searched job categories for Associate Credit Analyst jobs in Virginia are:

What cities in Virginia are hiring for Associate Credit Analyst jobs?

Cities in Virginia with the most Associate Credit Analyst job openings:

Infographic showing various Associate Credit Analyst job openings in Virginia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $61,709 per year, or $29.7 per hour.

$60K - $70K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted yesterday

New


Job description

Every day, we get opportunities to make a positive impact - on our colleagues, partners, customers and society. Together, we're pioneering the solutions of the future and unlocking the full potential of precious resources. Trusted to act on initiative, we challenge conventional thinking to develop world-leading technologies that inspire progress in vital areas, including energy, food, water and shipping.

As we push forward, the innovative, open spirit that fuels our 140-year-old start-up culture and rapid growth also drives our personal growth. So, as we shape a more resourceful, less wasteful world, we build our careers too.

About the job:

As a Credit Analyst, you'll play a key role in driving our company's financial health by managing customer accounts, establishing lines of credit, and resolving overdue accounts and customer disputes-all while maximizing cash flow. You'll have the opportunity to build strong relationships with our customers, ensure a positive experience, and uphold our Corporate Credit Policy.

This is a hybrid position located in Richmond, VA. This position has multiple openings.

As a part of the team, you will:

  • Ensure that the local credit policy is followed and contribute to improvements.
  • Conduct credit investigations; evaluate and review the credit worthiness of customers to minimize the organization's credit risk.
  • Perform the collection activity to ensure that overdues are kept to a minimum.
  • Monitor the status of individual credit accounts so that problem debts can be quickly identified and addressed.
  • Collaborate with counterparts in the finance processes (e.g. Finance Shared Service Center personnel or personnel within Local Finance).

We care about diversity, inclusion and equity in our recruitment processes. We also believe behavioral traits can provide important insights into a candidate's fit to a role. To help us achieve this we apply Pymetrics assessments, and upon application you will be invited to play the assessment games. Visa sponsorship is not available for this role.

What you know:

You have a Bachelor's degree (in Finance or Business preferred) or equivalent years of experience and:

  • 5+ years of relevant credit and collection experience in a complex global organization supporting multiple industries, Business Units and entities, collection knowledge of manufacturing environment and purchase orders
  • Proficient analytical, credit analysis, and collection skills
  • Excellent written and oral communication skills
  • Commitment to outstanding customer service and support
  • Ability to handle multiple tasks within a fluctuating workload
  • Ability to work with all levels of management and marketing/sales departments
  • Experience using online collections tools (i.e., Get Paid, HighRadius)
  • Proficiency with Microsoft Office (advanced Excel)
  • Knowledge of accounts receivable sub-ledger transactions
  • Demonstration of sound business judgment and shared values
  • Ability to speak Spanish a plus but not required

At Alfa Laval, we pride ourselves on creating an inclusive and dynamic workplace that values diverse perspectives and experiences. While we typically welcome applicants from all locations, currently, we are prioritizing candidates who reside in the US or have an established presence in the area.

What's in it for you?

We offer a challenging position in an open and friendly environment where we help each other to develop and create value. Your work will have a true impact on Alfa Laval's future success. Our benefits-eligible associates enjoy healthcare, dental and vision plans, a robust wellness program, generous 401(k), paid holidays, paid time off benefits, and more. At Alfa Laval, we carefully consider a wide range of factors to determine your total compensation package. We rely on market indicators and consider your specific job, background, skills, and experience to get it right. The base salary for this role is typically $60,000 - $70,000.

Alfa Laval is an equal opportunity employer. We are committed to building an inclusive and diverse workforce. All employment is decided on the basis of qualifications, merit, or business need, without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

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