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Associate Credit Analyst Jobs in Virginia (NOW HIRING)

... activities for tax credit purposes Lead federal and state audits and resolve notices Monitor ... This role will be based out of the CarMax Home Office in Richmond, VA and Associates will work ...

Underwriter

Richmond, VA · On-site

$75K - $95K/yr

Identify and evaluate risks associated with new and existing commercial credit requests and relationships through thorough review and analysis. * Collaborate with Bank associates and partners to ...

Showing results 41-60

Associate Credit Analyst information

See Virginia salary details

$15

$29

$48

How much do associate credit analyst jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for associate credit analyst in Virginia is $29.67, according to ZipRecruiter salary data. Most workers in this role earn between $22.88 and $33.37 per hour, depending on experience, location, and employer.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
What are the most commonly searched types of Credit Analyst jobs in Virginia? The most popular types of Credit Analyst jobs in Virginia are:
What are popular job titles related to Associate Credit Analyst jobs in Virginia? For Associate Credit Analyst jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Associate Credit Analyst jobs in Virginia look for? The top searched job categories for Associate Credit Analyst jobs in Virginia are:
What cities in Virginia are hiring for Associate Credit Analyst jobs? Cities in Virginia with the most Associate Credit Analyst job openings:
Infographic showing various Associate Credit Analyst job openings in Virginia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $61,709 per year, or $29.7 per hour.

Analyst II/Sr. Analyst, Income Tax

Carmax

Richmond, VA • On-site

Full-time

PTO

Re-posted 4 days ago


CarMax rating

8.0

Company rating: 8.0 out of 10

Based on 371 frontline employees who took The Breakroom Quiz

24th of 731 rated retailers


Job description

8901 - Corp Office West Crk - 12800 Tuckahoe Creek Parkway, Richmond, Virginia, 23238

CarMax, the way your career should be!

The Income Tax Analyst II/Sr. Analyst will play a critical role in the Company's income tax compliance process, ensuring that the Company complies with federal, state, and local laws. This position will assist with the preparation of the federal tax return and will be responsible for preparing complex state and local income/franchise tax returns. In addition, this position will lead tax fixed asset projects and the tax depreciation calculation. This position will be pivotal in process improvement initiatives to enhance the income tax compliance process. The Analyst II/Sr. Analyst will report to the Income Tax Compliance Manager and will work closely with the Income Tax Provision team and other corporate teams to drive results.

What you will do - Essential Responsibilities

Assist with the preparation of the federal tax return and prepare complex state and local income/franchise tax returns
Lead the tax depreciation calculation and work closely with external consultants on fixed asset projects, including cost segregation studies
Analyze Company leases to determine the proper tax treatment
Work closely with external consultants to analyze annual research and development ("R&D") expenses and activities for tax credit purposes
Lead federal and state audits and resolve notices
Monitor federal, state, and local tax legislation changes
Research and document complex tax issues, as well as present recommendations to management

Purpose of the role

The purpose of this role is to work closely with other Income Tax Department team members to ensure that the Company meets its income tax compliance obligations in accordance with federal, state and local tax laws.This role will have to build and maintain strong relationships throughout the organization and with external consultants. The successful candidate will possess a process improvement mindset, continually identifying and implementing enhancements to the income tax compliance process, and be able to consistently meet deadlines and achieve objectives in a fast-paced and dynamic environment.

Qualifications and Requirements

Bachelor's Degree in Accounting or Finance
MS in Accounting or Taxation preferred (MS in Accounting or Taxation is required if Bachelor's Degree is in a major other than Accounting or Finance)
CPA preferred
Four or more years of income tax experience at a public accounting firm or in a corporate tax department
Advanced federal and state income tax technical skills, specifically in the areas of compliance and audits
Tax depreciation experience
R&D tax credit experience preferred
Strong accounting skills
Self-motivated with strong planning and execution skills
Ability to conduct root cause analysis, determine possible solutions, and present to management
Ability to express opinions and innovative ideas and willingness to challenge others and the status quo appropriately
Computer skills: Microsoft Office (Excel, Word, and PowerPoint) required; Oracle and OneSource Tax experience preferred
Work Authorization:Applicants must be currently authorized to work in the United States on a full-time basis.

Work Location and Arrangement: This role will be based out of the CarMax Home Office in Richmond, VA and Associates will work onsite 4 days per week.

Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis.Sponsorship will not be considered for this specific role.

About CarMax

CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinkingaround the way cars are bought and soldhas helped us become the nation's largest retailer of used cars, with over 250 locations nationwide.

Ouramazing team of more than 25,000 associates work together to deliver iconic customer experiences.Along the way,we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and areone of the FORTUNE 100 Best Companies to Work For.

Our Commitment to Diversity and Inclusion:

CarMax is committed to bringing together people from different backgrounds and perspectives, providing employees with a safe, welcoming, and inclusive work environment.

CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law.

The annual salary for this position is:

$64,500.00 - $127,200.00

May be eligible for bonus and equity.

Benefits:

Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.

Associates that are considered full-time hourly or commission/incentive eligible:

  • To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
  • For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.

Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.

For more details about benefits, please visit our CarMax Benefits website.

Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.


What CarMax employees say

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About CarMax

Sourced by ZipRecruiter

CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide. Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

Industry

Automobile dealers and finance and insurance

Company size

10,000+ Employees

Headquarters location

Henrico, VA, US