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Credit Analyst Trainee Jobs in Virginia (NOW HIRING)

Graybar

Financial Management Trainee

Sterling, VA · On-site

$28/hr

The Financial Management Trainee program is designed to prepare high-potential candidates for ... Learn and apply the National Credit Standard (NCS) and Credit Financial Analysis (CFA) models to ...

Graybar

Financial Management Trainee

Sterling, VA

$28/hr

The Financial Management Trainee program is designed to prepare high-potential candidates for ... Learn and apply the National Credit Standard (NCS) and Credit Financial Analysis (CFA) models to ...

New

Harkins Builders

Superintendent 2

Richmond, VA · On-site

$80K - $100K/yr

Responsible for the supervision of assigned project engineers, assistant superintendents, trainees ... Demonstrated organizational, leadership, analytical, and communication (verbal and written) skills.

Harkins Builders

Superintendent 2

Fredericksburg, VA · On-site

$80K - $100K/yr

Responsible for the supervision of assigned project engineers, assistant superintendents, trainees ... Demonstrated organizational, leadership, analytical, and communication (verbal and written) skills.

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All JobsCredit Analyst JobsCredit Analyst Trainee JobsCredit Analyst Trainee Jobs in Virginia

Credit Analyst Trainee information

See Virginia salary details

$15

$29

$48

How much do credit analyst trainee jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for credit analyst trainee in Virginia is $29.67, according to ZipRecruiter salary data. Most workers in this role earn between $22.88 and $33.37 per hour, depending on experience, location, and employer.

What is a credit analyst trainee?

Credit Analyst Trainees are entry-level professionals who assist in evaluating the creditworthiness of individuals or businesses applying for loans or credit. They work under the supervision of experienced credit analysts, learning to analyze financial statements, assess risks, and prepare credit reports. This role provides foundational training in financial analysis, credit assessment, and industry-specific regulations, preparing trainees for advancement to full credit analyst positions.

What are the key skills and qualifications needed to thrive as a credit analyst trainee?

To thrive as a Credit Analyst Trainee, you need a solid understanding of financial analysis, accounting principles, and a relevant degree such as finance, economics, or business. Familiarity with financial modeling tools, Microsoft Excel, and credit risk assessment software is commonly required. Strong analytical thinking, attention to detail, and effective communication skills help you stand out in this role. These competencies are crucial for accurately assessing creditworthiness, minimizing risk, and supporting sound lending decisions.

What are some common challenges faced by credit analyst trainees during their initial months on the job?

Credit Analyst Trainees often encounter challenges such as learning to interpret complex financial statements, adapting to internal risk assessment models, and managing tight deadlines for report submissions. Additionally, they must quickly develop strong attention to detail and analytical skills to accurately assess creditworthiness. Collaboration with senior analysts and frequent communication with relationship managers are key to overcoming these challenges and building confidence in making well-informed recommendations.

What is the difference between Credit Analyst Trainee vs Credit Analyst?

AspectCredit Analyst TraineeCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, economics, or related field; some employers may prefer certifications like CFA or credit analysis coursesSame as trainee, often with additional experience or certifications
Work EnvironmentEntry-level, training-focused, often in banks, financial institutions, or credit agenciesMore independent, responsible for analyzing credit data, making recommendations, and monitoring credit risk
Employer & Industry UsageUsed in banking, finance, and credit companies as a starting roleUsed in similar industries, with increased responsibilities

The main difference between a Credit Analyst Trainee and a Credit Analyst is experience level and responsibility. Trainees are in training, gaining skills and knowledge, while Credit Analysts have more independence and decision-making authority in assessing credit risk.

What are the most commonly searched types of Credit Analyst jobs in Virginia?

The most popular types of Credit Analyst jobs in Virginia are:

What are popular job titles related to Credit Analyst Trainee jobs in Virginia?

For Credit Analyst Trainee jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Credit Analyst Trainee jobs in Virginia look for?

The top searched job categories for Credit Analyst Trainee jobs in Virginia are:

Credit Analyst Trainee jobs near you
Infographic showing various Credit Analyst Trainee job openings in Virginia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $61,709 per year, or $29.7 per hour.

Financial Management Trainee

Graybar

Sterling, VA • On-site

$28/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Graybar rating

8.5

Company rating: 8.5 out of 10

Based on 94 frontline employees who took The Breakroom Quiz

15th of 366 rated logistics

Job description

Make a difference.
The Financial Management Trainee program is designed to prepare high-potential candidates for future Financial Management positions within the company. Through a combination of on-the-job training and formal learning opportunities, trainees will develop expertise in credit management, collections, financial analysis, construction risk management, and business operations.
Participants will work closely with financial and branch leadership teams while gaining a comprehensive understanding of company policies, procedures, and objectives. Successful trainees will be considered for advancement opportunities upon completion of the training program.
In this role you will:
  • Complete training on financial management best practices and apply learning to daily responsibilities, including collections management, key performance metrics, and overall administration of the accounts receivable portfolio.

  • Obtain credit information, financial statements, reports, and other relevant data to evaluate customer creditworthiness.

  • Learn and apply the National Credit Standard (NCS) and Credit Financial Analysis (CFA) models to support sound credit decisions.

  • Assist in customer credit evaluations and credit approvals as delegated.

  • Assist with the review, maintenance, and administration of customer credit files and credit card programs.

  • Support collection efforts through customer contact, correspondence, account reviews, and payment follow-up activities.

  • Handle routine customer communications, including phone calls, emails, and written correspondence.

  • Secure and review project-related information, including notices, contracts, lien rights documentation, bond information, and other credit protection tools.

  • Develop an understanding of construction project risk management, contract review, lien rights, bond claims, and other financial risk mitigation practices.

  • Assist with account analysis and interpretation of key business metrics.

  • Develop professional communication, negotiation, and relationship management skills through interactions with customers, sales teams, suppliers, and company leadership.

  • Partner with branch and regional leadership teams to gain an understanding of operational and financial decision-making.

  • Cross-train with other departments to gain exposure to various business functions and develop a broad understanding of company operations.

  • Become familiar with branch, district, and corporate organizational structures and management responsibilities.

  • Participate in special projects and complete assignments within established deadlines.

What you bring to the table:
  • High School Diploma or GED required.

  • Bachelor's degree in Finance, Economics, Business Administration, Management, or a related field preferred.

  • Strong analytical, conceptual, and problem-solving abilities.

  • Strong planning, organizational, and time management skills with the ability to prioritize and manage multiple responsibilities.

  • Effective written and verbal communication skills.

  • Ability to work effectively with customers, suppliers, vendors, and internal business partners.

  • Demonstrated leadership potential through academic, professional, volunteer, or extracurricular activities.

  • Ability to work independently while contributing effectively within a team environment.

  • Valid Driver's License; some travel is required.

  • Willingness to relocate for future career advancement opportunities

  • Internship or professional experience in finance, banking, credit, construction, or business operations.

  • Experience reviewing and analyzing financial statements or business data.

  • Proficiency in Microsoft Excel, including formulas, pivot tables, lookups, and basic data analysis techniques.

  • Knowledge of finance, commercial law, construction credit practices, or business administration.

  • Interest in leadership development and long-term career growth within financial management.

Shift and Hours: Monday - Friday, 8:00am - 5:00pm.
Compensation Details: The expected starting rate of pay for this position is $28.00 per hour, depending on experience.
The Value of Graybar:
At Graybar, we are known for our comprehensive benefits and our employee stock ownership plan! Most regular, full-time employees at Graybar may be eligible for a variety of benefits like:
  • Multiple plan options for Medical, Dental, Vision, and Prescription Drug benefits.
  • Life Insurance coverage for you and options for your family.
  • Save on expenses with Flexible Spending Accounts.
  • Enjoy our Disability Benefits at no cost to you.
  • Share in our success with Profit Sharing Plans.
  • 401(k) Savings Plan with company match to help secure your future.
  • Paid Vacation & Sick Days to spend time away from work or in case of an illness.
  • Rest and recharge during our Paid Holidays throughout the year.
  • Take advantage of our Paid Wellness Day to focus on preventive care and prioritize your health.
  • Volunteer with Community Time Off to give back to the community.
  • Predictable Work Schedules to plan your life: no weekends or nights for most roles.
  • Celebrate your and others' achievements with our Employee Recognition Program.
  • Reach your career goals with our Educational Reimbursement and Career Development Programs.
  • And More Perks that support your well-being and career growth.

Benefit eligibility may vary across locations and roles, so be sure to check in with your recruiter for more information.
Why should you join Graybar?
At Graybar, our employees are the heart and soul of our company. We believe that employees with diverse perspectives bring the ideas and innovative thinking we need to solve our biggest challenges and compete in an ever-changing world. Consistent with our values, we welcome people from all backgrounds, cultures and experiences into our company because we believe it's the right thing to do and the right way to run our business.
We want each of our employees to know that they matter and to feel a sense of belonging, ownership and inclusion at Graybar. We believe that everyone should be treated with dignity and respect, and we work to build a collaborative environment where our employees have the opportunity to grow, learn and make a difference, both as individuals and as part of the team.
That's what our employee ownership culture is all about: working as one team and moving forward together, while honoring the unique value each person brings to our company.
Apply now and find out what's next for you.
Equal Opportunity Employer/Vet/Disabled
Not the right fit? Let us know you're interested in a future opportunity by clicking Introduce Yourself in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest!

What Graybar employees say

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About Graybar

Sourced by ZipRecruiter

At Graybar, our employees are the heart and soul of our company. We believe that employees with diverse perspectives bring the ideas and innovative thinking we need to solve our biggest challenges and compete in an ever-changing world. Consistent with our values, we welcome people from all backgrounds, cultures and experiences into our company because we believe it's the right thing to do and the right way to run our business.

Industry

Construction materials wholesalers

Company size

5,001 - 10,000 Employees

Headquarters location

Saint Louis, MO, US

Year founded

1869

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