ZipRecruiter

Log In

1

Credit Risk Reviewer Jobs in Virginia (NOW HIRING)

Freddie Mac

Portfolio Risk Lead - Servicing

Mclean, VA · On-site

Review SF New Products/New Initiatives, Significant Changes and FHFA Directives for credit risk exposure and downstream impacts * Review and assess SF Servicing Policy changes and issued Terms of ...

Freddie Mac

Portfolio Risk Lead - Servicing

Mclean, VA · On-site

Review SF New Products/New Initiatives, Significant Changes and FHFA Directives for credit risk exposure and downstream impacts * Review and assess SF Servicing Policy changes and issued Terms of ...

next page

Showing results 1-20

All JobsCredit Risk Reviewer JobsCredit Risk Reviewer Jobs in Virginia

Credit Risk Reviewer information

What does a Credit Risk Reviewer do?

A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.

How does a Credit Risk Reviewer typically collaborate with other departments to ensure accurate risk assessments?

Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.

What are the key skills and qualifications needed to thrive as a Credit Risk Reviewer, and why are they important?

To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.

What is the difference between Credit Risk Reviewer vs Credit Analyst?

AspectCredit Risk ReviewerCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit-specific trainingBachelor's degree, often similar certifications or coursework in finance or economics
Work EnvironmentReviewing credit files, assessing risk, and ensuring complianceAnalyzing financial data, preparing credit reports, and making lending recommendations
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance departments

Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

What are popular job titles related to Credit Risk Reviewer jobs in Virginia? For Credit Risk Reviewer jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Reviewer jobs in Virginia look for? The top searched job categories for Credit Risk Reviewer jobs in Virginia are:
What cities in Virginia are hiring for Credit Risk Reviewer jobs? Cities in Virginia with the most Credit Risk Reviewer job openings:
Credit Risk Reviewer jobs near you

Credit Risk Analyst

MSIG Holdings USA, Inc.

Alexandria, VA • On-site

Full-time

Posted 27 days ago

Job description

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary ofMS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.

The Credit Risk Analyst will support the Political Risk and Trade Credit Underwriting team by conducting thorough financial, credit, and country risk assessments of counterparties, sectors, and sovereigns. This role is focused on providing high-quality, data-driven analysis to enable informed underwriting decisions and effective portfolio management. The analyst will contribute to the department's risk selection, exposure monitoring, and policy development, ensuring alignment with the company's risk appetite and strategic objectives.

Key Responsibilities

  • Credit & Financial Analysis

    • Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.
    • Develop credit profiles and internal ratings to support underwriting decisions.
    • Maintain financial models and provide forward-looking assessments of credit risk.

    Country & Political Risk Assessment

    • Monitor geopolitical and macroeconomic developments affecting trade credit and political risk exposures.
    • Assess sovereign and country risk, including transfer risk, expropriation, and political instability.
    • Contribute to country risk ratings and exposure management strategies.

    Underwriting Support

    • Provide objective credit and political risk analysis to underwriters for new submissions and renewals.
    • Draft concise credit memoranda summarizing key risks and recommendations for internal review.
    • Support structuring and pricing by supplying risk analysis aligned with underwriting guidelines.

    Portfolio Monitoring & Reporting

    • Track counterparty and country exposures across the portfolio.
    • Monitor and escalate adverse credit or political developments that may impact insured risks.
    • Assist in portfolio stress testing, scenario analysis, and concentration management.

    Internal Collaboration

    • Work closely with underwriters, actuaries, claims, and other internal teams to support disciplined risk evaluation.
    • Contribute to refining risk assessment methodologies, models, and underwriting tools.
    • Prepare internal reports and presentations for risk committees and senior management.

    Qualifications

    • Bachelor's degree in Finance, Economics, Accounting, International Relations, or related field; advanced degree or CFA designation preferred.
    • 3+ years of experience in credit analysis, banking, trade finance, ratings agency, or insurance.
    • Strong financial statement analysis and credit modeling skills.
    • Knowledge of political and country risk factors impacting international trade and investment.
    • High attention to detail and strong problem-solving ability.
    • Proficiency in Excel, financial modeling, and credit research databases (e.g., Capital IQ, Moody's, Fitch).
    • Strong written and verbal communication skills for internal reporting and presentations.
    • Ability to prioritize tasks and meet deadlines in a dynamic underwriting environment.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!


It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

Apply