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Remote Credit Card Jobs (NOW HIRING)

Prosper

Sr. Manager, Credit Risk Analytics

Charleston, WV · Remote

$190K - $230K/yr

... Card portfolios. They will be responsible for the life cycle of credit management including ... Ability to work productively in a remote/in-person hybrid working environment Resources to help you ...

UMB Financial

Consumer Card Product Manager

OR · On-site +1

The Consumer Card Product group manages consumer credit and debit card solutions for the Bank ... However, the remote location must be within the US. How you will spend your time: * Develop ...

Allen Koch

Remote Accounting Staff

Phoenix, AZ · Remote

$45K - $60K/yr

... credit card statements · Process all expense reports and reimbursements, file credit card receipts (for all staff members) · In-kind inventory control and distribution · Other duties, as assigned ...

Sunbit

Director, Card Operations

Remote (Las Vegas or California highly preferred) Reports To: VP, Strategy and Operations The ... For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in ...

Sunbit

Director, Card Operations

Los Angeles, CA · On-site +1

Remote (Las Vegas or California highly preferred) Reports To: VP, Strategy and Operations The ... For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in ...

Affirm

Manager, Software Engineering (Card Platform)

$204K - $264K/yr

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility ... The majority of our roles are remote and you can work almost anywhere within the country of ...

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How much do remote credit card jobs pay per hour?

As of Jul 1, 2026, the average hourly pay for remote credit card in the United States is $27.40, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $29.33 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Remote Credit Card position, and why are they important?

To thrive in a Remote Credit Card Specialist role, you need a solid understanding of credit card products, fraud detection, payment processing, and customer account management, often supported by experience in finance or banking. Familiarity with CRM platforms, secure payment gateways, and compliance tools such as PCI DSS is highly valued. Strong communication, problem-solving, and attention to detail are crucial soft skills, as they enable efficient and accurate support for clients remotely. These competencies help ensure secure transactions, regulatory compliance, and high customer satisfaction in a remote environment.

What is a Remote Credit Card job?

A Remote Credit Card job typically involves working from home or any remote location to assist customers with credit card applications, payments, disputes, and account inquiries. Responsibilities may include handling customer support, fraud prevention, billing issues, and offering financial guidance. These roles are often available in banks, financial institutions, or credit card companies and require strong communication and problem-solving skills.

What are the typical daily responsibilities of a Remote Credit Card Specialist?

A Remote Credit Card Specialist typically handles tasks such as assisting customers with credit card applications, investigating and resolving transaction disputes, monitoring accounts for suspicious activity, and providing guidance on credit management. The role involves frequent communication with clients via phone, email, or chat, as well as collaboration with internal teams like risk, compliance, and customer support. Specialists are also responsible for staying updated on industry regulations and company policies to ensure all activities are compliant. This mix of customer service and technical knowledge makes the role dynamic and engaging for those who enjoy helping others and solving problems remotely.

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What cities are hiring for Remote Credit Card jobs? Cities with the most Remote Credit Card job openings:
What are the most commonly searched types of Credit Card jobs? The most popular types of Credit Card jobs are:
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Remote Credit Card jobs near you
Infographic showing various Remote Credit Card job openings in the United States as of June 2026, with employment types broken down into 60% Full Time, 20% Part Time, and 20% Contract. Highlights an 100% Remote job distribution, with an average salary of $56,993 per year, or $27.4 per hour.
Sr. Manager, Credit Risk Analytics

Sr. Manager, Credit Risk Analytics

Prosper

Charleston, WV • Remote

$190K - $230K/yr

Full-time

Posted 4 days ago

Job description

Your role in our mission

As the first peer to peer lending marketplace in the United States, Prosper has a history of innovation.  As a growing company that generates cash (rare in the valley), Prosper also has a history of generating results. 

The Senior Manager, Credit Risk Analytics is responsible for portfolio credit strategies and oversight of credit quality and performance of the Credit Card portfolios. They will be responsible for the life cycle of credit management including compliance with requirements of regulators and internal control and will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the portfolio. They will review, analyze, and enhance the risk strategies through the use of Machine Learning models and credit data to manage the portfolio growth while delivering expected returns.  They will work with cross-functional teams in Product, Engineering, Legal/Compliance and Marketing to deliver the credit strategies as per design.

The ideal candidate is expected to bring broad and in-depth consumer lending expertise to the team, be comfortable to be hands-on to guide team to develop strategies for automated credit decisions, own the end-to-end process to ensure the credit strategies are performing as expected to support business growth while managing credit losses effectively. They should be a passionate business and people leader who has the business acumen and domain expertise to guide the team to tackle challenges in novel and effective ways.  Making better, faster and more agile risk strategies keeps our marketplace competitive and ensures that we continue to deliver on our mission of advancing financial well-being.

How you’ll make an impact
  • Develop credit strategies to improve the credit performance by using data, ML/AI models and advanced analytics tools.
  • Turn findings/gaps into strategy enhancement to present recommendations to the Risk Management and broader
  • Prosper community with the considerations of business impact and cost needed.
  • Ensure credit losses remain within the company’s defined risk appetite.
  • Bring innovative/out of the box thinking to make recommendations and approaching/solving problems.
  • Design and evaluate A/B tests, with a strong understanding of risk–return trade-offs.
  • Identify and evaluate new vendors / data sources and create business cases.
  • Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance.
  • Conduct ad-hoc analysis related to risk management, investor services, product, and operations.
  • Analyze portfolio performance at a granular segment level on an ongoing basis, identify key performance drivers and emerging trends.
  • Work with legal and compliance team to ensure strategies and policies comply with all the regulatory requirements.
  • Have experience with credit loss forecast and stress testing exercise.
 
Skills that will help you thrive
  • Master’s degree in Business, Statistics, Mathematics, Engineering or Economics
  • 8+ years of experience managing acquisition/portfolio credit risk for Credit Card and Personal Loan business; Strong
  • business acumen and extensive knowledge about credit management
  • 3+ years of people leadership experience
  • Outstanding thought leadership and skills to translate business problem into analytical problems; ability to build and enhance framework
  • Exceptional communication skills in both written and oral – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
  • A quick thinker and can handle questions on unfamiliar topics with convincing skills
  • A team player – collaborate with people across functions and a business owner mentality
  • Ability to work in fast-paced environment and meet deadlines without sacrificing quality
  • Ability to work productively in a remote/in-person hybrid working environment 
Resources to help you prosper
  • A hybrid connection: We believe in the "best of both worlds" - a hybrid environment (2 days/week in our SF office) that balances high-touch collaboration with the flexibility of remote work
  • Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security
  • Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage
  • Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace
  • The ability to work remotely in the United States
Compensation details: The salary for this position is $190k - $230k annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors.
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About Us

Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.

Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com.

We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!  
 
Our Values
  • Diversity expands opportunities
  • Collaboration creates better solutions
  • Curiosity fuels our innovation
  • Integrity defines all our relationships
  • Excellence leads to longevity 
  • Simplicity guides our user experience 
  • Accountability at all levels drives results
 
www.prosper.com
Our Story & Team  //   Our Blog 
 
Applicants have rights under Federal Employment Laws.
Family & Medical Leave Act (FMLA)
Equal Employment Opportunity (EEO)
Employee Polygraph Protection Act (EPPA) 
 
California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA.
 
Illinois applicants: please click here to view our Artificial Intelligence Notice for Applicants.
 
At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.
 
Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.
 

*All personal loans are made by WebBank.

¹The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.